ALATRUST CREDIT UNION - Irondale, AL

Welcome to Alatrust, your trusted financial partner located at 1694 Montclair Rd, Irondale, AL 35210. Since our establishment in 1935, we've built a strong foundation of community trust and support, serving over 13,000 members with a commitment to their financial well-being. As a proud member of the community, we understand the unique needs of our members and are dedicated to providing personalized banking solutions. With total assets exceeding $206 million, we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking. Our total deposits stand at an impressive $19,975,242, showcasing the confidence our members have in us. Under the leadership of CEO Steve Nix and Board President Donald Duck, our team of 37 employees is here to ensure that you receive the best service possible. At Alatrust, we believe in making banking convenient for you. That's why we offer features like online and mobile banking, ATMs for easy access to your funds, and drive-thru services for quick transactions. Whether you're looking for assistance with loans over 12,810 loans and leases are currently active or exploring savings options with our competitive rates on deposits, we're here to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1694 Montclair Rd, Irondale, AL 35210-2410. If you have questions or need assistance, don't hesitate to reach out by phone at 205-581-8800 or visit our website at www.alatrustcu.com. Join us today and experience the Alatrust difference where community meets financial strength!

Becoming a member of Alatrust is like joining a family that supports your financial journey. If you're looking to enjoy a range of personalized services and benefits, you'll be glad to know that membership is open to individuals who live, work, worship, or attend school in certain areas around Irondale. We welcome everyone from all walks of life, making it easy for you to connect with our community and take advantage of our offerings. For the most up-to-date eligibility details, feel free to check out this link. Opening an account with us is straightforward and friendly just visit us at our branch located at 1694 Montclair Rd Irondale Al 35210, or give us a call at (205) 581-8800 for assistance. We're here to help you every step of the way as you embark on your path to financial wellness. Discover how being part of Alatrust can enhance your banking experience today!

At Alatrust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a strong foundation, and our financial health reflects our commitment to you. With a net worth of $27,538,433, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid base supports our ability to serve our community effectively. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $43,235,670 in share certificates and $15,425,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further highlighted by $27,203,433 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,575 in used auto loans and $108,532,900 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While we operate efficiently with a net income of $0, it enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $273,121. Total Share and Deposit Accounts: 22,865, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alatrust is your trusted partner. Visit us at 1694 Montclair Rd Irondale Al 35210 or call (205) 581-8800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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