Alatrust Credit Union Anniston AL | Affordable Vehicle Loans & Business Banking

Introduction

Connect with Us

Ready to take the next step? Visit our website at Alatrust or give us a call at 256-236-1260. Our friendly staff is here to help you navigate your options and find the best solutions tailored just for you. Join us today and see how Alatrust can make a positive impact on your financial journey!

Leadership You Can Trust

Under the leadership of CEO Steve Nix and Board President Donald Duck, we are dedicated to ensuring your financial well-being. Our team of 37 employees is here to assist you every step of the way. Whether you're looking for personal banking options or business services, we strive to offer personalized solutions that fit your lifestyle. While members can visit us at our Anniston branch for all their banking needs, official correspondence should be sent to the same address. We invite you to experience the difference with Alatrust where your financial goals become our mission.

Our Community Impact

As part of the Alatrust family, you benefit from our robust financial services designed to meet your unique needs. We currently manage assets totaling $206,139,205 and have facilitated loans amounting to 12,810 to help members achieve their dreams from purchasing a new car to financing a home. Our total deposits stand at an impressive $19,975,242, reflecting the trust our members place in us.

Branch History & Mission

At Alatrust, our story is one of community commitment and financial empowerment. Established in 1935, our Anniston Branch has been a cornerstone for residents of Anniston, Alabama, providing reliable banking services and fostering local growth for nearly nine decades. Located at 1216 Wilmer Ave, we are conveniently situated near key landmarks that embody the spirit of our city. From humble beginnings, Alatrust has evolved into a trusted financial institution with over 13,000 members and total assets amounting to $206,139,205. Our mission is simple yet powerful: to improve the financial well-being of our members while actively supporting the communities we serve. We believe that financial services should not only meet needs but also enhance lives. Over the years, we have embraced advancements in technology to better serve our members. Our online and mobile banking platforms allow for easy access to accounts anytime, anywhere. Additionally, we proudly offer ADA-compliant facilities, ensuring everyone can enjoy our services comfortably. With an ATM on-site and a drive-thru service available for quick transactions, convenience remains a priority. Our commitment extends beyond banking; we actively engage in community outreach initiatives. Partnering with local organizations, we strive to make a positive impact through various programs that uplift our neighbors and foster a spirit of togetherness. While members can visit us at 1216 Wilmer Ave Anniston Al 36201, official correspondence should be sent to 1216 Wilmer Ave, Anniston, AL 36201. Our dedicated team is here to assist you during lobby hours from 9:00 AM to 4:30 PM Monday through Thursday and until 5:00 PM on Fridays. If you're looking for a financial partner that puts your needs first and cares deeply about its community, we invite you to join Alatrust. Experience firsthand how we can help you achieve your financial goals while contributing to the growth of Anniston. Together, let's build a brighter future! For more information or to become a member today, call us at (256) 236-1260 or visit us online at Alatrust.

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Alatrust Anniston Branch today! Experience firsthand the exceptional service and community-focused banking we offer. Join us in making financial dreams a reality!

Comprehensive Banking Services

Our Anniston Branch provides a full range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Enjoy the convenience of our drive-thru banking service for quick deposits or withdrawals without leaving your car. Plus, with ATM availability on-site, accessing your funds is easier than ever. If you need assistance or have questions about our services, don't hesitate to reach out! You can contact us at 256-236-1260.

Convenient Access and Amenities

At Alatrust, we prioritize your convenience. Our location features ample parking, making it simple for you to stop by. We also ensure accessibility with ADA-compliant features and ramps for those who may need them. You can rest assured that our branch is designed with your comfort in mind.

Operating Hours Tailored to You

We understand that life can be busy, so we've crafted our operating hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 4:30 PM, and on Friday from 9:00 AM to 5:00 PM. This gives you plenty of time during the week to come in for all your personal banking needs.

Member Eligibility

At Alatrust, we believe that everyone deserves access to a supportive financial community, and becoming a member is the first step. If you're looking to join us at our welcoming branch located at 1216 Wilmer Ave Anniston Al 36201, you'll find that eligibility is quite simple! We invite individuals who live, work, worship, or attend school in our local area to become members. It's a wonderful way to connect with neighbors and enjoy personalized financial services tailored just for you. To learn more about the specific eligibility criteria, feel free to check out our detailed resource here. Joining Alatrust means you'll have access to a variety of benefits that can help you manage your finances effectively. From checking and savings accounts to auto loans and credit cards with rewards, we're here to support your financial journey. Opening an account is easy too! Simply visit us online at this link or give us a call at (256) 236-1260 if you have any questions. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services offer real-world benefits for your daily operations. Imagine running your store smoothly as customers pay effortlessly through various channels. Whether it's credit card processing or online payment solutions, we provide the tools you need to enhance customer experience and streamline transactions. If you're ready to take your business to the next level, visit us at 1216 Wilmer Ave Anniston Al 36201 in Anniston, AL or call us at (256) 236-1260. Your success is our priority!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,593,348, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we know how important it is to have reliable financial support. That's why we offer business banking solutions, including merchant services and business loans tailored specifically for small businesses.

Convenient Access Points

With ATM services available at our branch and throughout the network, accessing cash is simple and hassle-free. Our drive-thru banking allows for easy deposits and withdrawals without leaving your car, perfect for busy days when time is of the essence. At Alatrust, we pride ourselves on delivering exceptional service and support. We invite you to visit us at 1216 Wilmer Ave Anniston Al 36201, call us at (256) 236-1260, or explore our website at https://www.alatrustcu.com/ to learn more about how we can assist you on your financial journey. Join us today and experience the benefits of being part of our community!

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on every purchase. Use them for everyday expenses and watch as rewards add up over time it's our way of saying thank you for being a member!

Home Financing Options

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services are designed with you in mind. Our team will guide you through the process, ensuring that you find the best loan option for your situation.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer checking and savings accounts designed to help you keep your money secure while earning interest. You can easily access your accounts through our online and mobile banking platforms, making it convenient to check balances, transfer funds, and pay bills from anywhere.

Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options can help you navigate those tough times. Whether it's for medical bills or home repairs, we provide quick access to funds when you need them most.

Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We offer competitive rates and flexible terms to suit your budget. If you already own a vehicle, consider refinancing to lower your monthly payments.

Digital & Online Banking

Key Features

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills at your fingertips. Whether you're at home or on the go, accessing your account is just a click away. Plus, our mobile application ensures that all your banking needs are right in your pocket. You can easily manage your accounts, view e-statements, and even use mobile payments for quick transactions. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast to share funds with anyone you need to. Just a few taps on your phone, and the money is sent securely.

Security and Ease-of-Use

Your security is our top priority. While we currently do not offer electronic signature authorization, we ensure that every transaction is protected by robust security measures. You can bank with confidence knowing that your personal information remains safe. With e-statements available, you'll enjoy the added benefit of having your account statements delivered directly to your inbox no more waiting for paper statements! This not only helps you stay organized but also contributes to a greener planet. At Alatrust, we strive to provide an easy-to-use experience so that managing your finances doesn't feel like a chore. From mobile applications to real-time account management tools, we're here to support you every step of the way. Explore our digital banking features today and discover how we can help simplify your financial journey!

Financial Strength

A Growing Member Base

Our strength is further evidenced by our total share accounts 22,865 showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $273,121, reinforcing our ability to meet your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alatrust is your trusted partner. Visit us at 1216 Wilmer Ave Anniston Al 36201 or call (256) 236-1260 to learn more about how we can help you achieve your financial goals.

Investing in Member Services

With $27,203,433 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to service is reflected in our lending capacity: we offer $2,575 in used auto loans and have a total of $108,532,900 in loans and leases available to help support your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by our $646,379, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 1 part-time employees ready to serve you with knowledge and dedication.

Secure Savings Options

Members' savings are secured through $43,235,670 in share certificates and $15,425,141 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs over traditional banking practices; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundations

With a net worth of $27,538,433, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,288,168 in used vehicle loans and $10,076,842 in new vehicle loans already helping members get on the road. We offer competitive rates for both new and used vehicles, making it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $3,593,348 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,297,770, make buying or refinancing simple. We understand that securing a home can be daunting; that's why our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, we encourage you to explore eligibility options available at Alatrust. We're dedicated to ensuring that our members have access to favorable terms that fit their unique financial situations. Our friendly team is ready to help answer any questions you might have about our loan offerings or how they can fit into your financial plans. Don't hesitate to reach out at 256-236-1260 or visit us at 1216 Wilmer Ave Anniston Al 36201. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Alatrust be your partner in achieving financial success!

Unsecured Credit Card Loans

Managing daily expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,836,996 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to credit when you need it most.

Loan Aggregator

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ALATRUST CREDIT UNION - Anniston, AL

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