Align Credit Union Haverhill MA | Best Auto Loans & Business Banking

Introduction

Welcome to Align Credit Union, your trusted financial partner in the heart of Haverhill, MA! Located at 20 Cushing Ave, our branch has been serving the community since 1922, dedicated to providing personalized banking solutions that meet the needs of our diverse membership base. With a robust total membership of 28,510 and total assets reaching an impressive $679,499,499, we take pride in being a cornerstone of financial support for families and businesses alike. At Align Credit Union, we believe that everyone deserves access to quality financial services. Our commitment to member satisfaction is evident through our wide range of offerings, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. As of now, we have facilitated a total of 9,986 loans and leases, helping our members achieve their dreams whether it's buying a new car or expanding their business. Our leadership team, led by CEO Lydia Vazquez and Board President George Gagan, works tirelessly to ensure that we uphold our mission of community empowerment. We understand that trust is built through transparency, which is why we maintain strong financial health with a net worth of $66,878,219 and cash in hand amounting to $3,901,126. While members can visit us at 20 Cushing Ave, official correspondence should be sent to our mailing address: PO Box 7008, Lowell, MA 1852. Our friendly staff is available to assist you during lobby hours from Monday to Thursday between 8:30 AM - 4:30 PM, Fridays from 8:00 AM - 6:30 PM, and Saturdays from 9:00 AM - 12:00 PM. We invite you to explore how Align Credit Union can enhance your financial journey. Call us today at 800-942-9575 or visit our website at Align Credit Union to learn more about our services! Your future starts here!

Branch History & Mission

At Align, our Haverhill Branch has a rich history that dates back to its opening in 1922. Since then, we have been dedicated to serving our community with integrity and care. Located at 20 Cushing Ave, Haverhill, MA 01830, our branch stands as a testament to the commitment we've made to our members and the local community. Over the years, Align has grown significantly, now boasting a total membership of 28,510 and total assets of $679,499,499. This growth reflects not just our financial stability but also the trust placed in us by our members. Our mission is simple yet profound: to empower our members by providing them with reliable financial services while actively contributing to community well-being. Our operating hours are designed for your convenience: Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:00 AM to 6:30 PM, and Saturday from 9:00 AM to 12:00 PM. We are proud to offer ATM access and drive-thru banking for those on the go, ensuring that banking remains accessible no matter how busy life gets. Align is more than just a financial institution; we are a community partner. We regularly engage in outreach initiatives that support local causes and organizations. By fostering partnerships within Haverhill and beyond, we strive to make a positive impact in the lives of those we serve. While members can visit us at 20 Cushing Ave, official correspondence should be sent to PO Box 7008, Lowell, MA 01852. Our friendly team is always here to assist you with any questions or needs you may have. You can reach us at 800-942-9575. We invite you to join Align today and discover the benefits of being part of a credit union that truly cares about its members and their communities. Experience personalized service tailored to meet your financial needs together, let's build a brighter future!

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance, don't hesitate to give us a call at 800-942-9575. Our friendly team is ready to help you with all your banking needs. We look forward to welcoming you to the Align Haverhill Branch soon!

Convenient Access

Finding us is easy! We're just a short drive from notable landmarks like the Haverhill Public Library and the picturesque Merrimack River. Ample parking is available right outside our doors, making your visit hassle-free. Our facility is fully ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

At Align, we value your time. That's why we offer flexible hours to fit your busy schedule. Visit us Monday through Thursday from 8:30 AM to 4:30 PM, on Friday from 8:00 AM to 6:30 PM, and Saturday from 9:00 AM to 12:00 PM. We strive to make banking as convenient as possible for you!

Services Offered

Our Haverhill Branch provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with an ATM on-site and drive-thru banking available for quick transactions, managing your finances has never been easier.

Member Eligibility

At Align, becoming a member means joining a close-knit community that values your financial wellbeing. If you're looking to become part of our family at Align, located at 20 Cushing Ave Haverhill Ma 01830, we welcome individuals who live, work, or worship in our service area. This inclusive approach ensures that anyone can benefit from the personalized services we offer, whether you need a checking account, an auto loan, or just some friendly financial advice. For detailed eligibility requirements, feel free to check out our resource at . Getting started is simple! You can open your account online by visiting https://olb.aligncu.com/auth/enrollment , and if you have any questions along the way, don't hesitate to reach out to us at (800) 942-9575. Joining Align is more than just opening an account; it's about becoming part of a supportive community that prioritizes your needs and aspirations. We can't wait to welcome you!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,591,645, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Simplify Your Transactions

Imagine running your business smoothly while accepting payments easily. Our merchant services offer practical tools to streamline transactions, making it easier for you to focus on what truly matters growing your business. From point-of-sale systems to online payment options, we equip you with everything you need to serve your customers efficiently. Visit us at 20 Cushing Ave Haverhill Ma 01830 in Haverhill, MA, or call us at (800) 942-9575 to learn how our business banking and commercial services can elevate your success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick cash? Our ATM services provide easy access for withdrawals and balance checks without stepping inside the branch. Plus, if you prefer traditional banking methods, our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your car. At Align, we strive to make banking accessible and convenient for all members of our community. Our commitment is reflected not just in the variety of services we offer but also in the ease with which they can be accessed. If you're ready to take advantage of these fantastic services or have any questions about how we can help you financially, don't hesitate to reach out! Call us today at (800) 942-9575 or visit us at 20 Cushing Ave Haverhill Ma 01830 in Haverhill. Let's work together toward a brighter financial future!

Business Banking

For local businesses, we provide essential services like merchant services and business loans. We aim to support the growth of businesses within our community by offering tailored financial products that suit different needs.

Digital Banking Services

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that allow you to manage your finances anytime, anywhere. With online and mobile banking services, accessing your accounts has never been easier. You can check balances, transfer funds, and even pay bills right from your smartphone or computer.

Loans and Credit

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Additionally, our credit cards come with rewards that can benefit you every time you spend. We understand the importance of making smart financial choices, and our loan options are crafted with your best interests in mind.

Personal Banking

When it comes to personal banking, we offer various options to help you manage your finances effectively. Our checking and savings accounts are designed to give you easy access to your money while allowing it to grow. For those considering a new vehicle, our auto loans and vehicle financing options make purchasing a car straightforward and affordable. If homeownership is on your mind, explore our mortgage loans and refinancing solutions, which can help make your dream home a reality.

Digital & Online Banking

Key Features

With our online banking, you can easily check your account balances, transfer funds, and pay bills all with just a few clicks. If you prefer to manage your banking on your smartphone, don't forget to download our mobile application. It's user-friendly and packed with features like mobile payments, so you can make purchases directly from your phone without hassle. For those who love keeping their finances organized, we offer e-statements that allow you to view your account statements digitally. This not only helps reduce paper clutter but also makes it easy to keep track of your spending from anywhere. Plus, our person-to-person transfers let you send money quickly and securely to friends or family without needing cash.

Security and Accessibility

Your security is our top priority. Although we currently do not support electronic signature authorization for transactions, rest assured that all of our online services are protected with robust security measures. You can bank with confidence knowing that your information is safe with us. Accessibility is at the heart of what we do. Our digital banking solutions provide real-time account management right at your fingertips. No more waiting in lines or rushing to the bank before closing time our services are designed for your lifestyle. In short, whether you're using a computer or mobile device, Align is here to support you every step of the way with our comprehensive digital banking options. Start enjoying the convenience today by visiting us at https://www.aligncu.com/ !

Financial Strength

Committed Team of Professionals

We also take pride in having 121 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Membership Base

Total Share Accounts stand at 62,560, showing a strong and growing member base that trusts us with their finances. This trust is vital to our mission as we strive to meet the needs of every individual who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Align is your trusted partner. Visit us at 20 Cushing Ave Haverhill Ma 01830 or call (800) 942-9575 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $153,459,639 in share certificates and $59,065,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $748,413, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $66,878,219, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $66,061,257 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,322 in used auto loans and $393,279,433 in total loans and leases.

Loan Offering

Additional Options

If you're considering refinancing or exploring eligibility options for any of our products, our team is ready to assist you. We aim to make the application process as straightforward as possible. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or assistance with your loan needs, feel free to reach out at 800-942-9575 or visit us at 20 Cushing Ave Haverhill Ma 01830. Let Align help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,420,943 in used vehicle loans and $7,540,021 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $66,591,645 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are here to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,064,206, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $11,407,989 in loans helping members navigate their spending effectively, our credit cards come with rewards and low-interest rates to support your financial journey.

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ALIGN CREDIT UNION