ALABAMA STATE EMPLOYEES CREDIT UNION

Welcome to Alabama State Employees, your trusted financial partner since 1954. Located at 800 Washington Ave, Montgomery, AL 36104, we are committed to serving our community with a personal touch and a wide range of financial services. With over 42,000 members and $401,869,684 in total assets, we strive to provide the best banking experience tailored just for you. At Alabama State Employees, we understand the importance of community support. That's why we offer various services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our team is dedicated to ensuring that your financial journey is smooth and rewarding. Our leadership team is led by CEO Shannon Watkins and Board President Carol Preston, who work tirelessly to uphold our values of trust and integrity. With a dedicated staff of 124 employees, we're here to assist you with all your banking needs. While members can visit us at our branch location for in-person assistance or to utilize our drive-thru services, official correspondence should be sent to our mailing address: PO Box 231150, Montgomery, AL 36123-1150. We invite you to discover how Alabama State Employees can help you achieve your financial goals. Feel free to reach out by calling us at 334-270-9011 or visiting our website at yourasecu.com. Let's build a brighter financial future together!

At Alabama State Employees, we believe that joining our community is like stepping into a family where your financial well-being is our top priority. Becoming a member is simple and open to many! If you work for or are retired from the State of Alabama, or if you are an immediate family member of someone who qualifies, you can easily join us. This means that whether you're just starting out in your career or enjoying retirement, there's a place for you here. Our members enjoy a range of benefits, including competitive loan rates and personalized service tailored to your needs. To learn more about the eligibility criteria and see if you qualify, please check out this link. Ready to take the next step? Opening an account is straightforward! You can find all the details on how to get started here. If you have any questions, feel free to give us a call at (334) 270-9011. We can't wait to welcome you to Alabama State Employees at 800 Washington Ave Montgomery Al 36104!

At Alabama State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your financial needs are met with confidence and reliability. With a net worth of $49,626,997, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,041,922 in share certificates and $144,425,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $37,255,462 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,490 in used auto loans and a total of $278,690,065 in loans and leases available. Our operational efficiency is reflected in our net income of $2,926,040, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $7,715,388. Total Share Accounts: 80,777, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama State Employees is your trusted partner. Visit us at 800 Washington Ave Montgomery Al 36104 or call 334-270-9011 to learn more about how we can help you achieve your financial goals.