Alabama One Credit Union Wadley AL | Best Auto Loans & ATM Access

Introduction

At Alabama One, we believe in the power of community and the importance of personalized service. Located at 312 Main St, Wadley, AL 36276, our branch has been serving members since 1951, providing a trusted financial home for families and businesses alike. With a commitment to fostering financial well-being, we currently support over 93,000 members with a robust total asset base of $1,279,832,157. While you can visit us at our Wadley branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Our dedicated team, led by CEO William Oswalt and Board President Loo Whitfield, works tirelessly to ensure that every member feels valued and heard. With a strong net worth of $123,169,315, we maintain a solid financial footing that enables us to offer competitive loans over 50,419 loans and leases to date and attractive deposit options totaling $46,315,624. At Alabama One, we pride ourselves on being more than just a credit union; we are your partners in achieving financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need financing for your next vehicle or home project, we have you covered with accessible services including online and mobile banking. We invite you to experience the difference of local banking where your needs come first. Feel free to call us at 205-759-1595 or stop by our branch during business hours: Monday through Friday from 8:30 AM to 5:00 PM (with Wednesday opening at 9:30 AM). Let us help you navigate your financial journey today!

Branch History & Mission

Community Engagement

We take pride in being more than just a financial institution; we are an integral part of the Wadley community. Our partnerships with local organizations help enhance community programs and initiatives that uplift our neighbors. Additionally, with ADA-compliant facilities and services like drive-thru banking and ATM access available, we strive to ensure everyone has easy access to their finances. As technology advances, so do we. Our online and mobile banking options allow members to manage their accounts effortlessly from anywhere. This commitment to customer-centric services ensures that whether you're making deposits or applying for loans, your experience is streamlined and user-friendly.

Join Us Today!

We invite you to be part of the Alabama One family! Experience the difference that comes from being a member of a credit union dedicated to your financial success and community well-being. Visit us today at 312 Main St in Wadley or call us at (205) 759-1595 to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Our Mission

At Alabama One, our mission is simple yet profound: to provide exceptional financial services while positively impacting the communities we serve. We believe in empowering our members by offering not just banking solutions but also guidance and support on their financial journeys. This mission is reflected in our various community outreach programs aimed at improving financial literacy and fostering economic growth within Wadley and beyond. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Our doors are open during convenient hours Monday through Friday with special hours on Wednesdays for added accessibility.

Branch Location & Accessibility

ATM Access

For added convenience, we also have an ATM available on-site. You can easily access cash or check your balance whenever you need it no need to worry about long lines inside the branch. If you have any questions or need assistance while visiting us at this location or would like more information about opening an account or other services, feel free to give us a call at 205-759-1595. We look forward to seeing you soon at Alabama One in Wadley!

Local Landmarks and Accessibility

Situated in the heart of Wadley, our branch is just a stone's throw away from local favorites like the Wadley Town Hall and nearby parks. This central location makes it simple for you to fit banking into your day-to-day routine. We offer ample parking spaces right outside the building, ensuring easy access for everyone. Plus, our branch is ADA compliant, featuring ramps and accessible entrances to accommodate all visitors comfortably.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and on Wednesday from 9:30 AM to 5:00 PM. Unfortunately, we're closed on Saturdays and Sundays. At Alabama One, we pride ourselves on offering a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Our drive-thru service allows you to handle deposits and withdrawals quickly without leaving your car perfect for those busy days!

Member Eligibility

At Alabama One, we believe that everyone deserves a chance to be part of our supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in our service area, you're likely eligible to join us. We also open our doors to those who have family members already with us, making it easy for you to start enjoying the benefits of membership together. Once you're a member, you'll gain access to a range of financial products and services tailored just for you, from checking accounts to auto loans and beyond. Ready to take the next step? Opening an account is straightforward and can be done online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl. For any questions or assistance, don't hesitate to reach out at (205) 759-1595. We invite you to visit our website at for detailed eligibility criteria and updates. Join us today at 312 Main St Wadley Al 36276 we can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine being able to focus on what you do best running your business while we take care of your payment processing needs. Our merchant services allow you to accept payments effortlessly, whether online or in-person. This means more time serving your customers and less time worrying about transactions. Located at 312 Main St Wadley, AL 36276, Alabama One is here to help you reach your business goals. Whether you're looking for a loan or effective merchant solutions, our team is ready to assist you. Contact us today at 205-759-1595 or visit our website Alabama One for more information!

Comprehensive List Of Services

ATM Services

For quick cash withdrawals or balance checks, enjoy access to our ATMs located conveniently around town. We also offer basic drive-thru banking services for deposits, withdrawals, and simple transactions perfect for those on-the-go days. At Alabama One, we're not just about transactions; we're about building relationships within our community. Our friendly team is here to guide you through each service and answer any questions you may have. If you're ready to take control of your financial future or simply want more information about any of our offerings, feel free to reach out at (205) 759-1595 or visit us online at https://www.alabamaone.org/. We look forward to serving you!

Business Banking

For business owners, Alabama One offers specialized services through our Business Banking solutions. This includes merchant services for seamless transactions and business loans to help you grow your enterprise.

Credit Cards

With our Credit Cards with Rewards, every purchase can bring you closer to exciting rewards and benefits. From cash back on groceries to travel perks, we've got options that cater to your spending habits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. Whether it's checking your account balance, making transfers, or paying bills, our digital tools are designed for ease of use.

Loans and Financing

Need a new car? We offer Auto Loans & Vehicle Financing to help you get behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our competitive Mortgage Loans & Refinancing options ensure you have access to the best rates available. Additionally, our Personal Loans & Debt Consolidation services can provide you with the financial relief you need by consolidating multiple debts into one manageable payment.

Personal Banking

We understand that managing your finances can be challenging. That's why we offer Personal Banking options, including checking and savings accounts that help you achieve your financial goals. Whether you're saving for a rainy day or planning for a big purchase, our accounts are tailored to fit your lifestyle.

Digital & Online Banking

Key Features

Our digital offerings include electronic signature authorization, allowing you to complete transactions quickly without the hassle of paper forms. Want to go green? You can enroll in e-statements for easy access to your account statements without cluttering your mailbox. We know that many members prefer using their smartphones for transactions. That's why we have a dedicated mobile application available for download, where you can enjoy all the features of online banking right from your pocket. Whether you're out shopping or enjoying a day at the park, you can make person-to-person transfers effortlessly. And if you're into mobile payments, you'll be pleased to know that we support this feature too! It's simple to link your account and pay with just a tap of your phone. At Alabama One, security is our top priority. We use advanced encryption technology to protect your information so that you can bank confidently knowing your data is safe. Join us today and experience how easy and convenient banking can be with Alabama One's digital and online services!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $2,969,461, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 12 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We currently manage a total of 179,567 share accounts, showing a strong and growing member base that trusts us with their finances. This reflects our commitment to maintaining a healthy relationship with each member while providing excellent service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 312 Main St Wadley Al 36276 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $10,714 in used auto loans and $917,112,197 in total loans and leases.

Secure Savings for Members

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $123,169,315, we maintain robust financial health, which allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget whether you're considering a new or used vehicle.

Business Financing

For business owners looking to expand or improve operations, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and thrive in today's market. Our services don't stop there; we also offer personal loans for debt consolidation and other needs. If you're considering refinancing options or exploring eligibility for any of our loan products, please reach out to us at 205-759-1595 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us online at Alabama One or stop by our branch to learn more about how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. We strive to guide you through the process with transparent terms and personalized support.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. With no collateral required, these cards can be a convenient way to handle unexpected costs or consolidate debt.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without hidden fees or misleading information. LendMesh stands out due to several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly.

Alabama One