Alhambra Credit Union Phoenix AZ | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Alhambra Credit Union, your trusted partner in financial wellness since 1956. Nestled at 7339 N 35Th Ave, Phoenix, AZ 85051, we are committed to serving our community with integrity and care. With a membership base of over 4,056 individuals, we take pride in offering personalized banking solutions tailored to meet your unique needs. At Alhambra Credit Union, we understand that financial journeys can be challenging. That's why we're here to provide you with reliable services that empower you every step of the way. Whether you're looking for auto loans, mortgages, or personal banking options, our dedicated team is ready to assist you. With total assets amounting to $29,825,577 and total deposits reaching $727,176, we ensure your funds are in safe hands. Under the leadership of our CEO, Edward Moraga, and Board President Debbie Hallahan, we have built a solid foundation of trust and expertise. Our team of 14 employees is always available to answer your questions and guide you through our diverse range of products and services. We also offer convenient options like online banking and mobile payments to make managing your finances easier than ever. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 7339 N 35th Ave, Phoenix, AZ 85051. You can reach us at 602-246-5120 during our operating hours from Monday to Friday between 9:00 a.m. and 5:00 p.m. Join us today and experience the Alhambra difference! Explore more about our offerings on our website at www.alhambracu.com, or feel free to give us a call for any inquiries. Your journey toward financial empowerment starts here!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our family at Alhambra Credit Union. Experience firsthand how we combine modern technology with a deep-rooted commitment to service and community support. To learn more about membership eligibility or open an account today, please visit our website or give us a call at (602) 246-5120. Together, let's build a brighter financial future!

Our Mission

At Alhambra Credit Union, our mission is simple: to empower our members through comprehensive financial services while actively supporting our community. We strive to offer products like checking and savings accounts, auto loans, mortgage financing, personal loans, and rewarding credit cards tailored to meet diverse needs. We believe in giving back; this is why we partner with local organizations and participate in community outreach initiatives aimed at enhancing the quality of life in Phoenix. Whether it's hosting financial literacy workshops or supporting local charities, we are dedicated to making a positive impact. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same location at 7339 N 35th Ave, Phoenix, AZ 85051.

Our Story

Located at 7339 N 35Th Ave, Phoenix, AZ 85051, Alhambra has always been more than just a financial institution. It's where local families come to save for their first homes, students finance their education, and entrepreneurs secure loans to start their businesses. The spirit of community is at the heart of everything we do. Our commitment to serving our members has led us to expand our services over the years while maintaining the personal touch that sets us apart. From our inception in 1956 until today, we have embraced innovation without losing sight of our mission. We've introduced online banking and mobile payment options to make banking easier and more accessible. Plus, our ATM availability and drive-thru services ensure that our members can bank on their own terms.

Branch Location & Accessibility

Branch Accessibility and Features

At Alhambra, we prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring everyone can access our services without hassle. We offer ample parking space right outside, so you won't have to worry about finding a spot. Plus, if you prefer the convenience of banking from your vehicle, our drive-thru service allows for quick deposits and withdrawals.

Operating Hours

We know your time is valuable. That's why our lobby is open Monday through Friday from 9:00 a.m. to 5:00 p.m., making it easy for you to stop by before or after work. You can also reach us by phone at 602-246-5120 during these hours if you have any questions or need assistance.

Services Offered

In addition to friendly service, we provide a variety of banking options tailored to meet your needs. Enjoy personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. If you're a business owner, we also offer merchant services and business loans to help grow your enterprise. For those on the go, our ATM is readily available for cash withdrawals and balance inquiries whenever you need it. Plus, with shared service transactions available for partner credit union members, you can manage your finances effortlessly. While members can visit us at 7339 N 35th Ave for in-person banking needs, official correspondence should be sent to the same address as our mailing address. We invite you to come by and experience the friendly service that makes Alhambra Credit Union a trusted choice in Phoenix. Whether you have questions about our services or want to open an account, we're here to help!

Member Eligibility

Joining the Alhambra community is more than just opening an account; it's about becoming part of a family that truly cares about your financial well-being. At Alhambra, we welcome anyone who lives, works, or attends school in our service area, making it easy for you to tap into the benefits of membership. We offer a range of services tailored to fit your needs, whether you're looking for personal banking options, auto loans, or even credit cards with rewards. To find out if you're eligible and to learn more about the perks of being a member at Alhambra, simply visit our detailed eligibility page at http://www.alhambracu.com/membership. When you're ready to take the next step, opening an account is a breeze! You can get started by checking out our account opening details here: https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/10200913/756?isframed=f&cuid=10200913&loanlistid=756&channelid=8363594305124174739&locationid=5315074800307205705. If you have any questions or need assistance, feel free to call us at 602-246-5120. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Matter

Running a business means managing transactions smoothly and efficiently. Our merchant services are designed to simplify this process for you. Imagine being able to accept payments easily from customers, whether they pay by card or mobile app. This convenience not only enhances customer experience but also helps you keep track of sales effortlessly. If you're ready to explore what Alhambra can do for your business, feel free to visit us at 7339 N 35Th Ave Phoenix Az 85051 in Phoenix, AZ or give us a call at (602) 246-5120. Together, let's pave the way for your business's success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no active commercial loans, we are always here to discuss future opportunities. When the time comes, our competitive loan offerings will cater to your specific needs, ensuring you have the resources necessary to scale effectively.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and businesses, we offer comprehensive Business Banking services including merchant services and business loans. Your business deserves financial tools that keep operations smooth and efficient. With us, you'll find solutions that fit your unique needs.

Convenient Access

In today's digital world, convenience is key. That's why we provide robust Online & Mobile Banking features, allowing you to manage your finances anytime, anywhere. Need cash quickly? Our ATM and cash withdrawal services are available for easy access to your funds. Additionally, our drive-thru service ensures that even quick transactions like deposits and withdrawals are hassle-free. And if you're a member of a partner credit union, take advantage of shared branch transactions for deposits and withdrawals without leaving town. We invite you to visit us at Alhambra or give us a call at (602) 246-5120 during our operating hours from Monday through Friday between 9:00 a.m. and 5:00 p.m. Discover how we can assist you in achieving your financial goals today! For more information about all our services, please explore our website at Alhambra Credit Union.

Credit Solutions

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation options come into play. These loans can help ease financial burdens by combining multiple debts into one manageable payment. Plus, our Credit Cards with Rewards allow you to earn points or cash back on purchases you already make. Think about how rewarding it would be to earn benefits while shopping for groceries or dining out.

Personal Banking

For those managing everyday expenses or planning for future goals, our Personal Banking services include checking and savings accounts designed to help you save more effectively. Imagine having easy access to your funds while earning interest on your savings. Our accounts come with features that make banking simple and rewarding. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture yourself behind the wheel of that new car without the stress of complicated financing. We guide you through the process so you can drive off with confidence. Looking for a place to call home? Our Mortgage Loans & Refinancing services offer various options to help you secure the right loan for your situation. Whether you're buying your first home or refinancing an existing mortgage, our experienced team will support you every step of the way.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, if you're looking to send money quickly, our person-to-person transfers make it simple to send cash to friends or family with just a few taps on your phone. We also offer mobile payments, so you can pay for goods and services directly from your smartphone. It's quick and easy just another way we're making your banking experience smoother.

Manage Your Finances on the Go

If you're always on the move, you'll love our mobile application Yes. It puts all these features right in your pocket! From checking balances to making payments, everything is easily accessible wherever life takes you. At Alhambra, we believe in making banking easy and accessible for everyone. Experience the convenience of our digital and online banking today!

Security You Can Trust

Your security is our top priority. We use electronic signature authorization Yes to ensure that all transactions are safe and secure. You can rest easy knowing that your personal information is protected every step of the way.

Stay Organized with E-Statements

Say goodbye to paper clutter! With our e-statements available at Yes, you can view your account statements online whenever you need them. This feature not only helps you keep track of your finances but is also an eco-friendly option that reduces waste.

Financial Strength

At Alhambra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you reliably. With a net worth of $3,107,382, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,997,661 in share certificates and $1,621,463 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,937,872 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $626 in used auto loans and $21,263,048 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 8,028, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alhambra is your trusted partner. Visit us at 7339 N 35Th Ave Phoenix Az 85051 or call (602) 246-5120 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,315,596 in used vehicle loans and $4,797,585 in new vehicle loans already helping members get on the road. Whether it's for a brand-new model or a reliable used car, our financing options can help you drive away with confidence.

Credit Lines

For added flexibility, our credit lines total $2,400,000 and can be utilized as needed for both planned and unexpected expenses. This means you have access to funds without needing to apply for additional loans each time. At Alhambra, we prioritize your financial well-being by offering tailored solutions that fit your unique circumstances. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our team is ready to assist you! For more information about our loan offerings or assistance with your application process, feel free to contact us at 602-246-5120 or visit us at 7339 N 35Th Ave Phoenix Az 85051. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,919,915, make buying or refinancing simple. We aim to guide you through the process with ease and provide support every step of the way.

Unsecured Credit Cards

Managing finances is crucial in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $665,733 in loans helping members navigate their everyday expenses effectively. This option allows you to have access to funds when you need them most without tying them down to specific assets.

Loan Aggregator

No Sponsored Listings

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Real-Time Rate Comparisons

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Verified Data

One of the standout features of LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users receive trustworthy information. This transparency is crucial for making informed decisions about loans.

Alhambra