Align Credit Union Amesbury MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Align, your trusted partner in financial services located at 19 Haverhill Rd, Amesbury, MA 01913. Since our establishment in 1922, we have been dedicated to serving our community with integrity and commitment. With a strong membership base of over 28,500 members, we pride ourselves on providing personalized banking solutions that meet your needs. At Align, we understand the importance of financial stability and growth. Our total assets amount to an impressive $679,499,499, reflecting our commitment to being a reliable financial institution. We offer a wide range of services including personal banking, auto loans, mortgages, and business financing. With total deposits reaching $3,187,212, you can trust that your money is safe and sound with us. Our experienced team, led by CEO Lydia Vazquez and Board President George Gagan, is here to assist you every step of the way. Whether you need help with everyday banking or seeking assistance with loans our friendly staff is ready to support you. You can reach us at 800-942-9575 or visit our website at Align Credit Union for more information. While members can visit us at our branch location in Amesbury, official correspondence should be sent to our mailing address: PO Box 7008, Lowell, MA 1852. Explore the difference with Align Credit Union today! Your financial journey begins here.

Branch History & Mission

Community Focus

Align believes in giving back to the communities we serve. Through partnerships with local organizations and various outreach initiatives, we work diligently to support local programs that enrich lives. From sponsoring youth sports teams to organizing financial workshops, we are passionate about contributing positively to Amesbury and beyond. With modern conveniences such as online banking and mobile payments available for our members, along with ATM access and drive-thru services for quick transactions, we ensure that banking with us is not only straightforward but also secure. If you're looking for a credit union that prioritizes its members' needs while making a meaningful impact in the community, look no further than Align. Join us today and experience firsthand the difference a member-focused institution can make in your financial journey! For more information or assistance, don't hesitate to reach out at 800-942-9575 or visit us online at Align Credit Union.

Our Mission

At Align, our mission is clear: we strive to provide exceptional personal banking services while actively supporting the communities we serve. We are dedicated to helping our members achieve their financial goals through a wide range of offerings including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We believe that sound financial education and accessible banking solutions can uplift our community. We understand that banking should be more than just transactions; it should be an experience where members feel valued and supported. Our team is committed to creating an environment where everyone can thrive. Whether it's offering personalized loan consultations or hosting community events aimed at financial literacy, we aim to make a positive impact. While members can visit us at 19 Haverhill Rd, official correspondence should be sent to PO Box 7008, Lowell, MA 1852 if necessary. Our branch operates on convenient hours Tuesday through Thursday from 9:00 AM to 2:00 PM and Fridays from 9:00 AM to Noon ensuring that we are available when you need us most.

Branch Location & Accessibility

Easy Access and Parking

Our Amesbury branch is designed with your convenience in mind. Ample parking is available right outside, so you can visit us without any hassle. Plus, we've made sure our facilities are accessible to everyone, featuring ADA-compliant ramps and entrances.

Get in Touch

While members can visit us at 19 Haverhill Rd, official correspondence should be sent to PO Box 7008, Lowell, MA 1852. If you have any questions or want more information about our services, don't hesitate to call us at 800-942-9575. We're here to assist you! Come visit Align Credit Union today and discover how we can support your financial journey!

Operating Hours and Services

We understand that busy lives require flexibility. That's why our lobby is open on Tuesday through Thursday from 9:00 AM to 2:00 PM, and Friday from 9:00 AM to noon. Please note that we are closed on Mondays. Whether you need personal banking assistance or have questions about auto loans and credit cards with rewards, our friendly staff is here to help. In addition to our in-branch services, we offer basic drive-thru banking for quick transactions like deposits and withdrawals. If you prefer self-service options, an ATM is conveniently available for balance checks and cash withdrawals.

Member Eligibility

At Align, we believe that everyone deserves to be part of a caring financial community. If you're looking to join us at our Amesbury branch located at 19 Haverhill Rd, you're in for a warm welcome! Becoming a member is simple and open to anyone who lives, works, worships, or attends school in Essex County. Plus, if you have family members who are already part of Align, they can help you join too. This membership opens the door to a variety of benefits including competitive rates on loans, personalized service, and access to exclusive member events. For more detailed eligibility criteria, feel free to check out our resource page here. When you're ready to take the next step, opening an account is just as easy! You can start the process online by visiting this link or give us a call at 800-942-9575 for any questions. We're here to help you every step of the way as you embark on your financial journey with us!

Business Banking & Commercial Services

Merchant Services That Matter

When it comes to managing transactions smoothly, our merchant services provide practical benefits for local businesses. Imagine a café owner effortlessly accepting payments from customers through mobile devices while tracking sales trends in real-time. Our solutions help you streamline operations and improve customer satisfaction all tailored to fit your specific business model. Visit us at 19 Haverhill Rd, Amesbury, MA 01913 or call us at 800-942-9575 to discover how Align can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,591,645, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer essential services like merchant services and business loans tailored to help you succeed. Whether you're just starting out or expanding an established business, we're here to support your goals with financial solutions designed for entrepreneurs.

Digital & In-Person Convenience

We know that convenience matters. That's why online and mobile banking services are available for all members. You can check balances, transfer funds, and pay bills anytime from anywhere. Our ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, ensure that accessing your money is quick and straightforward. Whether you prefer face-to-face interactions or digital convenience, we've got you covered at every turn. Our friendly staff is ready to assist during lobby hours: Tuesday through Thursday from 9:00 AM to 2:00 PM and Friday from 9:00 AM to Noon. If you have questions about any of our services or want more information on how we can assist you in achieving your financial goals, please don't hesitate to reach out at (800) 942-9575. Discover the difference at Amesbury, where your financial well-being is our top priority! Visit us today!

Home Financing

Thinking about purchasing a home? We offer competitive mortgage loans and refinancing options that can simplify the process and get you into your dream home sooner. With personalized service from our knowledgeable staff, we'll guide you through every step, ensuring you understand your options.

Loans & Credit Options

In addition to auto loans and mortgages, we provide personal loans and debt consolidation options to help manage life's unexpected expenses or consolidate existing debts into one manageable payment. Plus, our credit cards with rewards allow you to earn points on purchases while enjoying flexible payment options.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your everyday finances. Whether you're just starting out or looking to grow your savings, we have options that can work for you. If you're considering financing a vehicle, our auto loans and vehicle financing solutions can make it easy to drive off in the car you want without breaking the bank.

Digital & Online Banking

Key Features

Our online banking services provide you with real-time access to your accounts. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on the go. We also offer e-statements, which means you can view your account statements electronically. This not only saves paper but helps you keep track of your finances more easily. Do you need to send money quickly? With our person-to-person transfer feature, sending money to friends or family is as simple as a few taps on your mobile device. Plus, if you're on the move, our mobile application makes it easy for you to stay connected with your accounts.

Security and Accessibility

Security is our top priority at Align. While we don't currently support electronic signature authorization, we ensure that all transactions are protected with the latest encryption technology. Our 24/7 online banking services mean you can manage your finances whenever it suits you. If you're interested in making payments directly from your phone, our mobile payments feature lets you do just that making shopping quick and hassle-free. In summary, whether you're accessing your accounts through our website or using our mobile app, you'll find that Align offers user-friendly solutions that put you in control of your financial journey. Enjoy the peace of mind knowing that managing your money has never been easier or more secure!

Financial Strength

A Dedicated Team

We also take pride in having 121 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 62,560, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Align is your trusted partner. Visit us at 19 Haverhill Rd Amesbury Ma 01913 or call (800) 942-9575 to learn more about how we can help you achieve your financial goals.

Committed to Reinvestment

With $66,061,257 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,322 in used auto loans and $393,279,433 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $153,459,639 in share certificates and $59,065,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $748,413, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our dedication to efficiency. Our $0 indicates that we are managing our resources wisely, which allows us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Foundation

With a net worth of $66,878,219, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,420,943 in used vehicle loans and $7,540,021 in new vehicle loans already helping members get on the road. We also provide options for refinancing if you're considering lowering your current auto loan payments.

Business Loans

For business owners, our outstanding commercial loans totaling $66,591,645 provide the capital needed to grow and expand. Whether it's for equipment purchases or operational costs, we can help tailor a solution that fits your business needs. Each loan product is designed with competitive rates and flexible terms to ensure you find a solution that works for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Align in Amesbury, we're committed to helping you make informed financial decisions while providing personalized service tailored to your unique circumstances. Visit us today or explore more online at Align's Website.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,064,206, make buying or refinancing simple. We help you navigate through various eligibility options to find the best fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,407,989 in loans helping members manage their finances effectively. This is an excellent choice if you're looking for convenience and control over your spending without collateral requirements.

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ALIGN CREDIT UNION - Amesbury, MA