Alhambra Credit Union Litchfield Park AZ | Best Auto Loans & Business Banking

Introduction

Welcome to Alhambra Credit Union, your trusted financial partner located at 13331 W Indian School Rd Ste 205, Litchfield Park, AZ 85340. Established in 1956, we have proudly served our community for over six decades, building strong relationships with our 4,056 members. With total assets of $29,825,577 and deposits reaching $727,176, we are committed to providing financial stability and support to those we serve. At Alhambra, we believe in the power of community. Our dedicated team of 14 employees, led by CEO Edward Moraga and Board President Debbie Hallahan, is here to ensure that you receive personalized service tailored to your unique needs. We offer a range of products including auto loans, personal banking options, and online services for your convenience. While members can visit us at our branch location, official correspondence should be sent to the same address: 13331 W Indian School Rd Ste 205, Litchfield Park, AZ 85340. Our friendly staff is always available during lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us today and discover how Alhambra Credit Union can help you achieve your financial goals! For more information or assistance, feel free to call us at 602-246-5120 or visit our website at www.alhambracu.com. Your journey toward financial empowerment starts here!

Branch History & Mission

Community Engagement

We are deeply rooted in the Litchfield Park area and actively engage with local initiatives and partnerships. Whether it's sponsoring community events or collaborating with local organizations, we are committed to giving back and supporting those around us. This commitment has helped us build strong relationships within the community while enhancing our members' experiences. As we look toward the future, we invite you to join us on this incredible journey. Experience the benefits of being part of Alhambra Credit Union where your financial well-being is our priority. Visit us during our operating hours from Monday to Friday between 9:00 AM and 5:00 PM or call us at (602) 246-5120 for more information about membership options or any inquiries you may have. Together, let's build a brighter financial future!

Our Mission

At Alhambra Credit Union, our mission goes beyond just providing financial products; it's about making a meaningful impact on the lives of our members and the communities we serve. We strive to create an inclusive environment where everyone feels valued and supported. Our focus is on promoting financial literacy and offering tools that help individuals make informed decisions regarding their money. As part of our dedication to accessibility, we ensure ADA compliance at our branch and provide services such as ATM access for cash withdrawals and balance checks. While members can visit us at 13331 W Indian School Rd Ste 205 Litchfield Park Az 85340, official correspondence should be sent to 13331 W Indian School Rd Ste 205, Litchfield Park, AZ 85340.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for all our members. Our branch is ADA compliant, featuring ramps and easy entry points to ensure everyone can comfortably visit us. Parking is readily available, making it hassle-free for you to stop by.

Call to Action

We look forward to welcoming you at Alhambra Credit Union! For any questions or assistance, feel free to call us at 602-246-5120. Come visit us today and experience how we can help you achieve your financial dreams!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM. We invite you to come in during these hours when our friendly staff is ready to assist you with all your banking needs.

Services Offered

Alhambra Credit Union offers a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to vehicle loans and mortgages, we've got you covered. Additionally, members can enjoy online and mobile banking for added convenience. While we currently do not have drive-thru service available at this location, we do offer ATM access so you can manage your cash withdrawals and balance inquiries with ease.

Member Eligibility

At Alhambra, we believe that becoming a member is like joining a warm and welcoming family where everyone supports each other. If you're wondering how to join us, it's simpler than you might think! To be eligible for membership, you just need to meet a few friendly criteria outlined at this link. Whether you live or work in the community or have family members who are already part of our credit union, we want you to experience the benefits of being with us. Once you've determined your eligibility, opening an account is a breeze! You can find all the details on how to get started by visiting this account opening page. If you have any questions or need assistance along the way, don't hesitate to call us at (602) 246-5120. We're here for you every step of the way as you take this exciting journey with Alhambra!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment or hire additional staff without the financial strain. Our commercial loan products can turn this vision into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. With tools tailored for your operational needs, you can focus on what matters most growing your business. Imagine being able to accept payments seamlessly from customers both in-store and online, enhancing their experience while boosting your sales. Located at 13331 W Indian School Rd Ste 205 Litchfield Park Az 85340, Litchfield Park, AZ 85340, we invite you to reach out at (602) 246-5120 or visit us during our operating hours, Monday through Friday from 9:00 AM to 5:00 PM. Let's work together to elevate your business!

Comprehensive List Of Services

ATM Services and Shared Branching

Need cash? Our ATM and cash withdrawal services ensure you have access to your funds when you need them most. Additionally, through our shared branching system, members can perform basic transactions like deposits and withdrawals at partner credit unions across the nation. At Alhambra, we believe in making banking simple and accessible for everyone. You can reach us at (602) 246-5120, where our friendly staff is ready to assist you with any questions or concerns you may have. We invite you to explore all that we offer at Alhambra Credit Union. To get started with any of our services or to learn more about membership eligibility, please visit us online at our website or stop by our branch during operating hours from Monday to Friday, 9:00 AM - 5:00 PM. Your financial journey starts here let's take it together!

Credit Cards and Business Banking

For everyday purchases, consider our credit cards with rewards that allow you to earn while spending. If you're a business owner, our business banking services, including merchant services and business loans, are designed to support your growth and operational needs.

Digital Banking Features

Understanding the importance of convenience in today's world, we provide robust online and mobile banking platforms. With these tools, managing your accounts is just a few taps away. You can check balances, make transfers, pay bills, and even send money to friends via our person-to-person payment service.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Our accounts come with features that make it easy for you to manage your money efficiently. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates to help you hit the road in style. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services can guide you through the process, making it as straightforward as possible. We also offer personal loans and debt consolidation options for members who need extra support in managing their finances.

Digital & Online Banking

Convenient Features

With 24/7 online banking services available, you can check your accounts whenever it suits you. We also provide electronic signature authorization, making it simple to sign documents without needing to visit a branch. Plus, with e-statements available, you'll reduce paper clutter while keeping track of your transactions in an eco-friendly way. If you're always on the go, our mobile application is perfect for you. It allows you to manage your finances directly from your smartphone. And with the mobile payments feature, you can make purchases quickly and securely without needing cash or cards.

Easy Transactions

Need to send money to friends or family? Our person-to-person transfer option makes it easy to send funds instantly with just a few taps on your device. All these features combine to create a banking experience that is not only convenient but also secure. At Alhambra, we prioritize your safety and comfort while banking online. Our commitment to providing an accessible and efficient banking experience means that managing your finances has never been easier or more straightforward. Join us today and discover how our digital banking services can help simplify your financial journey!

Financial Strength

Commitment to Growth

With $2,937,872 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $626 in used auto loans and $21,263,048 in total loans and leases available for you. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees who are always ready to assist you with their expertise.

Growing Member Base

With a total of 8,028 share accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, reflecting our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alhambra is your trusted partner. Visit us at 13331 W Indian School Rd Ste 205 Litchfield Park Az 85340 or call (602) 246-5120 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $2,997,661 in share certificates and $1,621,463 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $3,107,382, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This net worth provides us with the capital necessary to support our operations and member needs effectively. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,315,596 in used vehicle loans and $4,797,585 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you drive away satisfied.

Credit Lines

If you need extra flexibility in managing your expenses, our credit lines totaling $2,400,000 provide quick access to funds whenever you need them. This option is ideal for those who want a safety net without committing to a full loan amount upfront.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,919,915, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Refinancing Options

If you're looking at refinancing opportunities, we can help assess your eligibility and find the best solution for your situation. Whether it's lowering monthly payments on an existing loan or accessing cash from your home's equity, our team is ready to assist. Feel free to visit us at 13331 W Indian School Rd Ste 205 Litchfield Park Az 85340, Litchfield Park, AZ, or give us a call at (602) 246-5120 during our operating hours: Monday - Friday from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Alhambra can support you in achieving your financial dreams today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $665,733 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, making it easier for you to spend wisely.

Loan Aggregator

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Alhambra