Alcoa Tenn Credit Union Maryville | Top Auto Loans & Mortgage Deals

Introduction

Welcome to Alcoa Tenn, your trusted financial partner since 1936. Located at 2746 E Broadway Ave, Maryville, TN 37804, we pride ourselves on providing personalized service and a variety of financial products tailored to meet the needs of our 22,388 members. With total assets exceeding $397 million and deposits reaching $76 million, we are committed to ensuring your financial well-being. Under the leadership of our dedicated CEO, David Gill, and Board President, Al Cage, our team of 76 employees is here to serve you. We offer a wide range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our aim is not just to meet your banking needs but to be an integral part of our community's growth. While members can visit us at our branch for all their financial needs, official correspondence should be sent to the same address: 2746 E Broadway Ave, Maryville, TN 37804. With a strong net worth of $47 million and cash in hand amounting to $4.9 million, Alcoa Tenn stands ready to support you in achieving your financial goals. Join us today and discover how we can help you thrive financially. For more information or assistance, feel free to call us at 865-977-7795 or visit our website at www.atfcu.com. Your journey towards financial empowerment starts here!

Branch History & Mission

Join Us Today!

We invite you to become part of the Alcoa Tenn family! Explore the benefits of membership today by contacting us at (865) 977-7795 or visiting our website at https://www.atfcu.com/. Experience firsthand how we can support your financial goals while enriching our community together!

Modern Banking Experience

In line with our mission to provide excellent service, we have embraced digital advancements while ensuring ADA compliance for all members. Our online banking platform allows you to manage your finances conveniently from anywhere. Whether you're making transfers or checking your balance, we've made it easier than ever. For those who prefer face-to-face interactions, we offer drive-thru banking and ATMs for quick transactions without leaving your vehicle. You can visit us during our operating hours from Monday to Thursday 9 AM - 4:30 PM, and Friday 9 AM - 6 PM. While members can visit us at 2746 E Broadway Ave Maryville Tn 37804, official correspondence should be sent to 2746 E Broadway Ave, Maryville, TN 37804 if different. If you're looking for a reliable credit union that prioritizes its members' needs while fostering community spirit, look no further than Alcoa Tenn.

Our Mission

At Alcoa Tenn, our mission is clear: to provide exceptional financial services while supporting and uplifting our local community. We believe that banking should be accessible and beneficial for everyone. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we offer business banking services to help local businesses thrive. Our dedication to the community extends beyond just financial products. We actively participate in various outreach initiatives and partnerships aimed at improving the lives of those around us. By focusing on community support alongside financial growth, we hope to make a lasting impact.

Branch Location & Accessibility

Come Visit Us!

Our friendly team at Alcoa Tenn looks forward to welcoming you soon! If you have any questions or want more information about our services before visiting, don't hesitate to give us a call at 865-977-7795. Join us today and experience the difference that a community-focused credit union can make in your financial journey!

Convenient Access and Features

At Alcoa Tenn, we pride ourselves on accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can visit us comfortably. There's ample parking available, making it easy for you to pop in for quick transactions or longer discussions about your financial goals. While our primary address is 2746 E Broadway Ave, if you need to send official correspondence, feel free to direct it to the same mailing address for consistency: 2746 E Broadway Ave, Maryville, TN 37804.

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why our lobby hours are designed with your convenience in mind. We're open Monday through Thursday from 9 AM to 4:30 PM, and on Fridays from 9 AM to 6 PM. Whether you're stopping by before work or during lunch, we're here when you need us.

Services Designed for You

At Alcoa Tenn, we offer a range of services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, mortgages, or personal loans, our dedicated staff is ready to assist. Plus, with our drive-thru service and ATM availability, you can handle your banking needs quickly and efficiently without leaving your car.

Member Eligibility

At Alcoa Tenn, we believe that everyone deserves to be part of a caring community where your financial needs are prioritized. Becoming a member is as simple as meeting a few friendly criteria. If you live, work, worship, or attend school in the Blount County area, you're likely eligible to join us! We also welcome family members of existing members, making it easy for loved ones to enjoy the benefits of credit union membership together. Joining Alcoa Tenn means gaining access to a variety of services tailored just for you from personal banking and auto loans to online banking features that make managing your money a breeze. Plus, our dedicated team is always here to help. For detailed eligibility information. Ready to take the next step? You can open your account easily through our online application found at https://onlineapp.atfcu.com/imsiweb/web/loan-app, or give us a call at (865) 977-7795 if you have any questions. We can't wait for you to join our community at Alcoa Tenn located at 2746 E Broadway Ave Maryville Tn 37804!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $311,100, we continue to drive economic growth by financing new and expanding businesses. Imagine how a flexible loan can help you purchase that new piece of machinery or secure a larger space to accommodate your growing team.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Picture this: a customer walks into your store and makes a purchase seamlessly using their card. Our merchant services ensure you get paid quickly and securely, allowing you to focus on what matters most running your business. Visit us at 2746 E Broadway Ave Maryville Tn 37804 in Maryville, TN, or call us at (865) 977-7795 to learn more about how our business banking and commercial services can help your business thrive.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash fast? With our ATM services available at convenient locations including drive-thru access you can get cash quickly without hassle. At Alcoa Tenn, we are dedicated to making banking as convenient as possible while supporting our members' financial well-being. If you have any questions about our services or how we can assist you better, don't hesitate to reach out at (865) 977-7795. Visit us today at 2746 E Broadway Ave Maryville Tn 37804 or explore more about what we offer at our website. We look forward to serving you!

Auto Loans & Vehicle Financing

For those considering new wheels, our auto loans and vehicle financing options make it simple to drive away in the car you want. With competitive rates and flexible terms, whether you're purchasing a new car or refinancing an existing loan, we're here to help. Picture yourself cruising down the road without the stress of complicated financing.

Business Banking

For local businesses, we understand that every dollar counts. Our business banking services include merchant services and business loans designed to support your growth. From managing cash flow to securing funding for expansion, we've got your back.

Credit Cards with Rewards

If you're looking for rewards on everyday purchases, our credit cards offer just that! Enjoy cashback, points for travel, or other perks simply by using your card for regular expenses. It's like getting paid back for shopping!

Mortgage Loans & Refinancing

Thinking about buying a home? Or maybe you're looking to refinance your current mortgage? We provide mortgage loans and refinancing solutions that are straightforward and manageable. Our experienced team will guide you through each step, ensuring you understand all your options.

Online & Mobile Banking

In today's busy world, convenience is key. That's why our online and mobile banking platforms allow you to manage your finances on the go. Check balances, transfer money, pay bills, or even send money person-to-person all from the palm of your hand.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you keep track of your finances effortlessly. Imagine easily managing your bills online or setting up automatic transfers to save for that dream vacation. Our accounts come with features like e-statements and online banking, allowing you to access your funds anytime and anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you navigate those challenges smoothly. Imagine consolidating multiple payments into one manageable monthly payment making life just a little easier.

Digital & Online Banking

E-Statements and Electronic Signature Authorization

We also offer e-statements for those who prefer paperless options. This not only helps the environment but also gives you instant access to your financial documents whenever you need them. Plus, with electronic signature authorization available, completing transactions is quick and secure no more hassle with paperwork!

Mobile Banking Features

For those who like to manage their money using their smartphones, our mobile application is here to help. You can download it and enjoy all the benefits of online banking right at your fingertips. Whether it's making person-to-person transfers or checking recent transactions, everything is just a tap away.

Online Banking Services

Our 24/7 online banking services let you check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. No more waiting in line! With just a few clicks, you can access your accounts in real-time, ensuring you're always in control of your finances.

Security You Can Trust

We prioritize your security. Our platform uses advanced encryption to protect your data, ensuring that all transactions are safe from unauthorized access. You can bank with confidence knowing that your information is secure. In short, at Alcoa Tenn, we strive to provide accessible and efficient banking solutions for all our members. Explore our digital offerings today by visiting https://www.atfcu.com/ and experience how easy banking can be!

Financial Strength

Community Trust

Our commitment to the community is evident through the trust placed in us by our growing membership base of 45,180 accounts. This strong foundation allows us to focus on delivering exceptional value to each member while maintaining robust net shares of $323,149, available for lending and investments. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alcoa Tenn is your trusted partner. Visit us at 2746 E Broadway Ave Maryville Tn 37804 or call (865) 977-7795 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Growth

Our commitment to your financial success is evident in our $46,527,781 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $3,406 in used auto loans and $224,023,048 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us. We have $84,058,730 in share certificates and $21,512,189 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

We also take pride in having 75 full-time employees and 1 part-time employees. Our dedicated team ensures that your needs are met promptly and professionally. Additionally, our operational efficiency is reflected in our $1,769,783, which enables us to continue offering competitive loan rates and solid financial products for all our members.

Solid Financial Position

With a net worth of $47,688,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,915,001 in used vehicle loans and $9,918,319 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, we have financing options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $311,100 provide the capital needed to grow and expand. Whether it's for equipment purchases or operational costs, we're here to support your business ambitions.

Credit Lines and Unsecured Credit Cards

Managing day-to-day expenses can be easier with our flexible credit lines and unsecured credit card loans. We offer flexible terms on unsecured credit card loans, with a total of $5,586,239 in loans helping members manage their finances effectively. This can be a great way to cover unexpected costs or consolidate debt without additional stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,827,693, make buying or refinancing simple. We provide clear guidance throughout the mortgage process, ensuring you feel confident every step of the way.

Refinancing Options

If you're already holding a loan with us or elsewhere and are interested in better terms, ask about our refinancing options! We aim to make it easier for you to lower your payments or access additional funds as needed. For more details about any of these loan offerings or eligibility requirements, feel free to contact us at (865) 977-7795 or visit us at 2746 E Broadway Ave Maryville Tn 37804 in Maryville, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing personalized service and solutions that meet your unique needs. Let's take this journey together!

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. Users can trust that the information they receive is accurate and up-to-date, which is crucial when making such important financial decisions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective and user-friendly LendMesh can be for those seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ALCOA TENN FEDERAL CREDIT UNION - Maryville, TN

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