Alabama One Credit Union Tuscaloosa AL | Cheap Mortgage Refinance & Auto Loans

Introduction

Welcome to Alabama One, your trusted financial partner located at 3700 Skyland Blvd E, Tuscaloosa, AL 35405. Since our establishment in 1951, we have dedicated ourselves to serving our community with integrity and excellence. With a robust membership base of 93,807 and total assets exceeding $1.27 billion, we pride ourselves on being a solid foundation for your financial needs. At Alabama One, we understand that each member's journey is unique. Whether you're looking for personal banking solutions, auto loans, or business financing, our friendly team is here to help you navigate through every step. Our commitment to our members is reflected in our total deposits of $46,315,624 and a net worth of $123,169,315, showcasing our stability and reliability as a credit union. While members can visit us at the branch for various services including checking and savings accounts, mortgage loans, and credit cards with rewards, official correspondence should be sent to the same address: 3700 Skyland Blvd E, Tuscaloosa, AL 35405. Led by CEO William Oswalt and Board President Loo Whitfield, our team of 307 employees is passionate about making a positive impact in the community. We offer convenient services such as online banking and mobile payments, ensuring that managing your finances is easier than ever. Feel free to reach out at 205-759-1595 for any inquiries or visit our website at alabamaone.org to learn more about how we can assist you today! Your financial well-being is our priority let's embark on this journey together!

Branch History & Mission

Community Engagement

Alabama One actively participates in various outreach programs that support local causes and initiatives. We believe in giving back to the community that has supported us throughout our journey. From financial education workshops to charitable donations, we seek ways to uplift those around us. As we look towards the future, we invite you to join Alabama One Credit Union. Experience firsthand the benefits of being part of a community-focused financial institution that truly cares about your success. Become a member today and let's build a brighter future together! For more information or to open an account, please visit us online at Alabama One or call us at (205) 759-1595.

Our Mission

At Alabama One, our mission is clear: we strive to empower our members by providing quality financial services while actively engaging in community support. We believe that when our members succeed financially, the entire community benefits. Our commitment goes beyond banking; it's about building relationships based on trust and mutual respect. While members can visit us at 3700 Skyland Blvd E for all their banking needs, official correspondence should be sent to the same address. Our lobby hours are conveniently set from 8:30 AM to 5:15 PM Monday through Friday, ensuring ample opportunity for you to connect with us. We recognize the importance of accessibility in today's world. Our branch features an ATM for quick cash withdrawals and a drive-thru service for your convenience. These initiatives reflect our commitment to making banking easier for everyone.

Branch Location & Accessibility

Accessibility Features

At Alabama One, we strive to make banking easy for everyone. Our branch offers ample parking and is equipped with ADA-compliant features, including ramps for easy access. Plus, we have a drive-thru service available for those quick transactions perfect for busy days!

Call to Action

Ready to experience convenient banking? Stop by Alabama One at Skyland East today or give us a call at 205-759-1595. We look forward to welcoming you into our community! For more information about our services, visit us online at Alabama One.

Operating Hours

We know that life can be hectic, which is why our lobby hours are designed to fit your schedule. Visit us Monday through Friday from 8:30 AM to 5:15 PM. Our friendly staff is always ready to assist you during these hours!

Services Offered

We offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, enjoy the benefits of online and mobile banking for managing your finances on the go. Need cash? Our ATM is available for quick withdrawals and balance checks.

Member Eligibility

At Alabama One, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and opens the door to a variety of financial benefits designed just for you. If you live, work, worship, or attend school in Tuscaloosa County or surrounding areas, you're likely eligible to join us! We also welcome family members of existing members, making it simple for your loved ones to enjoy the same advantages. By choosing Alabama One, you'll gain access to personal banking services like checking and savings accounts, auto loans, and even credit cards with rewards. For more detailed information about our eligibility criteria, feel free to check out this link. When you're ready to become part of our family, opening an account is just a click away! You can start the process online by visiting this application page. If you have any questions or need assistance during this process, don't hesitate to reach out at 2057591595. We're here for you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make managing daily transactions easier. Picture this: a bustling café using our point-of-sale solutions to accept payments swiftly while tracking sales and inventory. This kind of service can enhance customer satisfaction and streamline operations. For more information about how Alabama One can support your business endeavors, call us at 205-759-1595 or visit us online at Alabama One. Let's work together to turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Need quick cash? Our ATM facilities allow for easy withdrawals and balance checks without stepping inside the branch. Prefer face-to-face service? Utilize our drive-thru banking, where simple transactions like deposits and withdrawals can be handled quickly without leaving your car. At Alabama One, we aim to be more than just a bank; we're a community partner dedicated to helping our members achieve their financial goals. If you're ready to take advantage of our comprehensive range of services or have any questions, don't hesitate to reach out! Call us at (205) 759-1595 or visit us online at https://www.alabamaone.org/. Your financial journey starts here!

Business Banking Options

If you're a business owner, our business banking services, including merchant services and business loans, are designed to support your growth. We understand the unique challenges businesses face, and we are here to assist you every step of the way.

Credit Cards with Benefits

For those looking for flexibility in spending, our credit cards with rewards allow you to earn while you spend. Imagine earning points for every purchase you make points that can be redeemed for travel, merchandise, or even cash back!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that let you manage your finances anytime, anywhere. You can check balances, transfer funds, or pay bills all from the comfort of your home or on the go.

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options are tailored to help you secure the best rates possible. We're here to guide you through the process, ensuring that your journey to homeownership is smooth and stress-free.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a future goal, we offer personal banking options that cater to you. Our checking and savings accounts provide flexibility and security, allowing you to manage your money effectively. If you're considering a new vehicle, our auto loans and vehicle financing services make it easy to drive off in your dream car. We understand that life can throw curveballs, so we also provide personal loans and debt consolidation solutions to help you navigate those unexpected expenses.

Digital & Online Banking

Enjoy Effortless Transactions

Our person-to-person transfer feature allows you to send money quickly and easily to friends or family without any hassle. Want to make payments with just a wave of your phone? Our mobile payments feature ensures that you're always ready to pay when you need to. At Alabama One, we prioritize security. Your information is protected with advanced encryption technologies, so you can bank confidently. Experience real-time account management at your fingertips and simplify your banking experience today! Join us at Alabama One and take advantage of these innovative services designed just for you! For more details about our offerings or to get started with online banking, visit us at https://www.alabamaone.org/.

Key Features of Our Digital Banking Services

With our 24/7 online banking services, you can access your accounts whenever you need. Whether it's checking your balance, transferring funds, or paying bills, all it takes is a few taps on your mobile device or clicks on your computer. You can also enjoy the benefits of electronic signature authorization, making it simple to sign documents securely without needing to visit a branch. We offer e-statements for those who prefer a paperless option. This not only helps you stay organized but is also better for the environment. Plus, if you're always on the go, our mobile application gives you full access to your accounts right from your smartphone.

Financial Strength

Commitment to Growth

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,714 in used auto loans and $917,112,197 in total loans and leases.

Operational Efficiency

Our $2,969,461 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $960, which ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Community Partner

Total Share and Deposit Accounts stand at 179,567, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 3700 Skyland Blvd E Tuscaloosa Al 35405 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek new model or a reliable pre-owned vehicle, we have options tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering solutions that drive success. At Alabama One, we pride ourselves on being more than just a lender; we aim to be your financial partner. If you're considering refinancing or need assistance determining eligibility for any of our loan products, don't hesitate to reach out. Our knowledgeable staff is available at (205) 759-1595 during our operating hours from 8:30 AM - 5:15 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Credit Lines and Unsecured Credit Card Loans

For those looking for flexibility in managing their finances, we offer a total of $161,847,581 in credit lines. This allows you to access funds as needed without the pressure of fixed monthly payments. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. These options give you the freedom to spend wisely while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our dedicated team is here to guide you through the mortgage process seamlessly.

Loan Aggregator

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Alabama One