Welcome to alcoa-municipal-employees, a trusted financial institution dedicated to serving the community since our establishment in 1971. Located in the heart of Alcoa, TN, we pride ourselves on our commitment to financial empowerment and accessibility for all our members. Under the leadership of CEO DENISE JEANDRON and Board President MARK ROSS, we strive to provide exceptional service tailored to meet the unique needs of our members, including military personnel and their families.

As an NCUA-insured credit union since 4/21/1971 0:00, we ensure that your deposits are safe and secure. Our mission is not just about banking; it's about building lasting relationships within our community. While we may not offer some modern conveniences like online banking or mobile applications at this time, we do provide essential services such as personal banking, auto loans, mortgage loans, and credit cards with rewards. We invite you to explore how we can support your financial journey by visiting us or reaching out via fax at (865) 981-4176. Trust in us as your partner in achieving financial success—because at alcoa-municipal-employees, you come first.

At Alcoa Municipal Employees, we understand that managing your finances is essential for achieving both everyday goals and significant life milestones. That's why we offer a comprehensive range of financial services designed to cater to the unique needs of our members. From personal banking solutions such as checking and savings accounts to various financing options, including auto loans, mortgage loans, and credit cards with rewards, we are here to support you at every step. Our business banking services also provide crucial merchant services and business loans, ensuring that small businesses in our community have the resources they need to thrive.

In today's fast-paced world, we recognize the importance of digital access to your finances. While we currently do not offer online banking or a mobile application, our commitment to member support remains unwavering. You can reach out to us directly at (865) 981-4176 for personalized assistance with your financial queries. We are dedicated to helping our members navigate their financial journeys effectively, whether it involves planning for a new home, managing day-to-day expenses, or expanding a business. To learn more about membership eligibility or explore competitive loan rates, please visit and https://www.lendmesh.com/loans/mortgage_loans . At Alcoa Municipal Employees, your financial well-being is our top priority, and we look forward to partnering with you on your path to success.

Alcoa Municipal Employees Credit Union stands as a beacon of trust and reliability in the financial landscape of Tennessee. With a Total Membership of 1,053, we pride ourselves on fostering strong relationships within our community, ensuring that every member receives personalized attention and support tailored to their financial needs. Our commitment is underscored by our impressive Total Assets of 4,570,883, which reflect our stability and capacity to serve our members effectively.

In terms of financial health, our Net Worth stands at 703,366, showcasing our resilience and ability to navigate economic fluctuations while prioritizing member interests. This is further highlighted by our Net Income of 83,520, which allows us to reinvest in services that benefit our members directly. Our Total Deposits, amounting to 239,091, affirm the confidence our members place in us, knowing their funds are secure and accessible.

We have facilitated a diverse array of financial opportunities through our Total Loans and Leases, which number 198. This robust lending portfolio includes an Auto Loan Volume of 156, enabling members to achieve their automotive dreams with favorable terms. Additionally, while we prioritize responsible lending practices, we maintain a transparent approach regarding Commercial Loans; currently, we have a steady focus on other avenues as indicated by a current volume of 0.

Our workforce is dedicated, consisting of just 2 employees who embody the spirit of service excellence that Alcoa Municipal Employees Credit Union is known for. The strength of our institution is evident in our impressive Net Worth Ratio of 1,539, reinforcing our commitment to maintaining sound financial practices while serving the best interests of our members.

At Alcoa Municipal Employees Credit Union, we understand that every financial decision counts. That’s why we emphasize transparency and accessibility, ensuring that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

For those looking to explore their financing options further, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.