Alabama State Employees Credit Union Fayette AL | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Alabama, your trusted financial partner located at 2305 Temple Ave N, Fayette, AL 35555. Since our establishment in 1956, we have been dedicated to serving the community with integrity and commitment. With a robust membership of 146,607 individuals, we pride ourselves on being more than just a credit union; we are a family that supports each other's financial journeys. At Alabama, we understand that your financial needs are unique. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our total assets stand strong at an impressive $1,923,885,152, ensuring that we have the resources to meet your needs today and in the future. Our commitment to our members goes beyond numbers. With 390 dedicated employees, led by our CEO Stephen Swofford and Board President Ron Dulek, we ensure that every interaction is filled with care and support. Whether you're visiting us in person or engaging through online services like mobile banking or ATM access, you can count on us for reliable assistance. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2305 Temple Ave N, Fayette, AL 35555. We invite you to explore what sets Alabama apart. Our total deposits of $80,198,128 reflect the trust our members place in us. With total loans amounting to 78,476, you can be assured that we're here to help finance your dreams and goals. Ready to take the next step? Call us today at 205-469-5979 or visit our website at alabamacu.com to learn more about how we can assist you in achieving your financial aspirations!

Branch History & Mission

Welcome to the Fayette Branch of Alabama Credit Union, a cornerstone of community banking in Fayette, AL. Since our doors first opened in 1956, we have dedicated ourselves to serving our members and fostering financial growth within our community. Over the years, we've evolved from a small credit union into a thriving institution with a total membership of over 146,607 and assets exceeding $1.9 billion. Our commitment to providing exceptional financial services has allowed us to grow alongside our members. Located at 2305 Temple Ave N, our branch is easily accessible for anyone in the area. Whether you're visiting us for personal banking needs or simply passing by, you'll find us right in the heart of Fayette. If you need to send official correspondence, please note that our mailing address is also 2305 Temple Ave N, Fayette, AL 35555. At Alabama Credit Union, our mission is clear: we strive to empower our members through comprehensive financial services while actively supporting community development. We believe that when our members succeed financially, so does the entire community. This philosophy drives everything we do from offering competitive loan rates and convenient online banking options to engaging in local outreach initiatives that make a real impact. As technology has advanced, so have we. Our digital services include online and mobile banking features that allow you to manage your finances anytime, anywhere. We also provide ADA-compliant facilities to ensure everyone can access our services comfortably. Our dedication doesn't stop at banking; we are proud to partner with various local organizations to support initiatives that uplift our community. Whether it's sponsoring events or offering educational workshops on financial literacy, we're committed to making a difference. In addition to standard banking hours Monday, Tuesday, Thursday from 9:00 am - 5:00 pm; Wednesday from 10:00 am - 5:00 pm; and Friday until 5:30 pm we offer drive-thru service for your convenience and an ATM available for easy cash access. We invite you to join Alabama Credit Union today! Experience firsthand how we prioritize your financial well-being while contributing positively to the Fayette community. Call us at 205-469-5979 or visit us online at Alabama Credit Union to learn more about becoming a member. Together, let's achieve your financial goals!

Branch Location & Accessibility

Accessible Banking for Everyone

Our branch is designed with accessibility in mind. You'll find ample parking available, including spots specifically for those who need a little extra assistance. Our facilities are ADA compliant, featuring ramps and wide doorways to ensure that everyone can access our services without any hassle.

Convenient Operating Hours

We understand that life can get busy! That's why our lobby hours are tailored to fit your schedule: we're open Monday, Tuesday, and Thursday from 9:00 am to 5:00 pm, Wednesday from 10:00 am to 5:00 pm, and Friday from 9:00 am to 5:30 pm. Whether you're coming in for a quick transaction or need more time to discuss your financial needs, we're here for you.

Get in Touch

If you have any questions or would like more information about our services before visiting, feel free to give us a call at 205-469-5979. We're excited to serve you at our Fayette Branch! Come see us soon!

Services That Fit Your Needs

At Alabama Credit Union's Fayette Branch, we offer a variety of services designed to help you manage your finances effectively. From checking and savings accounts to auto loans and mortgage options, our team is ready to assist you with all your banking needs. If you're in a hurry, take advantage of our drive-thru service for simple transactions like deposits and withdrawals without leaving your vehicle. We also have ATM availability for quick cash access whenever you need it. Plus, if you're a member of another credit union participating in shared services, we welcome you to conduct basic transactions here as well!

Member Eligibility

Welcome to Alabama, where becoming a member feels like joining a close-knit family! If you're looking to enjoy great financial services and a supportive community, you're in the right place. To be eligible for membership at Alabama, you generally need to live, work, worship, or attend school in the local area. This makes it easy for many people to join us and start reaping the benefits that come with being part of our credit union. For the latest details on eligibility criteria. Opening an account with us is a breeze! Simply visit our online application page at https://u4zacuta.secure.fundsxpress.com/start/u4zacuta, or give us a call at (205) 469-5979 if you have any questions or need assistance. We're here to help you every step of the way as you take this exciting step toward better banking! Come see how being part of Alabama can make a positive difference in your financial journey.

Business Banking & Commercial Services

Lending Support for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $410 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $400,550,964, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services offer practical benefits for your business operations. Imagine having a reliable partner that makes processing payments easy and efficient. Our services help streamline transactions, allowing you to focus on what truly matters growing your business. From point-of-sale systems to mobile payment options, we provide solutions that fit your day-to-day operations. Located conveniently at 2305 Temple Ave N Fayette Al 35555, Fayette, AL, we are here to support you every step of the way. Connect with us today at (205) 469-5979 to learn how we can assist your business in reaching its full potential!

Comprehensive List Of Services

Business Services

For our business members, we offer essential services like merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is here to support your business goals.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, you can manage your accounts from anywhere at any time. Check balances, transfer funds, or pay bills with just a few taps on your smartphone. We also provide ATM services for cash withdrawals and balance checks whenever you need them.

Drive-Thru Banking & Shared Services

At Alabama, we aim to make banking as convenient as possible. Our basic drive-thru service allows you to handle deposits and withdrawals without leaving your car. Additionally, if you're a member of one of our partner credit unions, you'll benefit from shared branch transactions where you can conduct simple deposits and withdrawals at our location. With all these services available at Fayette Branch, it's clear that we are committed to meeting the diverse financial needs of our community members in Fayette. If you're ready to explore how we can assist you on your financial journey or if you have any questions about our offerings, feel free to reach out! Call us today at (205) 469-5979 or visit us during our operating hours: Monday through Thursday from 9:00 AM - 5:00 PM; Wednesday from 10:00 AM - 5:00 PM; and Friday until 5:30 PM. Your financial success starts here at Alabama!

Home Financing

Looking to buy a home? Our mortgage loans and refinancing options are designed to assist you through every step of the process. We'll work closely with you to find the right loan that fits your budget and lifestyle.

Loans and Credit Options

In addition to home and auto financing, we provide personal loans for various needs including debt consolidation. Our credit cards come with rewards that allow you to earn points for purchases, making it easier for you to enjoy the things you love while also managing expenses.

Personal Banking

We offer a variety of personal banking options to help you manage your money effectively. Our checking and savings accounts are tailored for everyday use, giving you easy access to your funds whenever you need them. If you're considering buying a new car, our auto loans and vehicle financing options can help turn that dream into reality with competitive rates and flexible terms.

Digital & Online Banking

Online Banking Services

With 24/7 access to your accounts through our online banking service, you can check balances, transfer funds, and pay bills anytime, anywhere. You can explore all the features we offer by visiting https://www.alabamacu.com/. Enjoy the convenience of e-statements, which not only help you keep track of your transactions but also save paper and protect the environment. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

User-Friendly Features

Managing money is easy with our person-to-person transfers feature. Sending money to friends or family is just a few taps away. And if you're someone who loves mobile payments, you'll be pleased to know that we support this feature as well! Use your smartphone for quick and secure transactions without the hassle of cash or cards. While we currently do not have a dedicated mobile application, our website is optimized for mobile use, ensuring that you can manage your finances efficiently from any device. Your security matters to us; that's why all our digital services are designed with robust security measures to keep your information safe. In summary, at Alabama, we prioritize making banking simple and accessible so you can focus on what truly matters in your life. Explore our digital offerings today and experience the ease of online banking!

Financial Strength

At Alabama, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that supports our community and ensures your peace of mind. With a net worth of $182,824,392, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $551,780,861 in share certificates and $204,015,778 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,972,951, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $122,330,006 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $14,190 in used auto loans and $1,497,146,971 in total loans and leases. Our financial performance is reflected in our operational efficiency with a net income of $3,520,690, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 376 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $0, while the total share accounts have reached an impressive 257,053, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama is your trusted partner. Visit us at 2305 Temple Ave N Fayette Al 35555 or call (205) 469-5979 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $241,260,112 in used vehicle loans and $71,886,668 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that fit your budget, making it easier than ever to drive away in your desired vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $400,550,964 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by small businesses and are here to support your journey toward success. We also encourage you to explore refinancing options if you're looking for better rates or terms on existing loans. At Alabama, our dedicated team is ready to assist you with eligibility inquiries and tailored solutions that meet your specific needs. For more information or to discuss your options further, feel free to reach out at (205) 469-5979 or visit us at our branch located at 2305 Temple Ave N Fayette Al 35555 in Fayette, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,583,715, make buying or refinancing simple. We cater to first-time buyers and seasoned homeowners alike, offering guidance through every step of the process.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $16,899,024 in loans helping members manage their finances effectively, you can enjoy the convenience of cashless transactions while building your credit score.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted tool for individuals seeking the best loan options available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that the information provided is based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers for users. One of the key benefits of using LendMesh is verified data. All loan offers are sourced from legitimate financial institutions, which enhances transparency and trustworthiness. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the goal is to provide unbiased results that reflect true market conditions. The platform also provides real-time rate comparisons, offering up-to-date loan rates from multiple institutions. This feature empowers users to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to discover competitive loan options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ALABAMA CREDIT UNION - Fayette, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Fayette, AL (35555)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessible Banking for Everyone

Convenient Operating Hours

Get in Touch

Services That Fit Your Needs

Member Eligibility

Business Banking & Commercial Services

Lending Support for Growth

Merchant Services That Matter

Comprehensive List Of Services

Business Services

Convenient Online & Mobile Banking

Drive-Thru Banking & Shared Services

Home Financing

Loans and Credit Options

Personal Banking

Digital & Online Banking

Online Banking Services

User-Friendly Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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