Alabama State Employees Credit Union Huntsville AL | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Alabama, your trusted financial partner since 1956. Located conveniently at 901 Airport Rd SW, Huntsville, AL 35802, we are proud to serve our community with a commitment to exceptional banking services and support. With over 146,607 members, we strive to create a welcoming environment where everyone feels valued and understood. At Alabama, our financial strength speaks volumes. We manage an impressive $1,923,885,152 in total assets and have facilitated 78,476 loans and leases to help our members achieve their dreams. Whether you're looking for personal banking options like checking accounts or auto loans, or business solutions including merchant services and business loans, we've got you covered. Our CEO, Stephen Swofford, alongside Board President Ron Dulek, leads a dedicated team of 390 employees who are here to assist you every step of the way. We believe in transparency and reliability; that's why our net worth stands strong at $182,824,392, with $27,238,840 available in cash to ensure we're ready for your needs. While members can visit us at our branch location for in-person assistance and enjoy our drive-thru services, official correspondence should be sent to the same address: 901 Airport Rd SW, Huntsville, AL 35802-1315. With a focus on community impact and member satisfaction, Alabama is more than just a credit union; we're your partner in financial growth. Explore all that we offer online at alabamacu.com or give us a call at 256-882-3337. Come join us today and experience the difference!

Branch History & Mission

Community Engagement

Being part of the Huntsville community means more than just providing financial services; it means actively participating in local initiatives that uplift those around us. From sponsoring local events to partnering with schools for educational programs, we strive to make a positive impact on the lives of our neighbors. As we look forward to continuing this legacy of service and growth, we invite you to join us at South Huntsville Branch. Experience firsthand how Alabama Credit Union can help you achieve your financial goals while making a difference in your community. For any inquiries or assistance, feel free to reach out at 256-882-3337. Join us today and become part of a family that truly cares about your success!

Our Mission

At Alabama Credit Union, our mission is simple yet powerful: to improve the lives of our members through friendly service and innovative products. We believe in empowering individuals by providing them with access to essential financial resources while also giving back to the communities we serve. Whether it's through offering competitive loan rates or engaging in community outreach programs, we aim to foster a spirit of collaboration and support. Our branch doesn't just stop at traditional banking; we also embrace digital advancements that enhance your experience. With online banking options and mobile payment capabilities available, you can manage your finances conveniently from anywhere. Additionally, our ADA-compliant facilities ensure that everyone can access our services comfortably. We are proud to provide drive-thru banking for quick transactions and an ATM for added convenience. Plus, with shared service center availability, you can enjoy seamless banking experiences across partner credit unions.

Branch Location & Accessibility

Welcome to the Alabama Credit Union's South Huntsville Branch! Conveniently situated at 901 Airport Rd SW, Huntsville, AL 35802, our branch is designed with your needs in mind. Whether you're stopping by for a quick transaction or exploring our range of services, we strive to make your visit smooth and enjoyable. You'll find us nestled near popular local landmarks, making it easy to drop in while you're out and about. Plus, we offer ample parking and ADA-compliant features to ensure everyone can access our services comfortably. Our operating hours are tailored to fit your busy schedule. We're open Monday, Tuesday, and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday until 5:30 PM. If you have any questions or need assistance, don't hesitate to give us a call at 256-882-3337. At South Huntsville Branch, we pride ourselves on offering a variety of banking services that cater to all our members' needs whether it's personal banking like checking and savings accounts or vehicle financing options. We also provide convenient ATM access and drive-thru banking for those quick transactions on the go. While members can visit us at 901 Airport Rd SW for all their banking needs, official correspondence should be sent to the same address as well. We invite you to come by and experience how Alabama Credit Union can help you achieve your financial goals. Our friendly staff is eager to assist you!

Member Eligibility

Becoming a member of Alabama is like joining a caring community where your financial well-being is our priority. If you live, work, worship, or attend school in the Huntsville area, you're likely eligible to join us! We welcome individuals and their families to experience the benefits of membership, which include personalized service, competitive rates, and access to various financial products tailored just for you. For detailed eligibility criteria, feel free to visit this link to ensure you have the most up-to-date information. Once you've confirmed your eligibility, opening an account is a breeze! You can start the process online by visiting this page or simply give us a call at (256) 882-3337 for assistance. We're here to help guide you every step of the way as you embark on this exciting journey with us at Alabama, located at 901 Airport Rd Sw Huntsville Al 35802.

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $410 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $400,550,964, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In today's fast-paced market, having reliable merchant services can make a significant difference. Imagine being able to accept payments quickly and securely while managing your cash flow effectively. Our merchant services provide you with the tools needed to streamline transactions, making it easier for you to focus on what matters most growing your business. Visit us at 901 Airport Rd Sw Huntsville Al 35802 in Huntsville, AL or call us at (256) 882-3337 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, you can drive off in your new vehicle without breaking the bank.

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your growth and success. We understand the challenges of running a business and are here to provide resources that make managing finances easier.

Convenient Access

We know that convenience matters. That's why we offer ATM services for quick cash withdrawals and basic drive-thru banking for simple transactions like deposits and withdrawals. And if you're a member of one of our partner credit unions, you can also access shared branch transactions right here at South Huntsville Branch.

Credit Cards with Rewards

For those who love rewards while spending, our credit cards offer perks that add value to your purchases. Earn rewards on everyday spending and enjoy benefits that enhance your lifestyle.

Get Started Today!

With all these services available at Alabama, we're excited to help you achieve your financial goals! If you'd like more information or want to get started on any of our services, feel free to call us at (256) 882-3337 or visit us in person at 901 Airport Rd Sw Huntsville Al 35802 in Huntsville, AL**. Let's build a brighter financial future together!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. We provide various mortgage options to fit your budget and needs. If you're already a homeowner, consider refinancing with us to take advantage of lower rates or better terms. Our team is ready to assist you in navigating the mortgage process.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit various lifestyles. Whether you're saving for a big purchase or managing everyday expenses, our accounts come with features tailored to help you reach your goals. Plus, with online and mobile banking options, you can manage your finances anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for home improvements, medical bills, or other necessities, we offer straightforward solutions. Additionally, if you're looking to simplify your finances, our debt consolidation services can help you manage multiple debts more effectively.

Digital & Online Banking

On-the-Go Banking

For those who prefer mobile solutions, we support mobile payments so you can make purchases directly from your phone no wallet needed! Although we currently do not have a dedicated mobile application, our online banking site is fully optimized for mobile use, allowing for real-time account management right at your fingertips. Whether you're checking your balance late at night or making a payment during lunch break, Alabama has got you covered with accessible online banking solutions tailored just for you. Visit us today at https://www.alabamacu.com/ and discover how easy managing your finances can be!

Security and Convenience

Your security is our priority. We utilize electronic signature authorization for transactions, ensuring that your personal information remains protected while you enjoy the convenience of digital banking. You can also opt for e-statements to keep track of your finances without the clutter of paper statements. This not only helps the environment but makes it easier to find records when you need them.

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $122,330,006 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $14,190 in used auto loans and a total of $1,497,146,971 in loans and leases.

Member-Centric Savings

Members' savings are secured through $551,780,861 in share certificates and $204,015,778 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,972,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our operational efficiency is evident as we report a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 376 full-time employees and 14 part-time employees ready to assist you with knowledge and commitment.

Our Financial Health

With a net worth of $182,824,392, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $950 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

As you can see, our net shares (funds available for lending and investments) stand at $0 with a total of 257,053 accounts showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama is your trusted partner. Visit us at 901 Airport Rd Sw Huntsville Al 35802 or call (256) 882-3337 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $241,260,112 in used vehicle loans and $71,886,668 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals, making it easier than ever to finance your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $400,550,964 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting your journey toward success. At Alabama, we aim to provide transparent lending options without hidden fees or complicated terms. If you're interested in refinancing any current loans or want to check eligibility for our offerings, don't hesitate to reach out. Feel free to contact us at (256) 882-3337 or visit us at 901 Airport Rd Sw Huntsville Al 35802, Huntsville, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together, let's work towards achieving your financial dreams!

Credit Options

For those who need a little extra financial flexibility, we also offer unsecured credit card loans with a total of $16,899,024 in loans helping members manage their finances effectively. These cards come with competitive rates and terms that can fit various budgets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,583,715, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our experienced team is here to guide you through the process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to trust the information they receive.

Alabama