Alden Credit Union Belchertown MA | Affordable Vehicle Loans & ATM Access

Introduction

At Alden Credit Union, we believe that everyone deserves a financial partner they can trust. Established in 1939, our commitment to the community has only grown stronger over the years. Located at 175 State St, Belchertown, MA 01007, our branch is here to serve you with personalized banking solutions tailored to your needs. With a total membership of 13,603 and total assets reaching an impressive $197,387,929, Alden is proud to offer a range of financial services. Our dedicated team of 23 employees, led by CEO Adam Corcoran and Board President Marc Dugre, works tirelessly to ensure that each member feels valued and supported. As a testament to our reliability, we have maintained total deposits of $11,563,323 and a net worth of $16,457,232. Our members benefit from competitive loan options with over 3,551 loans and leases currently active, reflecting our strong commitment to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 175 State Street, Belchertown, MA 1007. We also offer various banking services including personal checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions all designed with your convenience in mind. If you have any questions or need assistance, feel free to call us at 413-206-5700 or visit our website at Alden Credit Union. We invite you to experience the difference of working with a credit union that truly cares about its members and community. Join us today and let's build a brighter financial future together!

Branch History & Mission

Join Us

As we look ahead, we invite you to become part of the Alden family. Experience the benefits of being a member of a credit union that prioritizes your needs and values your trust. Together, let's work toward achieving your financial dreams while making a positive impact in Belchertown. If you have any questions or want to learn more about what we offer, please don't hesitate to reach out at 413-206-5700 or visit us online at Alden Credit Union. Join us today and discover how Alden can make a difference in your life!

Our Mission

At Alden, our mission is simple yet powerful: we strive to provide exceptional financial services while supporting and uplifting our community. We understand that banking is about more than just transactions; it's about building relationships and creating opportunities. Whether it's through personal banking services like checking and savings accounts or business loans and merchant services, we aim to empower each member with the tools they need to succeed. Our commitment extends beyond traditional banking. We actively engage in community outreach efforts and partnerships that strengthen our local ties. We believe that by investing in our community, we can create a brighter future for everyone. For those who prefer convenience, we offer drive-thru banking services and ATM access for easy transactions. Our operating hours are from 8 AM to 5 PM on weekdays, ensuring you can reach us when you need assistance. While members can visit us at 175 State St for their banking needs, official correspondence should be sent to the same address for clarity.

Branch Location & Accessibility

Welcome to Alden, your friendly neighborhood credit union located at 175 State St in Belchertown, MA! Our branch is easy to find and conveniently situated near popular landmarks, making it a breeze for you to stop by. Whether you're heading to the local library or visiting the nearby parks, we are just around the corner, ready to assist you with all your banking needs. At Alden, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. Plus, ample parking is available nearby so you can visit us hassle-free. We understand that life can be busy, which is why we offer convenient operating hours from 8 AM to 5 PM on weekdays. If you need quick access to your funds or want to deposit a check without stepping inside, we have a drive-thru banking option for your convenience. And if you're on the go, our ATM is available for cash withdrawals and balance checks. While members can visit us at 175 State St, official correspondence should be sent to the same address: 175 State Street, Belchertown, MA 01007. Our dedicated team is here to provide personalized service across a wide range of offerings including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We're more than just a bank; we're part of your community! If you have any questions or need assistance, don't hesitate to call us at 413-206-5700. We look forward to welcoming you at Alden!

Member Eligibility

Joining the Alden community means becoming part of a supportive family that truly cares about its members. At Alden, we welcome individuals who live, work, or worship in the Belchertown area and surrounding communities. If you meet these criteria, you're eligible to enjoy all the benefits we offer, from personalized banking services to competitive loan rates. Our friendly team is dedicated to helping you achieve your financial goals while making sure you feel valued and supported every step of the way. Getting started is easy! Simply visit us at 175 State St, Belchertown, MA 01007, or give us a call at 413-206-5700 for more information on opening your account. You can also check out our detailed eligibility criteria at Alden Credit Union's website. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. With an outstanding commercial loan portfolio of $11,529,073, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer essential merchant services tailored for your operational needs. Imagine processing payments quickly and efficiently, freeing up time to focus on what you do best running your business. Whether it's accepting credit cards or managing transactions seamlessly, our solutions are here to support you every step of the way. Visit us at 175 State St Belchertown Ma 01007 in Belchertown, MA, or call us at (413) 206-5700 to learn how we can partner in your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms, helping you drive away in the car of your dreams without breaking the bank. With our straightforward application process, you can get pre-approved quickly and easily.

Business Banking Services

For business owners, our Business Banking services include essential tools like Merchant Services and Business Loans. We know how hard you've worked to build your business, so we're here to provide the financial support needed for growth and success.

Convenient Access Options

We believe that banking should be convenient for everyone. That's why we have an ATM available at our branch for quick cash withdrawals and balance checks without hassle. If you prefer face-to-face interaction, take advantage of our Basic Drive-Thru Banking services, where deposits and simple transactions can be done with ease.

Credit Cards with Rewards

Our Credit Cards with Rewards program offers more than just a way to make purchases; it's an opportunity to earn rewards on everyday spending. Enjoy benefits like cash back or travel points while building your credit history responsibly.

Join Us Today!

At Alden, we're committed to meeting all your financial needs under one roof. Whether you're a young professional starting out or a seasoned business owner, we have something for everyone. Visit us at 175 State St Belchertown Ma 01007, call us at (413) 206-5700, or explore more about what we offer online at Belchertown. Let us help you achieve your financial goals today!

Mortgage Loans & Refinancing

Homeownership is an important milestone for many. At Alden, we offer comprehensive Mortgage Loans & Refinancing options that guide you through buying or refinancing your home with confidence. Our mortgage specialists will work with you to find the right plan that fits your budget.

Personal Banking Solutions

Whether you're looking to manage your daily expenses or save for future goals, our Personal Banking options have you covered. We offer Checking & Savings Accounts tailored to fit your lifestyle, making it easy for you to track spending and grow your savings effortlessly. Imagine having the ability to access your funds anytime through our Online & Mobile Banking platforms, ensuring that you can handle transactions on-the-go.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide a lifeline. We help simplify your payments and lower interest costs, making it easier for you to manage your finances effectively.

Digital & Online Banking

Key Features

For those who prefer mobile banking, our user-friendly mobile application makes it even easier to stay connected to your accounts. You can send money quickly through person-to-person transfers, making it simple to share expenses with friends or family. Although we do not currently support mobile payments, our app still offers a robust set of features that keep your banking experience smooth. Security is paramount in everything we do at Alden. While we do not use electronic signature authorization for transactions at this time, rest assured that your information is protected with advanced security measures. Your trust is important to us, and we work hard every day to maintain it. In summary, whether you're logging into our online portal or using our mobile application, managing your finances has never been easier or more secure. Join us today at Alden and experience the convenience of modern banking!

Financial Strength

At Alden, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With strong financial health and a commitment to serving our community, we ensure that your money is safe and can grow with us. With a net worth of $16,457,232, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,900,049 in share certificates and $15,068,724 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $305,567, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to financial strength is also evident in our $16,207,871 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,097 in used auto loans and $143,508,968 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 20,455, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alden is your trusted partner. Visit us at 175 State St Belchertown Ma 01007 or call (413) 206-5700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Alden, we understand that financial needs come in many forms. Whether you're looking to buy a new car, purchase your first home, or manage day-to-day expenses, our diverse loan offerings are designed to help you achieve your goals. Located at 175 State St, Belchertown, MA 01007, you can reach us at 413-206-5700 for any inquiries. With over 3551 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are especially popular looking to buy a new car? We offer some of the lowest rates in the industry, with over $21,315,101 in used vehicle loans and $2,005,578 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $13,033,107, making it easier than ever to invest in your future. Business owners will also find valuable support with our outstanding commercial loans totaling $11,529,073. These loans provide the capital needed to grow and expand your business operations. Additionally, we offer flexible terms on unsecured credit card loans. With a total of $331,016 in these loans available, members can effectively manage their finances while enjoying the convenience of credit. If you're interested in refinancing options or checking your eligibility for any of our loan products, please don't hesitate to contact us. Our dedicated team is here to guide you through the process and ensure you find the best solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with all your lending needs!

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits to its users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can feel confident knowing you're viewing real options from trusted lenders. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison you see is based solely on the best available rates. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. You'll always have access to the latest information without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing means users can trust that the information they receive is both accurate and reliable.

Alden