Aldersgate Credit Union Marion IL | Low Mortgage Rates & Auto Loans

Introduction

At Aldersgate Federal Credit Union, we believe that financial services should be accessible, trustworthy, and tailored to meet the needs of our members. Located at 304 Lingale Ave, Marion, IL 62959, we have been serving our community since our establishment in 1962. With a strong commitment to our members, we proudly support over 810 individuals and families, providing them with a variety of banking solutions designed to help them thrive. Our credit union has grown significantly over the years, currently boasting total assets of $10,456,565 and total deposits reaching $210,383. We understand that every member's financial journey is unique, which is why we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. With a dedicated team of just 2 employees, led by our CEO Marilyn Sullins and Board President Alan Rhein, we are here to ensure you receive personalized service and attention. Whether you're looking for financing options with our total loans amounting to 653, or simply want to open a savings account with us, you can count on Aldersgate to prioritize your financial well-being. We maintain a net worth of $1,003,354, reflecting our strong foundation and dedication to responsible banking practices. While members can visit us at 304 Lingale Ave, official correspondence should be sent to our mailing address: PO Box 1790, Marion, IL 62959. If you have any questions or need assistance, feel free to reach out at (618) 944-0817 during our lobby hours from 9:30 a.m. - 4:30 p.m. Monday through Friday. Join us at Aldersgate Federal Credit Union where your financial goals are our mission! Visit our website at igrc.org for more information or stop by today.

Branch History & Mission

Aldersgate Federal Credit Union has a rich history rooted in community support and financial empowerment. Established in 1962, our branch has been a steadfast presence in Marion, IL, located conveniently at 304 Lingale Ave. This central location is not only easy to find but also serves as a welcoming hub for our members. Over the years, Aldersgate has grown alongside our community, now boasting a membership of 810 individuals who trust us with their financial needs. With total assets exceeding $10 million, we are dedicated to providing reliable services that help our members achieve their goals. Our mission is clear: we strive to deliver exceptional financial services while fostering a sense of belonging and support within our community. While members can visit us at 304 Lingale Ave, official correspondence should be sent to PO Box 1790, Marion, IL 62959. Our operating hours are Monday through Friday from 9:30 a.m. to 4:30 p.m., ensuring that we are available when you need us most. At Aldersgate, we understand the importance of accessibility. Although we currently do not have ATM availability or drive-thru banking, we offer personalized services such as checking and savings accounts, auto loans, mortgage loans, and various personal loan options. Each service is designed with the member's best interests in mind. Our commitment extends beyond financial services; we actively engage in community outreach initiatives that strengthen local ties and support those in need. We believe that when our members thrive, the entire community flourishes. Join us at Aldersgate Federal Credit Union today and discover how we can assist you on your financial journey. Whether you're looking for a new loan or seeking guidance on managing your finances, our dedicated team is here to help you every step of the way. Experience the benefits of being part of a credit union that truly cares about its members!

Branch Location & Accessibility

Accessibility Features

At Aldersgate, we believe everyone should have easy access to their financial resources. Our branch is ADA compliant, featuring ramps and designated parking spaces to accommodate all visitors. We prioritize making banking as accessible as possible for everyone in the community.

Call Us Today!

Have questions or need assistance? Don't hesitate to reach out! You can call us at 618-944-0817. We invite you to come by Aldersgate Federal Credit Union today your financial future is just a visit away!

Operating Hours & Services

We are open Monday through Friday from 9:30 a.m. to 4:30 p.m., so you can conveniently visit us during your busy week. While we currently do not offer drive-thru services or ATMs on-site, our dedicated team is ready to assist you inside the branch with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and more.

Member Eligibility

At Aldersgate, we believe that everyone deserves a chance to be part of a supportive and welcoming community. Becoming a member is easy! If you live, work, or worship in the Marion area, you're likely eligible to join us. We focus on fostering relationships with our members, making sure you feel valued and supported every step of the way. Enjoy benefits like lower loan rates, personalized service, and a variety of financial products tailored to meet your needs. To get started on your journey with Aldersgate, simply give us a call at (618) 944-0817 for any questions or visit our website at to find detailed eligibility criteria. We can't wait to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We have funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your unique needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer practical merchant services designed to streamline your operations. Imagine processing payments swiftly and securely, allowing you more time to focus on what you do best running your business. Our services are here to help ensure that managing finances is one less thing on your mind. Visit us at 304 Lingale Ave Marion Il 62959 in Marion, IL, or call us at (618) 944-0817 to learn how we can partner together for your business's success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs available at this branch location, we ensure that cash withdrawal services are accessible when needed through our network partnerships. In summary, at Aldersgate Federal Credit Union, located at 304 Lingale Ave Marion, IL 62959, we pride ourselves on being more than just a financial institution; we're your partner in achieving financial success. For any questions or further assistance, feel free to reach out at 618-944-0817 during our operating hours from 9:30 a.m. - 4:30 p.m., Monday through Friday. Ready to take control of your financial journey? Visit us today and discover how our comprehensive services can benefit you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? We offer auto loans and vehicle financing options that make it simple and affordable. Picture yourself cruising down the road in your dream car while enjoying low-interest rates and flexible terms. Our friendly team is here to guide you through the application process, ensuring you get the best deal possible.

Business Banking Services

If you're a small business owner, we've got specialized services just for you. From merchant services that make transactions smoother to business loans aimed at helping you grow, Aldersgate supports local businesses with tools tailored to their unique challenges.

Credit Cards with Rewards

Our credit cards not only offer convenience but also rewards on everyday purchases. Imagine earning points as you shop for groceries or fill up your tank points that can lead to exciting rewards like travel perks or cash back! It's our way of saying thank you for being a loyal member.

Mortgage Loans & Refinancing

For those ready to buy their first home or refinance an existing mortgage, Aldersgate provides mortgage loans designed with you in mind. Imagine stepping into your new home with confidence, knowing you've secured a loan that fits your budget. Our refinancing options can also help lower monthly payments or tap into equity when needed.

Online & Mobile Banking

In today's fast-paced world, having access to your accounts anytime and anywhere is essential. Our online and mobile banking services allow you to check balances, transfer funds, and pay bills with just a few taps on your smartphone. Enjoy the convenience of managing your finances from the comfort of your own home or on-the-go.

Personal Banking Services

Our personal banking options include checking and savings accounts tailored for your lifestyle. Need a reliable way to manage your day-to-day expenses? Our checking accounts come with convenient features that help you keep track of your spending. If you're looking to save for something special or simply build an emergency fund, our savings accounts offer competitive rates that can help grow your money over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for medical bills, home repairs, or debt consolidation, we provide straightforward solutions to help manage those financial surprises without breaking the bank.

Digital & Online Banking

Accessibility and Real-Time Management

Imagine being able to send money to friends or family with ease. While our person-to-person transfer feature isn't available yet, we're continuously looking for ways to enhance your banking experience. For those who prefer using their mobile devices, we recognize the importance of having a mobile application; however, this service is also not offered at this time. At Aldersgate, we're dedicated to providing you with the tools necessary for effective account management. Our focus is on making banking accessible and easy for everyone. Stay tuned as we work towards expanding our digital offerings to better serve you in the future!

Key Services

Our online banking platform, which you can access at https://www.igrc.org/, allows you to check your balance, transfer funds, and pay bills without needing to visit the branch. Whether you're at home or on the go, our 24/7 online banking services are here for you. While we currently do not offer e-statements or mobile payments, our commitment to security remains strong. We prioritize your safety with user-friendly features that keep your information protected. Although electronic signature authorization is not available right now, our straightforward processes ensure that managing your accounts is hassle-free.

Financial Strength

At Aldersgate, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your money is in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,003,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $477,207, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We are dedicated to reinvesting in our community and serving you better. With $919,268 in undivided earnings, we invest in innovative banking tools, stronger lending options, and enhanced security measures. Our lending capacity supports members' financial goals across various sectors with $45 in used auto loans and $10,195,522 in total loans and leases. Our efficiency shines through with a reported $16,209, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $220,731. Total Share Accounts: 846, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aldersgate is your trusted partner. Visit us at 304 Lingale Ave Marion Il 62959 or call (618) 944-0817 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $746,385 in used vehicle loans and $676,193 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you. Plus, refinancing options are available if you're looking to lower your monthly payments or reduce your interest rate.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently have no Junior Lien 1-4 Family Residential Properties loans totaling $0, but we're ready to assist you when you're ready to take that step toward owning your home. If you're considering refinancing your existing mortgage, reach out to learn more about our programs.

Personal and Business Loans

In addition to personal loans, we also understand the needs of business owners. While we currently do not have outstanding commercial loans available at this time, we are committed to helping local businesses grow and thrive when the opportunity arises. We encourage you to contact us at (618) 944-0817 for more information on any of our loan products or services. Our team is here to guide you through the process and answer any questions you may have. For performance insights and financial data related to our offerings, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial stability starts here at Aldersgate. Visit us at 304 Lingale Ave Marion Il 62959 and let's explore how we can assist you today!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have a total of $0 in these loans helping members manage their finances effectively. If you're looking for a way to consolidate debt or cover unexpected costs without tying up your assets, our unsecured credit card options may be right for you.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By relying on reputable sources, LendMesh guarantees that users can trust the information they receive when comparing loans.

Key Benefits of Using LendMesh

LendMesh offers several advantages designed to build user confidence: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike some platforms that prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. This means users can rely on the accuracy of their comparisons without worrying about hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature empowers individuals to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this platform in helping individuals secure better financial outcomes. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Aldersgate