Alatrust Credit Union Jasper AL | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Alatrust, your trusted credit union located at 400 7th Ave, Jasper, AL 35501. Since our establishment in 1935, we have been dedicated to serving our community with personalized financial solutions tailored to meet the needs of our members. With a strong membership base of 13,039 individuals and total assets exceeding $206 million, we pride ourselves on fostering a sense of belonging and financial well-being for everyone who walks through our doors. At Alatrust, we're not just about numbers though they do tell an important story! Our total deposits amount to $19,975,242, reflecting the trust our members place in us. We have also extended a remarkable 12,810 loans and leases, empowering our members to achieve their dreams, whether it's purchasing a new car or securing a home loan. Our leadership team is committed to upholding the values of transparency and integrity. Under the guidance of CEO Steve Nix and Board President Donald Duck, we ensure that every decision made is in the best interest of our community. You can reach out to us at (205) 221-9600 for any inquiries or assistance you may need; we are here for you! While members can visit us at our branch location, official correspondence should be sent to the same address: 400 7th Ave, Jasper, AL 35501. Whether you're interested in personal banking services like checking and savings accounts or exploring business banking options, Alatrust is equipped to help you navigate your financial journey. Join us as we continue to strengthen our commitment to the Jasper community. We invite you to explore more about what we offer by visiting our website at Alatrust. Come see how we can support your financial goals today!

Branch History & Mission

Community Commitment

Our legacy goes beyond numbers; it's about building relationships. Through various community programs and events, we strive to give back to Jasper and create positive change. Whether it's supporting local schools or participating in charitable efforts, Alatrust believes in making a difference right where it matters most. As we look toward the future, we invite you to join our family at Alatrust. Experience firsthand how being part of our credit union can help you achieve your financial dreams while making a positive impact on your community. Visit us today or call us at 205-221-9600 for more information on how you can become a member! Together, let's build a brighter future!

Our Journey

The story of Alatrust began with a simple mission: to provide accessible and affordable financial services to the people of Jasper and surrounding areas. Over the years, we have evolved from a small organization into a robust credit union that offers a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our commitment to our members drives us to continuously improve and adapt to their needs. While members can visit us at 400 7th Ave Jasper, AL 35501 for all their banking needs, official correspondence should be sent to the same address. We are proud to serve not only through traditional banking but also through modern conveniences like online and mobile banking.

Our Mission

At Alatrust, our mission is clear: we aim to empower our members by providing them with the tools they need for financial success while fostering community growth. We believe in supporting not just individual financial goals but also the broader community through outreach initiatives and partnerships with local organizations. This commitment reflects our dedication to enhancing the lives of those we serve. We understand that modern life requires flexibility and convenience. That's why we offer an array of digital services along with our drive-thru banking option for those who prefer face-to-face interactions. Our ATM availability ensures that members have access to their funds whenever they need them.

Branch Location & Accessibility

Banking Hours Tailored to You

Our operating hours are crafted with your convenience in mind: we're open from 9 AM to 4:30 PM Monday through Thursday and extend our hours until 5 PM on Friday. This gives you plenty of time during the week to stop by after work or during your lunch break.

Easy Access for Everyone

At our Jasper Branch, we understand the importance of accessibility. Our location features ample parking spaces, including spots designated for those with disabilities. The building is designed to be ADA compliant, ensuring that everyone can enjoy our services comfortably. For those who prefer not to enter the branch, we also offer drive-thru banking for quick deposits and withdrawals.

Get in Touch!

Have questions or need assistance? Don't hesitate to reach out! Call us at 205-221-9600. We invite you to come by our Jasper Branch today and experience the friendly service that Alatrust Credit Union is known for!

Services Designed for Your Needs

When you visit us at Alatrust, you'll find a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we are here to help you manage your finances effectively. Plus, with ATM availability right at our branch, accessing cash has never been easier. While members can visit us at 400 7th Ave for all their banking needs, official correspondence should be sent to the same address as our mailing address is the same.

Member Eligibility

Joining the Alatrust community is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. To become a member, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in certain areas of Jasper, Alabama, you're likely eligible! We welcome individuals from various backgrounds and situations, making it easy for you to join us. For a complete list of eligibility details, feel free to check out this link. Once you're ready to take the next step, opening an account at Alatrust is straightforward and user-friendly. You can visit us at our location on 400 7Th Ave Jasper Al 35501, or simply call us at (205) 221-9600 if you have questions or need assistance. We're here to help guide you through the process so you can start enjoying all the benefits of being a member, like personalized service and competitive rates. Join us today and experience what it means to be part of a community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,593,348, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to help you manage transactions smoothly. Imagine running your shop on a busy Saturday and seamlessly processing payments while keeping customers happy. With tools tailored for your needs, you'll have more time to focus on what really matters growing your business. Located at 400 7Th Ave Jasper Al 35501, Jasper, AL, our dedicated team is here to guide you every step of the way. Call us at (205) 221-9600 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

At Alatrust, we also understand the needs of local businesses. Our Business Banking services include Merchant Services and tailored Business Loans that help entrepreneurs thrive in today's competitive landscape. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Digital Convenience at Your Fingertips

In today's busy world, having access to your financial information is crucial. That's why we offer robust Online & Mobile Banking features that allow you to check balances, transfer funds, and pay bills anytime, anywhere. You can also take advantage of our ATM & Cash Withdrawal Services, ensuring that cash is always within reach when you need it. Need quick service? Our Basic Drive-Thru Banking allows for easy deposits and withdrawals without leaving your car. And with basic ATM access for balance checks and withdrawals, managing your finances has never been easier.

Financing Your Dreams

Looking to buy a car or perhaps refinance your mortgage? Our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates that help you get behind the wheel sooner. If you're considering a new home or want to lower your current mortgage payments, our Mortgage Loans & Refinancing services are here to support you through the process with expert advice and personalized solutions. For those unexpected expenses or personal projects, our Personal Loans & Debt Consolidation options allow you to consolidate debt or fund important life events without hassle. Plus, our Credit Cards with Rewards mean that every purchase can earn you points for future rewards making everyday spending more rewarding.

Personal Banking Made Easy

Navigating personal finances can be challenging, but at Jasper Branch, we make it simple. We offer a range of Checking & Savings Accounts designed for everyday use. Imagine effortlessly managing your expenses while earning interest on your savings. With our accounts, you can easily track your spending and grow your savings over time.

Reach Out Today!

Ready to take control of your financial future? We invite you to visit us at 400 7Th Ave Jasper Al 35501 in Jasper, AL or give us a call at (205) 221-9600. Our friendly staff is eager to assist you with any questions about our services or how we can best serve your financial needs. At Alatrust, we're not just about banking; we're about building lasting relationships within our community. Visit us online at https://www.alatrustcu.com/ for more information!

Digital & Online Banking

At Alatrust, we understand that convenience and security are essential when managing your finances. That's why we offer a comprehensive suite of digital and online banking services designed to make your banking experience smooth and efficient. With our 24/7 online banking services available at https://www.alatrustcu.com/, you can access your accounts anytime, anywhere. Whether you're checking your balance, making transfers, or paying bills, it's all just a few clicks away. And if you prefer managing your finances on the go, our mobile application is here to help. It allows you to handle transactions right from your smartphone, ensuring that you're always in control. One of the standout features is our person-to-person transfer option. This makes sending money to friends or family quick and hassle-free. No need for cash or checks just a few taps on your device, and the money is transferred instantly. We also know that keeping track of your statements can be a chore. That's why we offer e-statements, allowing you to view and manage your account documents electronically. You can say goodbye to paper clutter while enjoying easy access whenever you need it. For those who value security, we provide robust protections for all online transactions. Although electronic signature authorization is not currently available, rest assured that your data is safeguarded with advanced security measures. And if mobile payments are part of your routine, you'll be pleased to know that we support this feature as well. Make purchases directly from your phone without worrying about carrying cash or cards. In today's fast-paced world, having reliable access to your finances is crucial. At Alatrust, we're committed to providing you with tools that simplify banking while ensuring peace of mind. Explore all our digital banking options today!

Financial Strength

At Alatrust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to be a reliable partner in your financial journey, ensuring that you have the resources and support you need. With a net worth of $27,538,433, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $43,235,670 in share certificates and $15,425,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,203,433 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $2,575 in used auto loans and $108,532,900 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 22,865 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $273,121, further reinforcing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alatrust is your trusted partner. Visit us at 400 7Th Ave Jasper Al 35501 or call (205) 221-9600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

Don't forget that we also provide options for refinancing existing loans. If you have current debts that you'd like to consolidate or lower your monthly payments on existing loans, our team can guide you through eligibility options that may be available. To learn more about how our loan offerings can suit your financial needs or to explore eligibility requirements further, feel free to reach out! You can visit us at our branch located at 400 7Th Ave Jasper AL 35501 or call us at 205-221-9600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,288,168 in used vehicle loans and $10,076,842 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our financing options can make the process straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $3,593,348 provide the capital needed to grow and expand. Whether it's for equipment purchase or operational costs, our tailored solutions aim to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,297,770, make buying or refinancing simple. We provide various terms and conditions that fit your unique situation. Our team is ready to assist you through every step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,836,996 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no collateral requirement, making them an excellent choice for both everyday purchases and unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out as a trusted tool for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike some other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions at your fingertips, helping you make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial situations. Each listing reflects current market conditions, allowing for reliable comparisons.

Alatrust