Alcoa Tenn Credit Union Maryville | Top Auto Loans & Business Banking

Introduction

Welcome to Alcoa Tenn, your trusted financial partner located at 2511 Us Highway 411 S, Maryville, TN 37801. Since our establishment in 1936, we have proudly served our community, growing to a membership of over 22,388 individuals who rely on us for their banking needs. With total assets of $397,588,616 and total deposits reaching $76,176,317, we are committed to providing exceptional service and support to our members. At Alcoa Tenn, our mission is simple: to empower you financially. Whether you are looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we are here to help. Under the leadership of CEO David Gill and Board President Al Cage, our team of 76 dedicated employees works tirelessly to ensure that you have access to the financial resources you need. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 2511 US Highway 411 S, Maryville, TN 37801-8636. Our commitment goes beyond just numbers; we aim to make a positive impact in our community. With a strong net worth of $47,688,588 and cash in hand amounting to $4,953,420, we are well-positioned to support both individual members and local businesses through various loan options. Explore what Alcoa Tenn has to offer by visiting our website at www.atfcu.com. Have questions? Don't hesitate to reach out! Call us at 865-982-4392 during lobby hours (Monday - Thursday from 9:00 am - 4:30 pm and Friday from 9:00 am - 6:00 pm). We look forward to serving you!

Branch History & Mission

Join Us!

We invite you to experience the Alcoa Tenn difference where every member counts and every transaction matters. Join us today and discover how we can assist you on your financial journey. With dedicated staff ready to help you navigate your options, you'll find that at Alcoa Tenn, you're not just another account; you're part of a family that truly cares about your success. For more information or assistance, please call us at (865) 982-4392 or visit our website at Alcoa Tenn. We look forward to welcoming you!

Our Journey

Our branch at 2511 Us Highway 411 S Maryville, TN 37801 has become a trusted resource for individuals and families seeking financial solutions tailored to their needs. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage options, and business banking services. We strive to meet the diverse needs of our members with products designed for every stage of life. In addition to our traditional banking services, we also embrace modern technology through online and mobile banking options. While members can visit us at 2511 Us Highway 411 S Maryville Tn 37801, official correspondence should be sent to 2511 US Highway 411 S, Maryville, TN 37801-8636. Our operating hours reflect our dedication to accessibility: Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 6:00 PM.

Our Mission

At Alcoa Tenn, our mission goes beyond just providing financial services; we aim to empower our members and uplift our community. We believe in fostering strong relationships built on trust and support. Our goal is not only to help you achieve your financial dreams but also to contribute positively to the neighborhoods we serve. We actively engage in community outreach efforts and partnerships that make a real difference in the lives of those around us. We understand that accessibility is crucial in today's fast-paced world. That's why we offer convenient drive-thru banking and ATM services for quick transactions. Our commitment extends further with ADA-compliant facilities ensuring everyone can access our services comfortably.

Branch Location & Accessibility

Welcome to Alcoa Tenn, your friendly neighborhood credit union located at 2511 Us Highway 411 S in Maryville, Tennessee. Our branch is conveniently situated near popular landmarks, making it easy for you to drop by. Whether you're heading back from a shopping trip or visiting the local parks, we're just a short drive away. At Alcoa Tenn, we prioritize accessibility for all our members. Our branch is designed to meet ADA compliance standards, featuring ramps and easy access points to ensure everyone can enjoy our services comfortably. Plus, we have ample parking available right outside, so you won't have to worry about finding a spot when you visit us. We know your time is valuable, which is why our operating hours are designed with your schedule in mind. We welcome you Monday through Thursday from 9:00 AM to 4:30 PM and on Fridays until 6:00 PM. Need to access cash or make a quick deposit? Our ATM is available for your convenience, and we also offer drive-thru banking for simple transactions without leaving your vehicle. If you need to send official correspondence, please note that while you can visit us at our branch location, official mail should be directed to our mailing address: 2511 US Highway 411 S, Maryville, TN 37801-8636. We invite you to come experience the personalized service and community spirit that sets Alcoa Tenn apart. For any questions or assistance, feel free to give us a call at 865-982-4392. We can't wait to serve you!

Member Eligibility

Joining the family at Alcoa Tenn is more than just opening an account; it's about becoming part of a community that cares. To become a member, you'll need to meet a few simple eligibility criteria, which often include living, working, or attending school in the local area. This means if you're in or around Maryville, TN, you're likely already on your way to joining us! Membership brings with it a wealth of benefits such as personalized service, competitive loan rates, and access to financial tools designed with your needs in mind. For more detailed information about eligibility requirements, feel free to check out this resource: . When you're ready to take the next step towards becoming a member at Alcoa Tenn, opening an account is straightforward and can be done online by visiting https://onlineapp.atfcu.com/imsiweb/web/loan-app. If you have any questions along the way, don't hesitate to reach out to us at (865) 982-4392. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. This financing empowers local entrepreneurs to invest in new equipment, hire staff, or increase inventory essential steps for growth. - While we focus on serving our members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various business needs. - With an outstanding commercial loan portfolio of $311,100, we continue to drive economic growth by financing new and expanding businesses right here in Maryville, TN.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine a busy day at your shop where customers can easily pay using their preferred methods credit cards, mobile wallets, or even online transactions. Our services ensure that you can focus more on running your business and less on transaction hassles. Discover how Alcoa Tenn can be your partner in success. Visit us at 2511 Us Highway 411 S Maryville Tn 37801 or call us at (865) 982-4392 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer comprehensive business banking solutions that include merchant services and business loans. We are here to support your growth and help you manage cash flow effectively.

Commitment to Service

At Alcoa Tenn, we believe in making banking accessible for everyone. Whether you prefer using our basic drive-thru banking for quick transactions or accessing funds through ATMs for balance checks and withdrawals, we're here to make your banking experience as seamless as possible. If you have questions or need assistance navigating our services, don't hesitate to reach out! Call us at 865-982-4392, or visit us during our operating hours: Monday to Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 6:00 PM. Join us today at Alcoa Tenn, where we're dedicated to helping you achieve your financial goals! For more information on how we can assist you further, please visit our website at www.atfcu.com.

Credit Options for Every Need

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can tackle those financial hurdles head-on. Additionally, enjoy the perks of shopping with our credit cards with rewards, offering cash back or points for every dollar spent.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services. You can easily access your accounts from anywhere, pay bills, transfer funds, and check balances at the touch of a button. Plus, with our ATM services and drive-thru banking options available at our branch located at 2511 Us Highway 411 S, Maryville, TN 37801, withdrawing cash or making deposits is quick and simple.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming. That's why our checking and savings accounts are tailored to help you save effectively while keeping your money easily accessible. Need a reliable way to purchase your next car? Our auto loans and vehicle financing options provide competitive rates and flexible terms to suit your budget. If homeownership is on your mind, our mortgage loans and refinancing services will guide you through the process with ease.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds with just a few clicks. If you're on the go, our mobile application makes banking even more convenient. You can manage your accounts directly from your smartphone or tablet, ensuring that your finances are always at your fingertips. For those who love keeping things paperless, we provide e-statements for quick access to your account history. No need to wait for the mail; you can view your statements instantly online. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Security and Ease of Use

We prioritize your security while making sure our services remain user-friendly. Our platform includes robust security features to keep your information safe. You can feel confident when using person-to-person transfers, making it simple to send money to friends or family without the hassle of cash or checks. While we currently do not support mobile payments, our commitment to enhancing your banking experience means we're always looking for ways to innovate and improve. In summary, whether you're checking in on your savings or transferring money at a moment's notice, Alcoa Tenn is here to provide accessible and reliable digital banking services that cater to all your financial needs. Join us today and experience the ease of managing your finances online!

Financial Strength

Commitment to Growth

With $46,527,781 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to continuously improve the services we offer while ensuring a safe banking environment for all. Our lending capacity is substantial; we currently have $3,406 in used auto loans and a total of $224,023,048 in loans and leases available for our members' financial goals across various sectors. Our mission is to support you whether you're purchasing a vehicle or planning for other significant expenses.

Dedicated Team for You

We also take pride in having 75 full-time employees and 1 part-time employees who are ready to assist you with their expertise and commitment. Our team is here to ensure that every visit or call meets your needs effectively. With net shares totaling $323,149, we demonstrate our ability to lend funds responsibly while maintaining a healthy balance sheet. Additionally, our total share accounts stand at 45,180, showcasing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alcoa Tenn is your trusted partner. Visit us at 2511 Us Highway 411 S Maryville Tn 37801 or call (865) 982-4392 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Your savings are secure with us. We have $84,058,730 in share certificates and $21,512,189 in money market shares, offering stable and rewarding financial growth opportunities. These options give you the chance to grow your savings while enjoying peace of mind knowing they are well-protected. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your interests come first at Alcoa Tenn.

Strong Financial Health

With a net worth of $47,688,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid capital base helps us navigate various economic conditions while continuing to provide valuable products and services to our members. Our net worth ratio of $1,196 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This robust ratio reflects our commitment to financial stability and responsible management of your resources.

Loan Offering

Additional Loan Options

For those interested in business opportunities, our outstanding commercial loans totaling $311,100 provide the capital needed to grow and expand. Whether you're starting a new venture or need additional funds for an existing business, we have options tailored just for you. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you with personalized solutions that fit your circumstances. At Alcoa Tenn, we're committed to providing clear information and straightforward processes. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to discuss your loan options further, please feel free to reach out to us at 865-982-4392 or visit us at 2511 Us Highway 411 S Maryville TN 37801. We look forward to assisting you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,915,001 in used vehicle loans and $9,918,319 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used car, we have flexible terms to meet your needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,586,239 in loans helping members manage their finances effectively. These cards come with competitive rates and can be an excellent way to build credit while enjoying the benefits of easy access to funds.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,827,693, make buying or refinancing simple. We are here to guide you through every step of the process so that you can feel confident in your investment.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. Each lender is thoroughly vetted, so you can trust that the rates and terms presented are legitimate.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions. This means you get reliable information, helping you avoid potential pitfalls associated with less trustworthy sources. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide you with unbiased results that reflect the best options available for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can quickly assess your choices and find the right loan for your situation. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights our dedication to user satisfaction and accurate information. Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover options tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Alcoa Tenn