All In Credit Union Andalusia AL | Affordable Auto Loans & Business Banking

Introduction

Welcome to All In, your trusted partner in financial services, proudly serving the Andalusia community since 1966. Located at 1602 Dr M L K Jr Expy, Andalusia, AL 36420, we are committed to providing personalized banking solutions that meet the unique needs of our 191,014 members. With total assets exceeding $3.3 billion and total deposits of $225,036,932, we understand the importance of trust and reliability in managing your finances. At All In, we strive to enhance the financial well-being of our members through a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our dedicated team of 462 employees is here to support you with expert advice and friendly service. Under the leadership of our CEO, Robert Michael, and Board President, Charles Mingus, we continue to grow and adapt to better serve you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 238 Virginia Ave, Daleville, AL 36322. Our commitment goes beyond just numbers; we aim to create a positive impact in our community by supporting local initiatives and fostering financial literacy. We invite you to explore what All In has to offer by visiting our website at allincu.com or give us a call at 334-598-4411 during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. Join us today and experience a credit union that truly puts its members first!

Branch History & Mission

A Journey of Growth and Commitment

Over the years, All In has continuously evolved to meet the changing needs of our members. With total assets exceeding $3.3 billion, we have made significant strides in providing various financial services, including personal banking, auto loans, mortgages, and business banking solutions. Our mission is simple yet powerful: to provide exceptional service while fostering a strong sense of community. We believe that by supporting our members financially, we empower them to thrive. Our commitment goes beyond banking; it extends into community outreach. We actively participate in initiatives that benefit local schools, charities, and events. This connection with our community is what drives us every day.

Embracing Innovation

As we move forward into the future, All In embraces digital advancements to enhance member experience. From online banking and mobile applications to convenient ATM access and drive-thru services, we ensure that banking with us is both easy and efficient.

Join Us Today!

We invite you to become part of the All In family! Experience firsthand how we can assist you in achieving your financial goals while being an integral part of a community-focused institution. Whether you're looking for savings accounts or need help with loans, we're here for you every step of the way. Reach out today at 334-598-4411 or visit us online at All In to learn more!

Our Mission Statement

At All In, our mission is not just about offering financial products but also about enhancing lives through education and support. We aim to make banking accessible and straightforward for everyone whether you are looking for personal loans or considering starting your own business. We strive to offer services that help you manage your finances effectively while ensuring a welcoming environment where all feel valued. For those who wish to communicate with us formally, while you can visit us at 1602 Dr M L K Jr Expy Andalusia Al 36420, official correspondence should be sent to 238 Virginia Ave, Daleville, AL 36322.

Branch Location & Accessibility

Accessibility Features

At All In, we believe that everyone deserves easy access to financial services. Our branch is ADA compliant, featuring ramps and accessible entrances to ensure that everyone can visit us comfortably.

Get in Touch!

Have questions? Want to learn more about how we can serve you? Feel free to give us a call at 334-598-4411 or stop by during our operating hours. At All In, we're excited to be part of your financial journey!

Location Highlights

Situated near the bustling downtown area, our branch is easily accessible for all residents of Covington County. If you're near popular spots like the Andalusia City Hall or the local library, you'll find us just a short drive away. We prioritize making your visit as smooth as possible, with ample parking available right at our doorstep.

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed with your schedule in mind. You can visit us Monday through Friday from 8:30 AM to 5:00 PM. Need assistance outside of these hours? Don't worry! You can also take advantage of our drive-thru banking service for simple transactions without leaving your car.

Services Available

From personal checking and savings accounts to auto loans and mortgage options, All In offers a variety of services tailored to meet your needs. Plus, we have ATM availability and shared services for partner credit union members, ensuring you have access to your funds whenever you need them. While members can visit us at 1602 Dr M L K Jr Expy, official correspondence should be sent to our mailing address at 238 Virginia Ave, Daleville, AL 36322.

Member Eligibility

At All In, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, worship, or attend school in our area, you're likely already eligible to become a member. We celebrate diversity and encourage individuals from all walks of life to reach out and explore the benefits of membership with us. You'll find that being part of All In opens doors to exclusive services, personalized support, and great rates on loans and savings accounts. To get started on your journey towards membership at All In, simply visit our website for more details on eligibility criteria at . Once you're ready to take the plunge, opening an account is just a click away through our easy online process found here: https://www.allincuonline.com/dbank/live/app/register. If you have any questions or need assistance along the way, don't hesitate to give us a call at (334) 598-4411. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having efficient merchant services can set you apart. Imagine being able to accept payments easily while keeping track of transactions effortlessly. Our merchant services streamline payment processing, allowing you to focus on what really matters growing your business. Located at 1602 Dr M L K Jr Expy Andalusia Al 36420 in Andalusia, AL, we're here to help you navigate your financial needs with personalized service. Reach out today at (334) 598-4411 and discover how All In can empower your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,041,941, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM and cash withdrawal services ensure you have access to your money when you need it most. For those quick transactions, enjoy the ease of our basic drive-thru banking for deposits and withdrawals without leaving your car.

Business Banking Services

Running a business comes with its own set of challenges. At All In, we offer comprehensive business banking services, including merchant services and business loans tailored to help you thrive. We know that every dollar counts, so our solutions aim to streamline operations while enhancing your financial stability.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments right from your smartphone or computer. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Solutions

We understand that managing money can be a challenge. That's why we offer personal banking services like checking and savings accounts designed to fit your lifestyle. Need a reliable way to purchase your next vehicle? Our auto loans and vehicle financing options provide flexible solutions with competitive rates. If homeownership is on your mind, consider our mortgage loans and refinancing services, making the dream of owning a home more accessible than ever. For those unexpected expenses or debt consolidation needs, our personal loans are here to support you in overcoming financial hurdles. Plus, with our credit cards that come with rewards, you can earn while you spend!

Shared Branch Transactions

If you're traveling or simply need more flexibility, take advantage of our shared branch transactions which allow members of partner credit unions to make deposits and withdrawals conveniently. Whether you're in Andalusia or just passing through, our team is ready to assist you during regular hours from Monday to Friday, 8:30 AM to 5:00 PM. Feel free to reach out at 334-598-4411 if you have any questions or would like more information about how we can help meet your financial needs. Ready to take control of your finances? Visit us online at All In or start opening an account here. We look forward to serving you!

Digital & Online Banking

Key Features for Your Convenience

We know security is important to you. That's why our digital banking services include electronic signature authorization for quick and secure transactions. You can also receive e-statements, which not only save paper but help you keep track of your financial activities efficiently. Need to send money to a friend? Our person-to-person transfer feature lets you do that easily without any hassle. Plus, if you're always on the move, you'll love our mobile application that supports mobile payments. With just a tap on your smartphone, making purchases or transferring funds has never been easier.

Stay Connected and In Control

With All In, real-time account management is at your fingertips. Whether you're checking balances or setting up alerts for transactions, we've got you covered. Our commitment to providing accessible and easy-to-use banking solutions means that managing your finances is no longer a chore but a breeze. Join us today and experience how digital banking can transform the way you handle your money!

Financial Strength

At All In, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health, which is essential for building trust and ensuring we can meet your needs now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $320,898,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,402,570,860 in share certificates and $293,654,434 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $129,082,777, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our services is reflected in our $290,132,823 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures to serve you better. With $25,097 in used auto loans and $2,487,140,020 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our $22,918,733 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 441 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 358,227, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All In is your trusted partner. Visit us at 1602 Dr M L K Jr Expy Andalusia Al 36420 or call (334) 598-4411 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $390,463,913 in used vehicle loans and $54,277,502 in new vehicle loans already helping members get on the road. Our financing options are designed to make your auto purchase as affordable as possible.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $50,041,941 provide the capital needed to grow and expand. Whether it's for new equipment or operational costs, we're here to help your business thrive. We also want you to know that refinancing options may be available if you're looking to adjust your current loans for better terms or rates. If you have any questions about our loan offerings or eligibility criteria, don't hesitate to reach out! You can call us at 334-598-4411, and our friendly staff will be more than happy to assist you during our operating hours: Monday - Friday from 8:30 AM - 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At All In Credit Union, we strive to make your borrowing experience straightforward and beneficial.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we provide flexible credit lines totaling $417,700,355. These credit lines can be useful for managing unexpected expenses or funding personal projects. We also offer unsecured credit card loans with a total of $53,361,882 available for those who prefer quick access to funds without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $461,538,395, make buying or refinancing simple. We aim to support you every step of the way on your journey to owning a home.

Loan Aggregator

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All In

Type of Loan Offerings

Home Equity Loans

Personal Loans