Welcome to albagolden, a trusted financial partner established in 1960 in the heart of Alba, TX. Our mission is rooted in serving our community with dedication, providing exceptional banking solutions tailored for everyone—from individuals and families to military members. Under the leadership of CEO Danielle Milbourn and Board President Laura Reid, we prioritize a member-first approach, ensuring that every service we offer meets the unique needs of our valued members.

At albagolden, we understand the importance of modern banking conveniences. That's why we proudly offer secure online banking services, allowing you to manage your finances effortlessly from anywhere. While we currently do not have a mobile app or person-to-person transfers, our commitment to enhancing your banking experience remains unwavering. We also provide e-statements for easy access to your financial records and ensure peace of mind with NCUA insurance since 1/4/1971 0:00. For more information about our offerings or to connect with us, feel free to visit our official website at http://www.albagoldenfcu.com or reach out via fax at (903) 765-2547. Join us in experiencing financial empowerment through trust and accessibility, as we continue to grow alongside our community.

At Alba Golden Federal Credit Union, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. From personal banking solutions, such as checking and savings accounts, to specialized offerings like auto loans and vehicle financing, we strive to provide tools that empower our members in managing their everyday banking needs. Our mortgage loans and refinancing options are perfect for those planning significant life milestones, whether it’s purchasing a new home or consolidating debt. For small businesses, our business banking services—including merchant services and business loans—are tailored to help you grow and thrive in a competitive landscape.

In today’s fast-paced world, we understand the importance of digital access. That’s why we offer robust online banking features that allow members to manage their finances anytime, anywhere. Although we currently do not support mobile payments or a dedicated mobile application, our online platform provides essential services like e-statements for easy record-keeping. While person-to-person transfers are not available at this time, our friendly staff is always ready to assist you with any inquiries you may have; feel free to reach out via fax at (903) 765-2547. Additionally, you can explore membership eligibility requirements at , ensuring that everyone has access to our valuable financial products.

As you navigate your financial journey, consider using tools like https://www.lendmesh.com/loans/mortgage_loans for comparing loan rates or assessing your options. At Alba Golden FCU, we're committed to supporting your goals—whether you're saving for a future investment or seeking financing for your next big purchase. Join us today and experience the personalized service and community-focused approach that sets us apart in the heart of Texas.

At Alba Golden Federal Credit Union, we pride ourselves on being a trusted financial partner for our members. With a total membership of 1,490, we have established a strong community presence since our inception in 1960. Our commitment to serving our members is reflected in our impressive total assets of 18,754,026, demonstrating our stability and capability to support your financial needs.

Our net worth stands at 3,080,213, showcasing our sound financial management and dedication to maintaining a healthy balance sheet. This is further emphasized by our net worth ratio of 1,642, well above industry standards, ensuring that your deposits are safeguarded while we continue to grow and serve you better. We have also achieved total deposits amounting to 2,013,888, which not only highlights the trust placed in us by our members but also allows us to lend effectively to those who need it.

We understand the importance of providing access to credit, which is why we have facilitated a robust portfolio with a total loans and leases figure reaching 726. Our diverse offerings include everything from auto loans—evidenced by an auto loan volume of 660—to commercial loans, where we currently support 11 businesses within our community.

Transparency and accountability remain at the core of our operations; as such, we take pride in sharing that despite challenges faced in today's economic climate, our net income remains steady at 0. This consistent performance underscores our commitment to responsible lending and sound fiscal practices.

With a dedicated team of just 6 employees, we strive to provide personalized service that larger institutions often overlook. We believe that every member deserves attention and care tailored to their unique financial situations.

For those looking for competitive financing options, we invite you to explore various loan products through our partnership with LendMesh. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .