Alderson FCI Credit Union Beaver WV | Best Auto Loans & Business Banking

Introduction

Welcome to Alderson Fci, your trusted financial partner in Beaver, WV. Established in 1955, our credit union has been dedicated to providing exceptional service and support to our members for nearly seven decades. Located at 1600 Industrial Park Rd, Beaver, WV 25813, we pride ourselves on being a pillar of the community, with a strong commitment to helping our 755 members achieve their financial goals. At Alderson Fci, we understand that every member's needs are unique. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. With total assets of over $8,281,039 and total deposits reaching $2,551,852, we are equipped to assist you with all your financial needs. Led by our passionate CEO Carolyn Browning and supported by Board President Thomas Harvey, our small but dedicated team is here to ensure you receive personalized attention. Despite having only 1 employee, we focus on delivering quality service that builds lasting relationships with our members. While members can visit us at our Beaver location, official correspondence should be sent to our mailing address: PO Box 1280, Beaver, WV 25813. Our phone number is 304-252-9758, so feel free to reach out for any inquiries or assistance. Join us at Alderson Fci where your financial wellness is our priority. Whether you're looking for a loan or want to explore savings options, we're just a call or visit away!

Branch History & Mission

Community Engagement

Alderson Fci also recognizes the importance of giving back. Through various outreach programs and partnerships within the community, we work hard to make a positive impact and improve the quality of life for all residents in Beaver and surrounding areas. Whether it's hosting financial literacy workshops or supporting local events, we are dedicated to serving those who serve us. As you consider your financial future, we invite you to join Alderson Fci. Experience firsthand how our dedicated staff can help you achieve your goals while being part of a community-focused organization that truly cares about its members. Reach out today at 304-252-9758 together, let's pave the way for your financial success!

Our Legacy

Over the decades, Alderson Fci has evolved significantly. With total assets now exceeding $8,281,039, we have consistently focused on providing quality financial services tailored to meet our members' needs. As we look back on our journey, we celebrate milestones that reflect our commitment to growth and community support. Our dedicated team has worked tirelessly to ensure that we stay relevant in a changing financial landscape while upholding the values of trust and integrity. We believe in being accessible and transparent, which is why we've made it easy for members to connect with us through our operating hours every Wednesday from 8:00 a.m. to 4:00 p.m.

Our Mission

At the core of Alderson Fci's mission is a deep commitment to empowering individuals and families through financial education and support. We strive to offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions that foster economic stability and growth within our community. Our mission goes beyond just providing financial products; we aim to build lasting relationships with each member. We understand that everyone's financial journey is unique, which is why we prioritize personalized service that puts you at the center of everything we do. While members can visit us at 1600 Industrial Park Rd, official correspondence should be sent to PO Box 1280, Beaver, WV 25813 if needed. Although we currently do not offer ATM or drive-thru services, our focus remains on providing exceptional personal service within our branch.

Branch Location & Accessibility

Welcome to the Alderson Fci branch, your trusted financial partner located at 1600 Industrial Park Rd, Beaver, WV 25813. Nestled in the heart of Raleigh County, our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading to a nearby restaurant or running errands in town, we are just a quick visit away. While members can visit us at this location, official correspondence should be sent to PO Box 1280, Beaver, WV 25813. Our branch is designed with accessibility in mind, ensuring that everyone can easily access our services. With ADA-compliant features and ample parking available, visiting us is a breeze. We understand that your time is valuable. That's why we offer welcoming operating hours on Wednesdays from 8:00 a.m. to 4:00 p.m. Our dedicated team is here to assist you with various personal banking needs like checking and savings accounts, auto loans, mortgage loans, and more. Although we currently do not have ATM services or drive-thru banking available at this location, our friendly staff is always ready to help you with any inquiries. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 304-252-9758. We look forward to seeing you soon at Alderson Fci!

Member Eligibility

Becoming a member of Alderson Fci is like joining a close-knit family that supports your financial journey. We welcome anyone who lives, works, or worships in our community to apply. If you're interested in joining us, you'll find that the eligibility requirements are straightforward and inclusive. At Alderson Fci, we believe in providing access to quality financial services for everyone. For specific details on eligibility, you can visit our resource page at . Opening an account with us is just as easy! Whether you want to manage your savings or apply for a loan, we've made the process simple and welcoming. If you have any questions or need assistance, feel free to reach out at (304) 252-9758. We're here to help you every step of the way. Come join us at Alderson Fci, located at 1600 Industrial Park Rd Beaver Wv 25813, and experience the benefits of being part of our community-focused credit union!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine a busy Saturday at your local shop customers lining up to pay. With our efficient payment solutions, you can focus on providing excellent service while ensuring transactions are smooth and secure. We invite you to visit us at 1600 Industrial Park Rd Beaver Wv 25813 in Beaver, WV, or give us a call at (304) 252-9758. Let's work together to fuel your business ambitions!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are eager to provide the resources you need when you're ready to grow.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? While we currently do not have ATMs available at our branch location at 1600 Industrial Park Rd Beaver Wv 25813, we ensure that cash withdrawal services remain accessible through partnerships with nearby networks. We invite you to explore these services and see how they can benefit you today! For more information or assistance, please reach out by calling us at (304) 252-9758. Join us at Alderson Fci as we help turn your financial goals into reality!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing services are here to help you hit the road with confidence. We offer competitive rates that fit within your budget, allowing you to drive away in the vehicle of your dreams without breaking the bank.

Business Banking

For entrepreneurs and business owners in Beaver, our business banking services provide essential tools for success. From merchant services that streamline transactions to business loans designed to fuel growth, we're committed to supporting local businesses thrive.

Credit Cards with Rewards

Shopping should feel rewarding! With our credit cards offering rewards, every purchase earns you points that can be redeemed for exciting perks. It's not just about spending; it's about getting more from what you spend.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at Alderson Fci, we want to make it easier for you. Our mortgage loans come with flexible terms that can accommodate various financial situations. If you're already a homeowner, consider our refinancing options that could lower your monthly payments or help you access cash for other needs.

Online & Mobile Banking

In today's fast-paced world, having control over your finances at your fingertips is essential. That's why we offer robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills anytime, anywhere making it easier than ever to stay on top of your financial game.

Personal Banking

Managing your money should be straightforward and stress-free. Our personal banking options include checking and savings accounts tailored to suit your lifestyle. Imagine effortlessly keeping track of your finances, whether you're saving for a vacation or just trying to budget better each month. With us, you can easily access your funds when needed, ensuring peace of mind.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether you're planning a wedding or managing unforeseen medical bills, our team is ready to assist you with straightforward solutions. Additionally, if debt feels overwhelming, our debt consolidation services can simplify your payments into one manageable amount.

Digital & Online Banking

Accessibility and Support

Managing your money should be simple. Although options such as mobile payments, person-to-person transfers, and a mobile application are not available right now, our friendly staff at Alderson Fci is always ready to help you with your banking needs during our operating hours. You can reach us at (304) 252-9758 whenever you need assistance. We appreciate your understanding as we work towards enhancing our digital offerings. Your trust is important to us, and we're committed to providing the best service possible every step of the way!

Key Features

Even without a comprehensive online banking platform, we ensure that your experience with us is secure and straightforward. We prioritize the safety of your personal information, making it easy for you to feel confident when interacting with us. While we don't currently offer features like electronic signature authorization or e-statements, we're dedicated to providing the support you need in other ways. Our team is here to assist you with any questions or concerns you might have.

Financial Strength

Dedicated Team

Our team is here for you! We take pride in having 1 full-time employees who are ready to assist you with knowledge and dedication. This commitment ensures that you receive personalized service whenever you reach out to us.

Growing Membership Base

With a total of 898 share accounts, we showcase a strong and growing member base that trusts us with their finances. This growing trust is what drives us to keep improving and providing top-notch services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alderson Fci is your trusted partner. Visit us at 1600 Industrial Park Rd Beaver Wv 25813 or call (304) 252-9758 to learn more about how we can help you achieve your financial goals.

Lending Capacity

We understand the importance of lending in achieving your financial goals. With $117 in used auto loans and $5,794,045 in total loans and leases, our lending capacity supports various sectors to meet your needs effectively. Our $183,410 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through our robust offerings. Although we have no current share certificates or money market shares, our focus remains on prioritizing your needs first. Unlike traditional banks, we ensure that our resources benefit you directly through better loan rates, lower fees, and exclusive perks.

Reinvestment in Growth

With $1,644,845 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth enables us to continuously improve our services while keeping your interests at heart.

Solid Financial Health

With a net worth of $1,881,024, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,271 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,370,920 in used vehicle loans and $1,579,974 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your budget.

Credit Lines

For those who need extra flexibility, we offer credit lines with a total amount available of $50,000. This can be an excellent choice for managing unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we can assist you in exploring other pathways to secure your dream home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. While we currently show no active unsecured credit card loans, we can guide you through our offerings for future opportunities to manage your finances effectively. If you're considering refinancing, our team is here to discuss eligibility options that could lower your monthly payments or help you access additional funds. For more information about our loan offerings or to discuss how we can assist you further, please don't hesitate to reach out at (304) 252-9758. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Alderson Fci, we strive to provide practical solutions that cater to your unique financial situation. Let us help you take the next step toward achieving your financial aspirations today!

Loan Aggregator

Benefits of Using LendMesh

Using LendMesh comes with several key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive is accurate. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user receives the same level of service and information. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the real-world impact of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh prioritizes accuracy and fairness in its loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers from trusted lenders.

ALDERSON FCI FEDERAL CREDIT UNION - Beaver, WV