Align Credit Union Seabrook NH | Low Mortgage Rates & Personal Loans

Introduction

Welcome to Align Credit Union at our Seabrook, NH branch, located conveniently at 68 Lafayette Rd, Seabrook, NH 03874. Since our establishment in 1922, we have been dedicated to serving our community with trust and transparency. With a total membership of 28,510 and assets amounting to an impressive $679,499,499, we pride ourselves on being a stable financial partner for all your banking needs. At Align, we understand that financial well-being is key to a thriving community. That's why we offer a range of services tailored to meet the diverse needs of our members from personal banking options like checking and savings accounts to auto loans and mortgages. We also provide business banking solutions that help local entrepreneurs grow their ventures. Our CEO, Lydia Vazquez, alongside Board President George Gagan, leads a dedicated team of 137 employees who are committed to your success. Our goal is not just about numbers; it's about building lasting relationships with our members. With total deposits reaching $3,187,212 and a net worth of $66,878,219, you can feel confident that your finances are in capable hands. While members can visit us at our Seabrook branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 7008, Lowell, MA 1852. Whether you're looking for guidance on loans (we currently have 9,986 loans and leases) or want to discuss investment options with us, we're here to help. Ready to take the next step? Call us today at 800-942-9575 or visit our website at aligncu.com to learn more about how Align Credit Union can support your financial journey!

Branch History & Mission

Welcome to Align Credit Union, located in the heart of Seabrook, NH. Since our establishment in 1922, we have grown from a small community initiative into a vibrant financial institution serving over 28,500 members. Our branch at 68 Lafayette Rd has been a cornerstone for individuals and families seeking reliable financial services and support. Align's journey began with a simple mission: to provide accessible financial services while fostering community well-being. Over the years, we have achieved remarkable milestones, including amassing total assets of nearly $680 million. This growth reflects our commitment to our members and their financial health. As we evolved, so did our services. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we strive to meet the diverse needs of our community. Our focus on innovation has led us to embrace online and mobile banking solutions, ensuring that our members can manage their finances conveniently from anywhere. At Align Credit Union, we believe in giving back to the community that supports us. Our outreach efforts include partnerships with local organizations aimed at enhancing financial literacy and providing resources for those in need. We take pride in being more than just a financial institution; we are a partner in your journey toward financial stability. While members can visit us at 68 Lafayette Rd, official correspondence should be sent to PO Box 7008, Lowell, MA 1852. Our dedicated team is here during operating hours Monday through Thursday from 8:00 AM to 4:30 PM, Friday until 6:30 PM to assist you with any inquiries. As we look forward to the future, our mission remains clear: to empower our members through quality financial services while nurturing a strong sense of community. Join us today and experience the benefits of being part of Align Credit Union. Together, let's build a brighter financial future! For more information or to become a member, call us at 800-942-9575 or visit our website at Align Credit Union.

Branch Location & Accessibility

Contact Us Today!

If you need further assistance or want to learn more about what we offer, feel free to give us a call at 800-942-9575. We invite you to visit us at the Seabrook branch your trusted partner in financial success! While members can visit us at 68 Lafayette Rd, official correspondence should be sent to PO Box 7008 in Lowell, MA. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it a familiar stop for residents in the area. With ample parking available, visiting us is hassle-free. We prioritize accessibility for everyone, ensuring that our facilities comply with ADA standards, including ramps and other features to assist those with mobility challenges.

Operating Hours and Services

We understand that life can be busy, which is why our lobby hours are designed to accommodate your schedule. We're open Monday through Thursday from 8:00 AM to 4:30 PM, and on Friday from 8:00 AM to 6:30 PM. Although we don't offer drive-thru banking at this location, we do have an ATM available for quick cash withdrawals and balance checks. At Align, we pride ourselves on providing a variety of personal banking services. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered. Our friendly team is always ready to assist you with any questions or guidance you may need.

Member Eligibility

At Align, we believe that becoming a member is like joining a caring family, where your financial well-being is our top priority. If you're interested in joining us at our Seabrook location, we make it easy and welcoming! To be eligible, you just need to live, work, worship, or attend school in the areas we serve. This means whether you're a local resident or part of our community in other ways, you can enjoy the benefits of membership with us. Plus, being a member opens up access to great financial services tailored just for you think lower loan rates and higher savings returns! Ready to take the next step? Opening an account at Align is simple! Just visit our account opening page to get started. If you have any questions or need assistance, don't hesitate to give us a call at (800) 942-9575. For detailed eligibility criteria and updates, please check out our resource page here. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine having payment solutions that simplify your daily operations. Our merchant services enable you to accept payments quickly and securely, allowing you to focus more on what matters growing your business. Picture a busy café seamlessly processing orders or a local boutique effortlessly handling sales transactions. That's the kind of efficiency we aim to provide. Come visit us at 68 Lafayette Rd Seabrook Nh 03874 in Seabrook, NH, or give us a call at (800) 942-9575. Let's work together to turn your business dreams into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,591,645, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For local businesses, Align provides essential services including merchant services and business loans. We understand the unique challenges businesses face today, and our team is committed to helping you succeed with tailored financial solutions.

Convenient Access Anytime

We also recognize the importance of accessibility in today's fast-paced world. That's why we have equipped our branch with ATM services for cash withdrawals and balance checks, ensuring you can access your funds whenever needed. With features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Empowering You Financially

In addition to traditional banking services, we offer personal loans and debt consolidation options. These solutions can help streamline your finances by combining multiple debts into one manageable payment, allowing you to focus on what truly matters. Our credit cards come with rewards that add value every time you shop. Enjoy cashback on purchases while building your credit history!

Homeownership Support

If you're dreaming of owning a home, look no further than our mortgage loans and refinancing services. We're here to guide you through every step of the process, whether you're buying your first home or looking to refinance your current mortgage for better rates.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services that include checking and savings accounts designed to help you save money and manage your day-to-day expenses effectively. With our user-friendly online and mobile banking options, you can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. For those in need of financing, our auto loans and vehicle financing options make purchasing a new car or refinancing an existing loan straightforward. We strive to provide competitive rates that fit your budget.

Stay Connected with Us

If you have questions about any of our services or would like to learn more about how we can assist you, please don't hesitate to reach out at (800) 942-9575. Our friendly staff is always ready to help! Join us at Align, where we put members first and aim to provide comprehensive financial solutions for everyone in Seabrook, NH!

Digital & Online Banking

Accessibility and Real-Time Management

With 24/7 online banking services available at Align, you have full control over your accounts whenever it suits you. This means no more rushing to the bank before closing time or waiting for statements in the mail. Plus, our commitment to electronic signature authorization simplifies processes like loan applications and account openings. In addition to these features, you can enjoy quick transactions through mobile payments and person-to-person transfers perfect for splitting bills or sending money to friends instantly. All these services come together to create an accessible and efficient banking experience tailored just for you. Explore all that digital banking has to offer at Align today! Visit us online at https://www.aligncu.com/ and discover how easy managing your finances can be.

Key Services

Our online banking service at https://www.aligncu.com/ allows you to manage your accounts with ease. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. You can also sign up for e-statements, making it easier to keep track of your finances without the clutter of paper statements. For those who are always on the go, our mobile application lets you take your banking with you. From making person-to-person transfers to setting up mobile payments, our app provides all the tools you need right in your pocket. And don't worry about security; we prioritize protecting your information so you can bank with peace of mind.

Financial Strength

Commitment to Growth

Our commitment to financial growth is reflected in our $66,061,257 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $1,322 in used auto loans and $393,279,433 in total loans and leases, we support your financial goals across various sectors.

Growing Member Base

Our robust member base is evidenced by a total of 62,560 share accounts, showcasing the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Align is your trusted partner. Visit us at 68 Lafayette Rd Seabrook Nh 03874 or call (800) 942-9575 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

We prioritize our members' needs. This is evident in our management of resources, as shown by our $153,459,639 in share certificates and $59,065,307 in money market shares, which secure your savings while offering stable growth opportunities. Additionally, with non-member deposits at $748,413, we focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 16 part-time employees who are dedicated to serving you with expertise and care.

Solid Financial Foundation

With a net worth of $66,878,219, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $16,420,943 in used vehicle loans and $7,540,021 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that cater to your needs.

Credit Lines and Refinancing Options

For those who prefer flexibility in borrowing or need assistance with refinancing existing debts, our credit line options are designed for you. With total credit lines amounting to $270,360,965, we're committed to providing solutions that meet your financial requirements. For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $66,591,645 are tailored to support your entrepreneurial journey. At Align Credit Union, we pride ourselves on being a trusted partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're exploring loan options or considering refinancing opportunities, our team is ready to help you navigate the choices available. Visit us today or call us at 800-942-9575 for personalized assistance!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $62,064,206. We can guide you through the process and help you find a plan that works for your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $11,407,989 in loans helping members manage their finances effectively. Enjoy the benefits of having access to funds without needing collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By offering clear and straightforward insights, LendMesh empowers users to make informed financial decisions without the confusion. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results (Source: https://www.ncua.gov), which guarantees fair and transparent offers. Users can trust that the information they receive reflects current market conditions and available options. The benefits of using LendMesh are numerous. - Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, allowing them to compare options efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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