Commitment to Growth
With $46,527,781 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to continuously improve the services we offer while ensuring a safe banking environment for all. Our lending capacity is substantial; we currently have $3,406 in used auto loans and a total of $224,023,048 in loans and leases available for our members' financial goals across various sectors. Our mission is to support you whether you're purchasing a vehicle or planning for other significant expenses.
Dedicated Team for You
We also take pride in having 75 full-time employees and 1 part-time employees who are ready to assist you with their expertise and commitment. Our team is here to ensure that every visit or call meets your needs effectively. With net shares totaling $323,149, we demonstrate our ability to lend funds responsibly while maintaining a healthy balance sheet. Additionally, our total share accounts stand at 45,180, showcasing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alcoa Tenn is your trusted partner. Visit us at 2511 Us Highway 411 S Maryville Tn 37801 or call (865) 982-4392 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Member-Focused Savings
Your savings are secure with us. We have $84,058,730 in share certificates and $21,512,189 in money market shares, offering stable and rewarding financial growth opportunities. These options give you the chance to grow your savings while enjoying peace of mind knowing they are well-protected. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your interests come first at Alcoa Tenn.
Strong Financial Health
With a net worth of $47,688,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid capital base helps us navigate various economic conditions while continuing to provide valuable products and services to our members. Our net worth ratio of 11.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This robust ratio reflects our commitment to financial stability and responsible management of your resources.
