Alatrust Credit Union Jacksonville AL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Alatrust, your trusted financial partner located at 1001 Jd And L Dr Sw, Jacksonville, AL 36265. Since our establishment in 1935, we have been committed to serving the community with integrity and reliability. As a member-focused credit union, we pride ourselves on providing exceptional service and tailored financial solutions that meet the unique needs of our over 13,000 members. At Alatrust, we understand that financial success is a journey. With total assets reaching an impressive $206,139,205 and total deposits of $19,975,242, we are well-equipped to help you achieve your goals. Our dedication to our members is reflected in our wide range of services, including auto loans, mortgages, personal loans, and business banking solutions. Under the leadership of our CEO, Steve Nix, and Board President, Donald Duck, our team of 37 employees is here to assist you every step of the way. We believe in building strong relationships within our community and empowering individuals through financial education and support. Whether you're looking for guidance on loans or seeking advice on saving for the future, we're here for you. While you can visit us at our Jacksonville branch for all your banking needs, please note that official correspondence should be sent to the same address as our branch location. Feel free to reach out to us at 256-435-6116 or explore more about what we offer at our website. Join us today and discover how Alatrust can help you navigate your financial journey with confidence!

Branch History & Mission

Community Impact

Alatrust actively engages with local organizations and initiatives that enrich the lives of those in Jacksonville. We understand that being a responsible credit union means giving back and supporting local causes. Through various partnerships and outreach efforts, we aim to uplift our community while also providing valuable resources for financial education. We invite you to join us at Alatrust! Experience firsthand how we prioritize your financial health while nurturing a thriving community spirit. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Reach out today at (256) 435-6116 or visit us online at Alatrust to learn more about how you can become a part of our family!

Our Evolution

Over the years, Alatrust has achieved several milestones that underscore our dedication to our members. We have continually expanded our offerings to meet the changing needs of our community. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we aim to provide comprehensive financial support tailored to each member's unique situation. As technology advanced, so did our services. We introduced online banking and mobile payment options, ensuring that members can access their accounts anytime and anywhere. This focus on digital advancement is complemented by our commitment to accessibility; our facilities are ADA compliant so everyone can comfortably utilize our services.

Our Mission

The mission of Alatrust is clear: we strive to enhance the financial well-being of our members while fostering a strong sense of community. We believe that financial services should not just be about transactions but also about building relationships based on trust and support. Our dedicated team is here to guide you through your financial journey, whether you're saving for your first home or planning for retirement. While members can visit us at 1001 Jd And L Dr Sw Jacksonville Al 36265, official correspondence should be sent to 1001 Jd and L Dr SW, Jacksonville, AL 36265. Our operating hours are Monday through Thursday from 9 AM to 4:30 PM and Friday from 9 AM to 5 PM. We also offer convenient drive-thru banking and ATM access for quick transactions.

Branch Location & Accessibility

Accessibility Features

At Alatrust, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps and spacious areas to ensure everyone can navigate comfortably. Parking is readily available, making it easy for you to stop by whenever you need assistance.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule: we're open from 9 AM to 4:30 PM Monday through Thursday, and until 5 PM on Fridays. Whether you need help with your checking account or want to discuss loan options, our friendly staff is ready to assist you during these hours.

Services Offered

Alatrust offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need quick cash? Our ATM service is available on-site for convenient withdrawals and balance checks. For those who prefer a little extra ease, we also offer drive-thru banking for simple transactions.

Visit Us Today!

We're excited to welcome you into the Alatrust family! If you have any questions or would like more information about our services, feel free to call us at (256) 435-6116. We invite you to visit us today and see how we can help make your banking experience enjoyable and hassle-free!

Member Eligibility

Welcome to the Alatrust family, where we believe that everyone deserves a chance to thrive in their financial journey! Becoming a member of Alatrust is easy and open to individuals who live, work, or worship in Calhoun County or those who have a family member that is already part of our community. By joining us at our Jacksonville branch located at 1001 Jd And L Dr Sw, Jacksonville, AL 36265, you gain access to a world of benefits including competitive rates on loans, personalized service, and a commitment to your financial well-being. To get started, simply visit our membership eligibility page at http://www.alatrustcu.com/about-us/membership/membership for more details on the requirements. If you're ready to open an account or have questions about the process, feel free to call us at 256-435-6116. We're excited to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local entrepreneurs to expand their operations or invest in new equipment. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various business types. - With an outstanding commercial loan portfolio of $3,593,348, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to our loan offerings, we provide merchant services that simplify payment processing, allowing you to focus on what you do best running your business. Whether you're a retail shop or a service provider, our solutions help streamline transactions, ensuring you get paid faster while enhancing customer satisfaction. Visit us at 1001 Jd And L Dr Sw Jacksonville Al 36265 in Jacksonville, AL, or call us at (256) 435-6116 to learn more about how we can partner with you for success. Your business deserves the best financial tools, and we're here to provide them!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, our business banking services cover everything from merchant services to business loans. We are dedicated to helping your business grow by providing the financial tools you need for success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services let you access your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills with just a few taps on your phone. Plus, with our ATM and cash withdrawal services, getting cash when you need it is quick and easy.

Credit Cards & Rewards

Don't forget about our rewarding credit card options! With credit cards that offer rewards, every purchase can bring you closer to exciting benefits and cashback opportunities.

Drive-Thru & ATM Access

We also offer basic drive-thru banking for deposits and withdrawals perfect for those on the go! And if you're in need of quick cash or balance checks outside of branch hours, our ATMs are readily available for your convenience. With so many options available at Alatrust, we're confident that you'll find exactly what you need. Our friendly staff is always here to answer questions or help guide you toward the right service for your situation. Ready to take the next step? Give us a call at (256) 435-6116 or visit us online at Jacksonville Branch to learn more about how we can assist you today!

Personal Banking Solutions

When it comes to personal banking, we offer various options tailored to fit your lifestyle. With our checking and savings accounts, you can easily manage your day-to-day finances while earning interest on your savings. If you're considering buying a car, our auto loans and vehicle financing make it simple and affordable, ensuring you get behind the wheel without breaking the bank. If homeownership is on your horizon, look no further than our mortgage loans and refinancing options. We're here to guide you through the process with competitive rates and personalized service. For those unexpected expenses or consolidating debt, our personal loans are flexible and can be customized to meet your needs.

Digital & Online Banking

Mobile Payments Made Easy

Need to make a purchase quickly? Our mobile payments feature allows you to pay for items directly from your phone, making shopping more convenient than ever. Just link your accounts, and you're ready to go! In today's fast-paced world, having easy access to your financial information is crucial. At Alatrust, we strive to provide our members with an efficient and secure banking experience through our digital offerings. Join us today and discover how easy managing your money can be!

User-Friendly Features

Staying on top of your financial health is simple with features like e-statements. Say goodbye to paper clutter; you can access your statements electronically whenever you need them. Plus, for those quick payments between friends or family, our person-to-person transfers are just a tap away! Security is a top priority at Alatrust. Our online banking system is built with robust security measures to ensure that your information stays safe while you enjoy all the conveniences of digital banking. While we currently do not support electronic signature authorization, rest assured that our other services are user-friendly and designed with you in mind.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 22,865, showing a strong and growing member base that trusts us with their finances. Our commitment to serving you means we will continue to strengthen our offerings while maintaining a robust financial standing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alatrust is your trusted partner. Visit us at 1001 Jd And L Dr Sw Jacksonville Al 36265 or call 256-435-6116 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Investments Backed by Earnings

With $27,203,433 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our operational efficiency is reflected in our net income of $0, which allows us to focus on delivering quality financial products for our members.

Lending Capabilities

Our lending capacity supports members' financial goals across various sectors with $25,775,100 in used auto loans and $108,532,900 in total loans and leases. This means whether you're looking to buy a car or need personal financing options, we've got you covered.

Member-Centric Approach

Members' savings are secured through $43,235,670 in share certificates and $15,425,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $27,538,433, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Staffing for Personalized Service

We also take pride in having 36 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

At Alatrust, we understand that life is full of financial opportunities and challenges. Whether you're looking to buy a new car, purchase your dream home, or manage your expenses with a credit card, we are here to help. Located at 1001 Jd And L Dr Sw, Jacksonville, AL 36265, our branch is dedicated to serving our members with a range of loan products tailored to meet their unique needs. With over 12,810 loans issued, we've helped thousands of members achieve their financial goals. Our offerings include competitive auto loans for both new and used vehicles. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,288,168 in used vehicle loans and $10,076,842 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide Junior Lien 1-4 Family Residential Properties loans totaling $6,297,770, making buying or refinancing simple and straightforward. For those looking to enhance their business operations, our outstanding commercial loans totaling $3,593,348 provide the capital needed to grow and expand. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $3,836,996 in loans helping members manage their finances effectively. If you're considering refinancing or exploring eligibility options for any of these products, our team is ready to assist you. You can reach us at (256) 435-6116 during our operating hours from 9 AM to 4:30 PM Monday through Thursday and until 5 PM on Friday. We are committed to providing our members with the best possible financial solutions while ensuring transparency and support throughout the loan process. For more information about our loan offerings or to see if you qualify for membership benefits, please visit us online at Alatrust or check out our eligibility page here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

LendMesh prides itself on providing several key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what is presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market values. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can confidently compare options and make choices that fit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore LendMesh's role as a valuable tool in navigating the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Every loan comparison reflects current market conditions, giving you a clear view of available options.

Alatrust