Alexandria Schools Employees Credit Union MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Alexandria Schools Employees Credit Union, your trusted partner in financial well-being since 1954. Located conveniently at 2303 E Golf Course Rd Ne, Alexandria, MN 56308, we pride ourselves on being a pillar of support for our 1,116 members and the greater Alexandria community. As a member-focused credit union, we strive to provide not just exceptional financial services but also a sense of belonging. With total assets amounting to an impressive $8,373,353 and total deposits reaching $772,157, we are committed to ensuring that your savings are secure while offering competitive loans and personal banking solutions tailored to your needs. We currently have 442 loans actively supporting our members' goals whether it's purchasing a new vehicle or managing personal finances effectively. Our dedicated leadership team, led by CEO Cari Larson and Board President Nicholas Larson, works tirelessly to maintain our strong foundation and guide our mission of fostering financial growth within our community. Our small yet efficient team of two employees is always ready to assist you with personalized service that makes banking feel more like family. While you can visit us in person at our branch for all your banking needs during our operating hours from 8 AM to 5 PM, Monday through Friday, we encourage you to reach out by phone at 320-762-6533 for any inquiries or assistance. For official correspondence, please use our mailing address: 2303 E Golf Course Rd NE, Alexandria, MN 56308. Join us today to experience the difference a member-driven credit union can make in your financial journey! To learn more about how you can benefit from our services or to apply for membership, visit us online at alexcreditunion.org. We're here for you every step of the way!

Branch History & Mission

Welcome to Alexandria Schools Employees, a credit union with a rich history and a mission that reflects our commitment to the community. Established in 1954, we have proudly served the members of Alexandria, MN, for nearly seven decades. Our branch is located at 2303 E Golf Course Rd Ne, Alexandria, MN 56308, a convenient spot that's easy to find for our valued members. Over the years, Alexandria Schools Employees has grown from humble beginnings into a trusted financial institution with a total membership of 1,116 individuals. We take pride in managing $8,373,353 in total assets, ensuring that we can offer our members the financial services they need for their personal and professional lives. Our mission is simple yet impactful: we aim to provide exceptional financial services while fostering community support and engagement. We believe in helping our members achieve their goals through accessible banking options that include checking and savings accounts, auto loans, mortgage loans, and more. Our services are designed to empower individuals and families alike. In addition to offering traditional banking services, we are dedicated to community outreach. We actively seek partnerships with local organizations to enhance the lives of those around us. Our goal is not just to serve as a bank but to be an integral part of the fabric of Alexandria. While you can visit us at our branch address for all your banking needs during our operating hours from 8 AM to 5 PM, Monday through Friday, we also encourage you to reach out via phone at 320-762-6533 for any questions or assistance. For official correspondence, please send mail to 2303 E Golf Course Rd NE, Alexandria, MN 56308, which is the same as our branch address. As we move forward in this digital age, we are committed to exploring new technologies that enhance member experiences while ensuring compliance with ADA standards. Although we currently do not offer ATM or drive-thru services, we strive for convenience through our customer-centric initiatives. We invite you to join Alexandria Schools Employees and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Conclusion

Your financial well-being is our priority at Alexandria Schools Employees Credit Union. We invite you to visit us today or give us a call at 320-762-6533 if you have any questions. Let us help you reach your financial goals!

Nearby Landmarks and Accessibility

Our branch is just a short drive from notable landmarks, including the scenic Lake Carlos State Park and the bustling downtown area. This prime location ensures you can easily access our services whether you're coming from home or work. We pride ourselves on being accessible to all members, featuring ADA-compliant entrances and ramps that make visiting us hassle-free.

Operating Hours and Services

We're here for you Monday through Friday from 8 AM to 5 PM, ready to assist with a variety of banking needs. While we don't have ATM services or drive-thru banking at this location, our dedicated staff is eager to help you with personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and more.

Member Eligibility

Joining the Alexandria Schools Employees community at Alexandria Schools Employees is more than just opening an account; it's about becoming part of a supportive family that cares for its members. To be eligible, you simply need to be an employee or a member of the Alexandria School District, which opens the door for you to enjoy our wide range of services designed with your financial well-being in mind. Whether you're looking for checking and savings accounts, auto loans, or personalized support, we've got you covered. If you're ready to take the next step, becoming a member is easy! Just head over to our website for detailed eligibility criteria at https://www.alexcreditunion.org/membership. You can also start your membership application online by visiting https://form.jotform.com/201113646021135. If you have any questions or need assistance, feel free to give us a call at (320) 762-6533. We can't wait to welcome you into our community at Alexandria Schools Employees, located at 2303 E Golf Course Rd Ne Alexandria Mn 56308!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Picture this: your customers want a quick and easy way to pay whether it's online or in-store. Our merchant services ensure you have the tools needed for smooth transactions, enhancing customer satisfaction while keeping your cash flow steady. Let us be your trusted partner in navigating the financial landscape of your business. Visit us at 2303 E Golf Course Rd Ne Alexandria Mn 56308 in Alexandria, MN, or contact us at (320) 762-6533 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking

Small businesses are vital to our community's growth. Our business banking services, including merchant services and business loans, provide the support entrepreneurs need to thrive. Imagine having the financial backing that allows your business idea to flourish; that's what we're here for!

Cash Withdrawal Services

Lastly, while we currently do not have ATMs on-site at Alexandria Schools Employees, we ensure members have access to cash withdrawal services when needed so you're never left without funds during emergencies. At Alexandria Schools Employees, located at 2303 E Golf Course Rd Ne Alexandria Mn 56308, we aim to provide an experience tailored specifically to you our valued member. If you're interested in any of these services or want to learn more about how we can assist you further, don't hesitate to reach out! Give us a call at (320) 762-6533 during our operating hours from 8 AM to 5 PM, Monday through Friday. Join us today at Alexandria Schools Employees Credit Union and discover how we can help make your financial dreams a reality!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. With our online and mobile banking, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills right from your phone or computer all at your fingertips.

Credit Cards with Rewards

Our credit cards with rewards offer not just purchasing power but also benefits for everyday spending. You can earn points on groceries or gas that can be redeemed for exciting rewards making every purchase work harder for you.

Home Ownership

Owning a home is a significant milestone for many. Our mortgage loans and refinancing options are designed to simplify the process. Picture settling into your new home with a manageable mortgage that fits your budget perfectly this is what we strive to make possible for you.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer tailored solutions like checking and savings accounts to help you keep track of your money while earning interest. Imagine having a reliable account where your funds grow over time, supporting your goals whether it's a vacation, a new home, or simply peace of mind.

Personal Loans

For those unexpected expenses or plans that require extra funding, our personal loans and debt consolidation services can help you take control of your finances. Whether it's medical bills, home repairs, or consolidating debt into one easy payment, we've got you covered.

Vehicle Financing

If you're dreaming of that perfect ride, our auto loans and vehicle financing options make it easy and affordable to get behind the wheel. We provide competitive rates and flexible terms so you can drive away in the car you love without breaking the bank.

Digital & Online Banking

Key Features

While we don't have a mobile application available just yet, our online banking services are accessible 24/7. You can confidently handle your banking needs whenever it suits you best. Even though person-to-person transfers and electronic signature authorization aren't part of our offerings right now, we're dedicated to providing a safe environment for all your transactions. Our focus is on ensuring that managing your finances is straightforward and hassle-free. You can always reach out to us via phone at (320) 762-6533 if you have any questions or need assistance. At Alexandria Schools Employees, we're here to support you in achieving your financial goals while making banking as easy as possible.

Financial Strength

At Alexandria Schools Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud of our solid financial foundation, which ensures that we can continue to serve you effectively and reliably. With a net worth of $1,255,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1499 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,255,210 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our ability to provide support across various sectors. We currently have $753,3439 in total loans and leases available to assist you with your financial goals. Our operational efficiency is highlighted by our current net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employee and 1 part-time employee, ensuring our branch is always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 1117, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alexandria Schools Employees is your trusted partner. For more information about how we can help you achieve your financial goals, visit us at 2303 E Golf Course Rd Ne Alexandria Mn 56308 or call us at 320-762-6533. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Offerings

For those looking for business financing options or personal loans for other purposes, we provide various services tailored to meet individual requirements. While we do not have outstanding commercial loans at this time, our team can assist with planning for future opportunities. At Alexandria Schools Employees Credit Union, we pride ourselves on providing personalized service and transparency. If you're interested in exploring any of these loan options or need assistance with eligibility or refinancing questions, please don't hesitate to reach out. You can contact us at 320-762-6533 during our lobby hours from 8 AM to 5 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,791,451 in used vehicle loans and $913,487 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a certified pre-owned vehicle, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,082,942, make buying or refinancing simple. We offer various mortgage solutions designed to fit different needs and budgets. Plus, if you're considering refinancing your current mortgage, we have options available that could help you save on interest and lower your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently there are no outstanding unsecured credit card loans issued, our offerings are designed to help members manage their finances effectively when needed.

Loan Aggregator

Benefits of Using LendMesh

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ALEXANDRIA SCHOOLS EMPLOYEES CREDIT UNION - Alexandria, MN

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