Albright Credit Union Bethel CT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Albright, your trusted financial partner located at 2 Stony Hill Rd Ste 100, Bethel, CT 06801. Since our establishment in 1980, we've dedicated ourselves to fostering a strong sense of community while providing exceptional banking services tailored to meet the needs of our 5,928 members. With total assets amounting to an impressive $70,836,850 and total deposits reaching $1,891,560, we pride ourselves on being a solid choice for both personal and business banking. At Albright, we understand that your financial journey is unique. That's why we offer a diverse range of services from checking and savings accounts to auto loans and mortgages designed to help you achieve your goals. Whether you're looking to buy your first car or planning to refinance your home, our dedicated team is here to support you every step of the way. Under the leadership of our CEO Sabrina DeFazio and Board President Maciej Milewski, we strive for excellence in customer service while maintaining a strong commitment to responsible lending. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to the same address: 2 Stony Hill Rd Ste 100, Bethel, CT 06801. Feel free to reach out by phone at 203-791-9399 or fax us at 203-791-3225 if you have any questions. Join us at Albright where community matters and financial success is within reach! Visit our website at albrightcu.com for more information about our services or how you can become a member today!

Branch History & Mission

Welcome to Albright, a cornerstone of financial service in Bethel, CT. Since our doors first opened in 1980, we have grown from a small community credit union into a trusted partner for nearly 6,000 members. With total assets reaching an impressive $70,836,850, we pride ourselves on being a reliable financial resource for individuals and families in our community. Located at 2 Stony Hill Rd Ste 100, Bethel, CT 06801, our branch is easily accessible and close to local landmarks that make our community vibrant. Whether you need to stop by for personal banking or take advantage of our drive-thru service, we are here to serve you. For any official correspondence, please use the same address as our mailing address: 2 Stony Hill Rd Ste 100, Bethel, CT 6801. Our mission at Albright is straightforward yet profound: to provide exceptional financial services while fostering community support. We strive to empower our members with the tools they need to achieve their financial goals be it through auto loans, mortgage financing, or personal banking services. Our dedicated team is here to ensure that every member feels valued and supported. Over the years, we've embraced advancements in technology to enhance your banking experience. Our online and mobile banking options allow you to manage your accounts anytime and anywhere. Additionally, we maintain ADA compliance so that everyone can access our services comfortably. Community outreach is also at the heart of what we do. We actively participate in local events and partner with organizations that align with our values of inclusivity and support for all members of Bethel. At Albright, we understand that being a credit union means more than just providing loans and accounts; it means making a difference in people's lives. We invite you to join us on this journey of growth and empowerment. Experience firsthand the benefits of being part of a community-focused institution where your financial well-being is always our priority. For more information or to become a member today, call us at 203-791-9399 or visit our website at www.albrightcu.com. Your future starts here!

Branch Location & Accessibility

Convenient Access and Amenities

At Albright, we understand that accessibility is key. Our branch is designed with ADA-compliant features, ensuring everyone can navigate comfortably. You'll find ample parking available right outside, making your visit hassle-free. If you prefer a quick stop, our drive-thru banking service allows you to conduct basic transactions without leaving your vehicle. For those looking for cash access, we offer ATM services on-site. With modern technology at your fingertips, managing your finances has never been easier.

Operating Hours That Fit Your Schedule

We're open during convenient hours to serve you better: Monday through Wednesday from 8:30 AM to 3:00 PM, Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our staff is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage options, and more.

We’re Here for You!

While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address as our branch location. If you have any questions or would like more information about our services, please don't hesitate to reach out at 203-791-9399. We invite you to come by and see how Albright Credit Union can support your financial journey!

Member Eligibility

At Albright, we believe that everyone deserves a place where they can feel at home while managing their finances. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Bethel or the surrounding areas, you're likely eligible to join our family. We proudly serve our community by offering a range of financial products tailored just for you. Plus, as a member, you'll enjoy benefits like lower loan rates and personalized service that puts your needs first. For more details on eligibility, check out our page at https://albrightcu.com/membership/become-a-member/. Ready to take the next step? Opening an account with us is quick and easy! Just visit https://www.albrightcu.com/loans/apply-for-a-loan-now/ to get started. If you have any questions or need assistance, don't hesitate to reach out at (203) 791-9399. We can't wait to welcome you to Albright at 2 Stony Hill Rd Ste 100 Bethel Ct 06801, where your financial journey becomes a shared adventure!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments anytime and anywhere with ease. Our merchant services enable you to provide a seamless checkout experience for your customers. From point-of-sale systems to online payment processing, we equip your business with the tools it needs to thrive in today's market. Located at 2 Stony Hill Rd Ste 100 Bethel Ct 06801 in Bethel, CT, we're ready to partner with you on your journey. Visit us or call us at (203) 791-9399 to explore how we can help your business reach new heights!

Comprehensive List Of Services

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we emphasize the importance of our digital banking features. With Online & Mobile Banking, managing your finances has never been easier. You can check balances, transfer money, and even pay bills from the comfort of your own home or on-the-go using your smartphone. Our ATM & Cash Withdrawal Services ensure that you have access to your funds whenever needed. Plus, with basic drive-thru banking available for deposits and simple transactions, we strive to make every interaction efficient and hassle-free.

Credit and Business Solutions

For those who enjoy rewards while spending, our Credit Cards with Rewards allow you to earn points on every purchase. This can lead to exciting perks like cash back or travel rewards who wouldn't love that? Business owners can also find valuable resources at Albright through our Business Banking services. Whether you're in need of Merchant Services or seeking Business Loans, we have solutions designed specifically for small businesses in our community.

Final Thoughts

At Albright, we're here for you every step of the way in your financial journey. Whether you're just starting out with personal banking or looking for business solutions, we've got you covered with personalized service and comprehensive offerings. If you'd like more information about any of these services or wish to speak with one of our friendly representatives, please call us at 203-791-9399. We invite you to visit us today and explore how Albright can help you achieve your financial goals!

Personal Banking Services

Starting with personal banking, we offer Checking & Savings Accounts that make it easy to manage your daily finances. Imagine having a checking account that not only allows for everyday purchases but also earns interest over time. Our savings accounts are designed to help you set aside funds for future goals, whether it's a vacation, a new car, or an emergency fund. When it comes to financing your next vehicle, look no further than our Auto Loans & Vehicle Financing options. We understand that buying a car is a big decision. That's why we offer competitive rates and flexible terms to ensure that your dream vehicle is within reach. If you're considering homeownership or refinancing your existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process. We want to make home ownership a reality for you with tailored solutions that fit your budget. Additionally, if unexpected expenses arise or if you're looking to consolidate debt, our Personal Loans & Debt Consolidation options provide quick access to funds when you need them most.

Digital & Online Banking

Key Services

With just a few clicks, you can access all our services through our online banking portal at https://www.albrightcu.com/. Enjoy the flexibility of checking your account balances, transferring money between accounts, and paying bills without the hassle of visiting a branch. Plus, with our e-statements feature available, you can easily keep track of your finances while helping the environment by reducing paper waste. Need to send money to a friend? Our person-to-person transfer service makes it simple to send cash directly from your account. And if you're someone who enjoys mobile convenience, you'll love our mobile application that lets you perform all these actions right from your smartphone.

Security and Accessibility

Your security is a top priority for us. Although we do not currently offer electronic signature authorization, our systems are designed with multiple layers of protection to keep your information safe. You can bank with confidence knowing that we take every measure to safeguard your data. Our mobile payments feature allows you to make quick transactions at participating merchants using just your phone no need for cash or cards! With 24/7 online banking services available, managing your money has never been easier or more accessible. In short, Albright provides an array of digital banking tools that cater to your lifestyle. Dive into the world of hassle-free banking today!

Financial Strength

Commitment to Growth

With $4,060,073 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and grow alongside your needs.

Dedicated Team

We also take pride in having 14 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to provide personalized service tailored to your unique needs.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share and Deposit Accounts: 10,306, showing a strong and growing member base that trusts us with their finances. This community connection strengthens our ability to serve each member effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Albright is your trusted partner. Visit us at 2 Stony Hill Rd Ste 100 Bethel Ct 06801 or call (203) 791-9399 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $631,818 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Efficient operations mean more resources available for you.

Secure Savings Options

Members' savings are secured through $5,880,525 in share certificates and $4,751,680 in money market shares, offering stable and rewarding financial growth opportunities. This means you can trust that your deposits are working hard for you while staying safe.

Strong Capital Foundation

With a net worth of $7,629,669, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,076 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $598 in used auto loans and $42,980,223 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to buy a car or need financing for other personal projects, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,840,986 in used vehicle loans and $3,179,654 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and lifestyle.

Credit Lines

Need extra cash for unexpected expenses? Our total credit lines amount to $5,000,000, giving you access to funds when you need them most. This flexibility allows you to cover various costs without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $17,922,644, making buying or refinancing simple. We strive to make the process straightforward and stress-free for our members.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that may help lower your monthly payments or reduce your interest rate. Reach out to us for details on how refinancing could benefit your financial situation. For more information about our loan offerings or eligibility requirements, feel free to contact us at 203-791-9399 or visit us at 2 Stony Hill Rd Ste 100 Bethel CT 06801. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With Albright by your side, achieving your financial goals is within reach!

Unsecured Credit Card Loans

Managing everyday expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,908,771 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases while keeping track of your budget.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov).

Albright