Alabama State Employees Credit Union Huntsville AL | Top Checking Accounts & Business Banking

Introduction

Welcome to Alabama, your trusted financial partner located at 851 John Wright Dr, Huntsville, AL 35899. Since our establishment in 1956, we have proudly served our community, growing together with our members. With a total membership of 146,607, we are dedicated to providing personalized banking solutions that meet the unique needs of each individual and family. At Alabama, we understand that financial stability is crucial for your peace of mind. That's why we manage over $1.92 billion in assets and offer a diverse range of services including personal checking and savings accounts, auto loans, mortgages, credit cards, and business banking options. Our commitment to you is reflected in our strong financial position: we have total deposits of $80,198,128 and an impressive net worth of $182,824,392. Led by our CEO Stephen Swofford and Board President Ron Dulek, our team of 390 employees is here to assist you every step of the way. Whether you're looking for a loan or need help managing your savings, we prioritize your satisfaction and strive to make banking convenient and accessible. While members can visit us at 851 John Wright Dr, official correspondence should be sent to 851 John Wright Drive, Huntsville, AL 35899. Have questions? Don't hesitate to reach out by phone at 256-713-8446 or explore our services on our website at Alabama Credit Union. Join us today and discover how Alabama can help you achieve your financial goals!

Branch History & Mission

Community Commitment

At the heart of what we do is a commitment to community support. We believe in giving back to those who have helped us grow. Through various outreach programs and partnerships with local organizations, we work diligently to uplift the neighborhoods we serve. Our team is passionate about not just being a bank but a pillar in the community one that listens and responds to the needs of its members. While members can visit us at our branch location for all their banking needs including access to ATMs and drive-thru services official correspondence should be sent to our mailing address: 851 John Wright Drive, Huntsville, AL 35899.

Looking Ahead

As we continue into the future, we are embracing digital advancements that enhance your banking experience while ensuring accessibility for everyone. With features like online banking and mobile payments available for all members, convenience is at your fingertips. We invite you to join us at Alabama Credit Union the Huntsville Branch and discover firsthand how we can help you thrive financially while making a positive impact in our community. Together, let's build a brighter future! For more information or assistance, feel free to reach out at (256) 713-8446 during our operating hours: Monday through Tuesday and Thursday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; and Friday from 9:00 AM to 5:30 PM. Join us today!

Our Journey

From our humble beginnings, the Huntsville Branch has grown significantly, now boasting a total membership of over 146,000. This growth reflects our dedication to providing accessible financial services that meet the diverse needs of our community. As we expanded, so did our services and offerings; today, we manage total assets exceeding $1.9 billion. This impressive figure underscores our stability and ability to support our members through various life stages. Our mission is simple yet profound: We strive to empower individuals and families by offering quality financial services while actively supporting local communities. With a strong focus on personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we aim to provide tailored solutions that help our members achieve their financial goals.

Branch Location & Accessibility

Connect with Us

Ready to experience friendly service and financial solutions tailored just for you? Feel free to call us at 256-713-8446 or stop by the Huntsville Branch today! We look forward to welcoming you into our community and assisting you with all your banking needs.

Convenient Access and Features

At our Huntsville location, you'll find ample parking available for your convenience. We are committed to ensuring accessibility for all our members, with features such as ADA-compliant entrances and ramps. Our friendly staff is always ready to assist you, whether you're visiting us in person or using our drive-thru service for quick banking needs.

Operating Hours

Our branch operates with flexible hours to fit your busy schedule. You can visit us Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM; on Wednesday from 10:00 AM to 5:00 PM; and Friday from 9:00 AM to 5:30 PM. We strive to make banking as convenient as possible for you!

Services Offered

We offer a wide range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. For those who prefer face-to-face interactions but belong to partner credit unions, our shared service center allows basic transactions like deposits and withdrawals too.

Member Eligibility

Becoming a member of Alabama is like joining a caring community where your financial well-being is the top priority. To be eligible, you simply need to meet a few straightforward criteria. Whether you're an employee of a participating employer, a family member of an existing member, or live in the area, you could qualify for membership. This means that many people in our community can enjoy the benefits of being part of Alabama! Once you're in, you'll have access to great financial products and services designed with you in mind. If you're ready to take the next step, opening an account is quick and easy. You can start the process by visiting us at https://u4zacuta.secure.fundsxpress.com/start/u4zacuta or give us a call at (256) 713-8446 if you have any questions. For more detailed information on eligibility. We can't wait to welcome you to our family at Alabama, located at 851 John Wright Dr Huntsville Al 35899!

Business Banking & Commercial Services

Merchant Services Tailored for You

Imagine seamlessly processing payments at your retail location or online store. Our merchant services make this possible, allowing you to focus on what matters most serving your customers and growing your business. From credit card processing to point-of-sale systems, we provide tools that simplify transactions and enhance customer experiences. Located conveniently at 851 John Wright Dr Huntsville Al 35899, Huntsville, AL, we're here to partner with you on your journey toward success. Reach out today at (256) 713-8446 to learn more about how we can help you thrive!

Supporting Your Business Journey

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $410 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $400,550,964, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer robust solutions tailored for growth. With our merchant services and business loans, we can help you manage cash flow effectively and invest in new opportunities without hassle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like online and mobile banking. You can easily check balances, transfer funds, or pay bills from anywhere at any time. Plus, our ATM services ensure that cash withdrawal is quick and easy whenever you need it.

Drive-Thru & Shared Services

We also cater to those who prefer traditional banking methods with our basic drive-thru banking options for deposits, withdrawals, and simple transactions. If you're a member of a partner credit union, take advantage of our shared branch transactions for additional support when needed. At Alabama, we're here to support all aspects of your financial life. If you're ready to learn more about how we can assist you or want to take the next step towards better financial health, give us a call at (256) 713-8446 or visit us online at Huntsville Branch. We're excited to serve you!

Mortgage Solutions

When it comes to finding the right home, having the right mortgage is crucial. Our mortgage loans and refinancing services are here to help you secure a favorable rate and terms that suit your budget. Our knowledgeable staff will guide you through the process from application to closing, ensuring you feel confident every step of the way.

Personal Banking

We understand that managing your finances can feel overwhelming at times. That's why our personal banking services are crafted to make things simpler. Open a checking or savings account that fits your lifestyle and start enjoying the benefits today. If you're considering buying a new car, our auto loans and vehicle financing options are not only competitive but also flexible, making it easier for you to drive away in your dream vehicle.

Personal Loans & Credit Cards

Need extra cash for a big purchase or to consolidate debt? Our personal loans and debt consolidation options can provide the financial relief you need. Additionally, our credit cards with rewards offer great perks for everyday purchases, making each transaction more rewarding.

Digital & Online Banking

Enhanced Security and Convenience

We prioritize your security with electronic signature authorization for various transactions. This feature ensures that your approvals are safe and verified without unnecessary delays. Moreover, our mobile payments feature allows you to pay directly from your smartphone, making purchases as easy as a tap. While we currently don't have a dedicated mobile application, our mobile-friendly website ensures that all features are easily accessible on any device. You can enjoy the same level of service whether you're using a tablet or smartphone. At Alabama, we're committed to making banking convenient for you. Experience the freedom and flexibility of managing your finances online today!

Key Features of Our Digital Banking Services

Our 24/7 online banking services empower you to take control of your finances with ease. You can check balances, pay bills, and transfer funds all from the comfort of your own device. Plus, with person-to-person transfers available, sending money to friends or family is quick and hassle-free. If you prefer to keep things paperless, you'll be pleased to know that we provide e-statements. Not only do they help reduce clutter, but they also make it easy for you to track your financial history anytime you need.

Financial Strength

At Alabama, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong and robust, giving you confidence in your partnership with us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $182,824,392, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $551,780,861 in share certificates and $204,015,778 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,972,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $122,330,006 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $14,190 in used auto loans and $1,497,146,971 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even with challenges ahead, our operational efficiency shines through with a net income of $3,520,690, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 376 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending stand at $0, further showcasing our capability to support your borrowing needs. The total number of share accounts is impressive at 257,053, indicating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama is your trusted partner. Visit us at 851 John Wright Dr Huntsville Al 35899 or call (256) 713-8446 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $241,260,112 in used vehicle loans and $71,886,668 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable pre-owned vehicle or a brand-new model, our financing options can make your purchase easier and more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $400,550,964 provide the capital needed to grow and expand. We recognize that running a business comes with unique challenges, and we are here to support your entrepreneurial endeavors. If you're interested in any of these loan products or want to explore refinancing options, please don't hesitate to reach out. You can contact us at (256) 713-8446, or visit us at our branch located at 851 John Wright Dr Huntsville Al 35899 in Huntsville, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right financing solution tailored just for you!

Credit Lines and Unsecured Credit Cards

In addition to auto and mortgage loans, we also offer flexible terms on unsecured credit card loans, with a total of $16,899,024 in loans helping members manage their finances effectively. If you're considering a line of credit, our total credit lines stand at $1,002,210,262, ensuring you have access to funds when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,583,715, make buying or refinancing simple. We aim to provide you with the support needed for one of the most significant investments you'll make in your life.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers. Each loan listing undergoes rigorous checks to confirm its legitimacy, allowing users to trust the information they see.

ALABAMA CREDIT UNION - Huntsville, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Huntsville, AL (35899)

Introduction

Branch History & Mission

Community Commitment

Looking Ahead

Our Journey

Branch Location & Accessibility

Connect with Us

Convenient Access and Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services Tailored for You

Supporting Your Business Journey

Comprehensive List Of Services

Business Banking

Digital Banking Features

Drive-Thru & Shared Services

Mortgage Solutions

Personal Banking

Personal Loans & Credit Cards

Digital & Online Banking

Enhanced Security and Convenience

Key Features of Our Digital Banking Services

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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