ALABAMA STATE EMPLOYEES CREDIT UNION - Prattville, AL

Welcome to Alabama State Employees, your trusted partner in financial well-being! Located at 2132 Cobbs Ford Rd, Prattville, AL 36066, we have proudly served our members since 1954. With a strong commitment to our community and over 42,776 members, we understand the unique needs of those who serve the public. At Alabama State Employees Credit Union, we offer a wide range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our total assets amount to an impressive $401,869,684, ensuring that we are well-equipped to support your financial goals. With $20,873,043 in total deposits and $5,470,977 in cash on hand, we prioritize the safety and growth of your funds. Our dedicated team of 124 employees is led by CEO Shannon Watkins and Board President Carol Preston, who are both deeply committed to fostering a welcoming environment where members feel valued and understood. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 231150, Montgomery, AL 36123. Whether you're looking for competitive loan rates or seeking advice on managing your finances, we're here for you. Reach out to us at 334-270-9011 or explore more about our offerings at yourasecu.com. Join us today and experience how Alabama State Employees Credit Union can help you achieve your financial dreams!

Alabama State Employees has a rich history that dates back to its establishment in 1954, serving the community of Prattville, Alabama. Located at 2132 Cobbs Ford Rd, Prattville, AL 36066, this branch has grown alongside its members, now boasting a total membership of 42,776 and assets totaling $401,869,684. Our commitment to the community is evident in our mission: to provide accessible financial services while supporting the well-being of our members and local residents. From the beginning, our goal has been clear to empower individuals through financial education and personalized service. Over the years, we've expanded our offerings from basic savings and checking accounts to a wide range of products including auto loans, mortgages, personal loans, and credit cards with rewards. Each step of our journey reflects our dedication to meeting the evolving needs of our members. While you can visit us at our branch location for all your banking needs, we also encourage members to send official correspondence to our mailing address: P.O. Box 231150, Montgomery, AL 36123. This ensures that your communications are received promptly and securely. Our operating hours are designed with your convenience in mind: we're open Monday through Friday from 9 AM to 6 PM. Although we currently do not have ATM or drive-thru services available at this location, we are committed to providing exceptional customer service during lobby hours. Our staff is always ready to assist you with any inquiries or banking needs. At Alabama State Employees Credit Union, we believe that supporting our community goes beyond just providing financial services. We actively engage in partnerships and outreach efforts that foster growth and development within Prattville and surrounding areas. Whether it's through local events or educational programs about financial literacy, we strive to make a positive impact. In today's world, we recognize the importance of digital advancements in banking. That's why we offer online and mobile banking options that allow you to manage your accounts conveniently from anywhere. With features like electronic signatures and mobile payments, banking with us is both easy and secure. We invite you to become part of the Alabama State Employees family. Join us today and experience firsthand how we can help you achieve your financial goals while making a difference in our community together. For more information or to open an account, visit us online at yourasecu.com or call us at 334-270-9011. Your journey toward financial empowerment begins here!

Welcome to the Alabama State Employees community! Becoming a member is not just about opening an account; it's about joining a supportive network that values your financial well-being. At our branch, located at 2132 Cobbs Ford Rd, Prattville, AL 36066, we invite individuals who are state employees or retirees in Alabama to join us. You might also be eligible if you have family members who are current members or if you work for certain affiliated organizations. It's all designed to create a welcoming space where everyone can thrive financially. For more details on eligibility, you can visit our website at who can join. Starting your membership journey is simple! You can easily open an account online by visiting this link. If you have any questions or need assistance, feel free to give us a call at 334-270-9011. We're here to help you every step of the way as you become part of the Alabama State Employees family!

At Alabama State Employees, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With 24/7 access to your accounts, you can handle your banking needs anytime, anywhere. One of the standout features available at Alabama State Employees is our robust online banking platform, which you can access through https://www.yourasecu.com/ . This service allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of our electronic signature authorization feature, making it easier than ever to complete transactions without needing to visit a branch. For those who prefer paperless options, we offer e-statements that provide an environmentally friendly way to view your account activity. You'll receive statements right in your inbox, ensuring you stay informed about your finances without cluttering your mailbox. Our mobile application brings banking directly to your fingertips. With this user-friendly app, you can make mobile payments seamlessly and even send money to friends or family through person-to-person transfers. Whether you're grabbing coffee or doing some shopping, managing your finances has never been more convenient. Security is a top priority at Alabama State Employees. Our online banking services are protected with advanced security measures, so you can bank with confidence knowing that your personal information is safe. No matter where life takes you, Alabama State Employees ensures you have the tools for real-time account management right in your pocket. Embrace the ease of digital banking today!

At Alabama State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial foundation, which allows us to provide exceptional service and support to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $49,626,997, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,041,922 in share certificates and $144,425,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $37,255,462 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $9,490 in used auto loans and a total of $278,690,065 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $2,926,040, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) amount to $7,715,388. Additionally, we have a total of 80,777 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama State Employees is your trusted partner. Visit us at 2132 Cobbs Ford Rd Prattville Al 36066 or call 334-270-9011 to learn more about how we can help you achieve your financial goals.