Alabama State Employees Credit Union Jasper AL | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Alabama, your trusted partner in financial success since 1956. Located at 301 3rd Ave S, Jasper, AL 35501, our branch is dedicated to serving the local community with a personal touch and a commitment to your financial well-being. As a proud member of the Alabama Credit Union family, we have grown to support over 146,000 members, providing them with tailored banking solutions that fit their unique needs. At Alabama, we understand that your finances are more than just numbers; they represent your dreams and aspirations. With total assets exceeding $1.9 billion and a net worth of $182,824,392, we are well-equipped to offer you a range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Our team, led by CEO Stephen Swofford and Board President Ron Dulek, is committed to ensuring that every member feels valued and supported. While you can visit us at our Jasper branch for all your banking needs, please note that official correspondence should be sent to the same address: 301 3rd Ave S, Jasper, AL 35501-3757. We also take pride in our robust online and mobile banking services, allowing you to manage your finances conveniently from anywhere. Join us today and experience the difference of being part of a community-focused credit union. For any questions or assistance, feel free to give us a call at 888-817-2002 or explore our website at www.alabamacu.com. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

At Alabama Credit Union, we believe that everyone deserves access to affordable financial services. By becoming a member, you join a family that values community support and personal service. We invite you to experience the benefits of membership firsthand whether it's through competitive loan rates or personalized customer service. Discover how we can help you thrive financially! Contact us today at (888) 817-2002 or visit our website at Alabama Credit Union to learn more about becoming part of our community-focused credit union. Together, let's build a brighter future!

Our Journey

Located at 301 3Rd Ave S, Jasper, AL 35501, our branch has seen remarkable growth over the years. We've evolved from a small credit union into a comprehensive financial institution that offers a wide array of services. Our commitment to community support has always been central to our mission. Over the decades, we have partnered with local organizations and initiatives, striving to make a positive impact on the lives of those we serve. Our branch operates with extended hours for your convenience: Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; and Friday from 9:00 AM to 5:30 PM. In addition to our lobby services, we provide drive-thru banking and an ATM for easy access to cash and essential transactions.

Our Mission

The mission of Alabama Credit Union is simple yet powerful: to enhance the financial well-being of our members while building strong relationships within our community. We offer a range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Each service is designed with our members' needs in mind. We take pride in being more than just a financial institution; we are your partner in achieving your financial goals. Whether you're saving for your first home or planning for retirement, we are here every step of the way. While members can visit us at 301 3Rd Ave S Jasper Al 35501, official correspondence should be sent to 301 3rd Ave S, Jasper, AL 35501-3757 if it differs. With innovative features like online banking and mobile payments, managing your finances has never been easier.

Branch Location & Accessibility

Accessibility and Parking

We understand how important accessibility is for our members. Our branch is equipped with ADA-compliant features, including ramps for those who may require assistance. Plus, ample parking is available right outside the entrance, ensuring that your visit is hassle-free.

Operating Hours

We know your time is valuable. That's why we offer flexible operating hours designed to fit into your busy schedule. You can visit us on Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; and Friday from 9:00 AM to 5:30 PM. We're always ready to serve you!

Services Available

At the Jasper Branch, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we've got you covered. Need quick cash? Our ATM services are available on-site for easy withdrawals and balance checks. If you prefer the convenience of drive-thru banking, we also have that option available for simple transactions. Feel free to give us a call at 888-817-2002 if you have any questions or would like more information about our services. We're excited to welcome you into the Alabama Credit Union family and look forward to serving you at our Jasper Branch!

Member Eligibility

At Alabama, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming, as we value each individual's journey toward financial well-being. If you live, work, or attend school in the Jasper area, you're likely eligible to join us! We also welcome family members of existing members, making it easy for your loved ones to benefit from our services too. For the most current and detailed eligibility criteria, please check out our resource. Joining Alabama opens up a world of benefits tailored just for you. Not only do we offer competitive rates on loans and savings accounts, but you'll also enjoy personalized service that feels like family. Ready to take the next step? You can easily open an account online through our quick and straightforward process by visiting https://u4zacuta.secure.fundsxpress.com/start/u4zacuta. If you have any questions or need assistance, feel free to reach out to us at (888) 817-2002. We're excited to welcome you to our community!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $410 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $400,550,964, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a reliable partner for processing payments smoothly while you focus on serving your customers. Our merchant services help streamline transactions, making it easier for you to manage sales and accept payments efficiently. Whether you're running a retail shop or offering services, our tailored solutions can enhance your customer experience. Located at 301 3Rd Ave S Jasper Al 35501, we invite you to visit us or call (888) 817-2002 to explore how our business banking options can help your venture succeed!

Comprehensive List Of Services

Business Banking

For our business members, we provide essential services like merchant services and business loans, allowing you to focus on growing your enterprise while we handle the financial aspects.

Credit Cards and Loans

If you're looking for additional purchasing power, our credit cards come with attractive rewards that can enhance your spending experience. We also understand that life can throw unexpected expenses your way; that's why we offer personal loans and debt consolidation options to help you manage those challenges effectively.

Digital Banking Convenience

In today's fast-paced world, having access to banking at your fingertips is crucial. At Jasper Branch, we offer robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills anytime, anywhere. You can also enjoy convenient ATM services for cash withdrawals or balance checks whenever needed.

Drive-Thru Services

For those who prefer face-to-face interactions but want to save time, our basic drive-thru banking services cover all your essential transactions deposits, withdrawals, and other simple needs without ever having to leave your vehicle. In addition to these comprehensive offerings, we take pride in ensuring that every member feels valued and supported. If you have questions or need assistance, don't hesitate to reach out at (888) 817-2002. Whether you're exploring new ways to manage your money or seeking personalized service from a trusted community partner, visit us at Alabama today! Your financial journey starts here.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed for different lifestyles. Whether you're saving for a vacation or managing daily expenses, our accounts provide flexibility and competitive interest rates. Our auto loans and vehicle financing options make it easy for you to drive away in your dream car without the stress of high payments. For those considering homeownership, our mortgage loans and refinancing options can help turn that dream into reality.

Digital & Online Banking

At Alabama, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed with your convenience in mind. Whether you're at home or on the go, our online platform allows you to take control of your finances anytime, anywhere. One of the standout features of our digital banking is the ability to access your accounts 24/7 through our user-friendly online banking portal at https://www.alabamacu.com/. This means you can check balances, transfer funds, and pay bills without needing to visit a branch. Plus, with our electronic signature authorization, signing documents has never been simpler or more secure. For those who prefer paperless options, we provide e-statements that allow you to view your financial statements online whenever you need them. It's not only convenient but also helps in keeping your information organized and secure. If you're always on the move, you'll appreciate our mobile payments feature. This allows you to make quick transactions using your smartphone. While we currently do not have a dedicated mobile application, rest assured that our website is fully optimized for mobile devices. You can still enjoy all the functionalities right from your phone! Another fantastic service we offer is person-to-person transfers. You can easily send money to friends or family without hassle perfect for splitting a bill or sending a gift. With all these services combined, managing your money has never been easier. At Alabama, we're committed to providing secure and accessible banking solutions tailored to meet your needs. Explore everything we have to offer today!

Financial Strength

At Alabama, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust in your financial institution is paramount. That's why we are proud to share our strong financial position with you. With a net worth of $182,824,392, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $551,780,861 in share certificates and $204,015,778 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,972,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $122,330,006 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $14,190 in used auto loans and a total of $1,497,146,971 in loans and leases. Our operational efficiency is reflected in our $3,520,690, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 376 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 257,053, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama is your trusted partner. Visit us at 301 3Rd Ave S Jasper Al 35501 or call (888) 817-2002 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $241,260,112 in used vehicle loans and $71,886,668 in new vehicle loans already helping members get on the road. We provide flexible financing options that suit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $400,550,964 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,899,024 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,583,715, make buying or refinancing simple. We believe that owning a home should be accessible for everyone, and our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing your existing loans, we can help you find options that may lower your payments or free up cash for other needs. Our knowledgeable staff will work with you to assess your eligibility and determine the best solutions for your financial situation. At Alabama, we strive to empower our members with financial tools that promote stability and growth. For more information about our loan offerings or to discuss how we can assist you further, please don't hesitate to contact us at (888) 817-2002 or visit us at 301 3Rd Ave S Jasper Al 35501 in Jasper, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that users receive fair and transparent offers when searching for loans.

ALABAMA CREDIT UNION - Jasper, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Jasper, AL (35501)

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility and Parking

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Business Loans Tailored for You

Merchant Services That Make a Difference

Comprehensive List Of Services

Business Banking

Credit Cards and Loans

Digital Banking Convenience

Drive-Thru Services

Personal Banking

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Cards and Personal Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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