Albright Credit Union Bethel CT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Albright, your trusted partner in financial success located at 14 Research Drive, Bethel, CT 06810. Since our establishment in 1980, we have proudly served our community with a commitment to providing reliable and accessible financial services. With a growing membership of 5,928 individuals, we understand that each member's needs are unique, and we strive to offer personalized solutions to help you achieve your financial goals. At Albright, we take pride in our robust financial foundation, boasting total assets of $70,836,850 and total deposits reaching $1,891,560. Our dedicated team of 14 employees, led by CEO Sabrina DeFazio and Board President Maciej Milewski, is here to ensure that your banking experience is smooth and supportive. Whether you're looking for personal loans, auto financing, or business banking options, we've got you covered with a variety of services designed just for you. While members can visit us at our branch address, official correspondence should be sent to the same location: 14 Research Dr, Bethel, CT 6801. We are committed to maintaining an open line of communication; feel free to reach out by phone at 203-796-4500 or send a fax to 203-791-3225. Join us today and discover how Albright can make a difference in your financial journey! Visit our website at www.albrightcu.com or stop by during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. We look forward to serving you!

Branch History & Mission

A Legacy of Trust and Growth

Since opening our doors over four decades ago, Albright has focused on providing exceptional financial services while fostering a sense of community. Our journey began with a small group of dedicated individuals who wanted to create an institution that prioritizes people over profits. We are proud to say that we have remained true to this mission, growing our total assets to an impressive $70,836,850 today. Our evolution has included adapting to the needs of our members by offering a wide range of services. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we strive to meet the diverse financial needs of our community. In addition, we embrace modern technology with online and mobile banking options that make managing finances easy and convenient.

Community-Centric Mission

At Albright, our mission is clear: we aim to empower our members through accessible financial services while giving back to the community that supports us. We believe in building lasting relationships with our members and enhancing their financial well-being. Our team is dedicated to providing guidance tailored to individual goals, ensuring every member feels valued and supported. In line with this mission, we actively engage in community outreach efforts. Whether it's hosting local events or partnering with organizations that help those in need, we are committed to making a positive impact beyond just banking.

Visit Us

While you can visit us at 14 Research Drive, official correspondence should be sent to 14 Research Dr, Bethel, CT 6801 if needed. Our operating hours are Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to drop by whenever convenient. Plus, enjoy the convenience of our ATM services available on-site. We invite you to become part of our family at Albright. Experience firsthand how being a member can benefit you financially while joining a community-focused organization that truly cares about its people. For more information or to start your membership journey today, please call us at 203-796-4500 or visit our website at Albright Credit Union. Join us as we continue this legacy of trust and support!

Branch Location & Accessibility

Welcome to Albright, your trusted credit union located at 14 Research Drive in Bethel, Connecticut. Our branch is situated in a convenient spot, making it easy for you to access all your banking needs. Whether you're coming from nearby landmarks like the Bethel Public Library or the scenic Bethel Park, we're just a short drive away. At Albright, we prioritize accessibility and convenience. Our branch features ADA-compliant facilities, ensuring that everyone can easily navigate our space. We also offer ample parking so you can visit us without any hassle. While members can visit us at 14 Research Drive, official correspondence should be sent to our mailing address at 14 Research Dr, Bethel, CT 6801. We are here for you during the week from 8:30 AM to 5:00 PM, providing a welcoming atmosphere for all your banking needs. Our team is dedicated to offering services like personal banking accounts, auto loans, mortgage loans, and much more all designed with your convenience in mind. For those on the go, we have ATM availability right at our branch. Unfortunately, we currently do not offer drive-thru banking or shared service centers; however, our friendly staff is always ready to assist you inside. Have questions? Feel free to give us a call at 203-796-4500. We invite you to stop by Albright today and experience the difference of community-focused banking!

Member Eligibility

At Albright, we believe that joining our community is about more than just banking; it's about being part of a supportive network that cares about your financial well-being. Becoming a member is straightforward and welcoming! If you live, work, or worship in our local area, you're likely eligible to join. We also welcome family members of existing members, creating a close-knit environment where everyone can benefit from our services. For detailed eligibility criteria, feel free to check out this resource: https://albrightcu.com/membership/become-a-member/. Opening an account with us is a breeze. Just visit our website to get started with the application process at https://www.albrightcu.com/loans/apply-for-a-loan-now/. If you have any questions or need assistance, don't hesitate to reach out at (203) 796-4500. We're here to help you every step of the way as you embark on your journey with Albright, located at 14 Research Drive Bethel Ct 06810. Welcome aboard!

Business Banking & Commercial Services

Merchant Services for Seamless Transactions

Imagine running your shop and knowing that your payment processing is efficient and reliable. With our merchant services, businesses can accept payments easily, ensuring smooth transactions with customers. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what you do best growing your business. Located at 14 Research Drive Bethel Ct 06810 in Bethel, CT, we invite you to discover how our tailored business banking and commercial services can fuel your success. Reach out at (203) 796-4500 to learn more about how we can assist you today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means whether you're a member or not, we strive to help you find the right financial fit for your goals.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll find valuable resources at Albright as well. From merchant services that simplify payment processing to business loans that help you expand or invest in new opportunities, we're here to support your entrepreneurial endeavors.

Convenient Access

We make accessing your accounts easy with our ATM services available at multiple locations. Whether you're withdrawing cash or checking your balance, our ATMs are ready when you need them. Plus, with online and mobile banking capabilities, you'll have 24/7 access to manage your finances on your terms. At Albright, it's not just about the services we offer; it's about building lasting relationships with our members. If you're interested in learning more about how we can assist you or if you're ready to take the next step towards achieving your financial goals, give us a call at (203) 796-4500 or visit us today! Together, let's pave the way for a brighter financial future.

Credit Cards

At Albright, we know how important rewards can be in everyday spending. That's why we offer credit cards with rewards that allow you to earn points on purchases, making each dollar spent work harder for you.

Loans and Financing

When it comes to financing, we believe in making dreams come true. Need a new car? Our auto loans and vehicle financing options are designed to fit your budget and lifestyle. If you're considering buying a home, our mortgage loans and refinancing services can help guide you through the process smoothly. For those unexpected expenses or consolidating debt, our personal loans provide flexible solutions that meet your needs.

Personal Banking

Whether you're looking to open a checking or savings account, Albright has you covered. We understand that everyone's financial situation is different, so we offer personal banking solutions tailored just for you. Imagine having easy access to your funds and the ability to manage your accounts from anywhere through our online and mobile banking features. You can check balances, transfer funds, and pay bills right from your smartphone or computer.

Digital & Online Banking

Easy Transfers

Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds directly to friends or family without any hassle. Coupled with our mobile payments option, you can make purchases with ease while enjoying the benefits of instant access to your funds. With all these features integrated into one platform, managing your finances has never been more accessible. Join us at Albright and experience the convenience of modern banking today!

Key Features

Our online banking service, available 24/7, allows you to check your account balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can access your accounts anytime you need to. Plus, with our mobile application, you can take advantage of all these features right from your smartphone. For those who prefer going digital with their statements, we offer e-statements for easy access and organization of your financial documents. This not only helps in reducing paper clutter but also provides quick access to your transaction history whenever you need it.

Security You Can Trust

Security is a top priority for us at Albright. We implement robust measures to protect your personal information and transactions. While we currently do not support electronic signature authorization, rest assured that our systems are designed with your safety in mind.

Financial Strength

At Albright, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which allows us to provide exceptional service and support to our community. With a net worth of $7,629,669, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,076 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,880,525 in share certificates and $4,751,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further reflected in our $4,060,073 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand the importance of lending capacity as well. With $598 in used auto loans and $42,980,223 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $631,818 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 0 part-time employees. Our dedicated team is always ready to serve you with knowledge and commitment. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Albright is your trusted partner. For more information on how we can help you achieve your financial goals, visit us at 14 Research Drive Bethel Ct 06810 or call us at (203) 796-4500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,840,986 in used vehicle loans and $3,179,654 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you can drive away with confidence.

Credit Lines

If you're looking for additional flexibility in managing your finances, our total credit lines amount to $5,000,000. This can be an excellent option for those who need access to funds when they need them most. At Albright, we're dedicated to providing our members with the resources they need to thrive financially. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (203) 796-4500 during our operating hours from 8:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Albright can support you in achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,922,644, make buying or refinancing simple. We guide you through every step of the process and help you understand your options so that you can make informed decisions about your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,908,771 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses or consolidate debt without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of our platform. Don't let confusion hold you back from securing the best loan rates available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers, making it easier to find the best loan options for your needs.

Albright