Alabama One Credit Union Tuscaloosa AL | Quick Personal Loans & Business Banking

Introduction

Community Commitment

Our dedication extends beyond numbers it's about people. With a strong net worth of $123,169,315 and cash reserves totaling $29,100,378, we ensure that your deposits are safe and accessible. Our team of 307 employees, led by CEO William Oswalt and Board President Loo Whitfield, works tirelessly to foster a community where everyone can thrive financially.

Visit Us Today!

Whether you're looking to open an account or inquire about loan options, we're here for you! Feel free to visit us during our lobby hours from 8:30 AM to 5:15 PM, Monday through Friday. You can also reach us at 205-759-1595 for any questions or assistance you may need. While members can visit us at 6822 Highway 69 S, official correspondence should be sent to the same address for consistency. We invite you to explore our website at www.alabamaone.org for more information on how we can assist you further. Join us today and experience the difference that comes with being part of the Alabama One family!

Branch History & Mission

At Alabama One, our roots run deep in the heart of Tuscaloosa, Alabama. Since our doors first opened in 1951 at 6822 Highway 69 S, we have dedicated ourselves to serving our community with passion and integrity. Over the years, we've grown from a small local credit union to a trusted financial partner for over 93,000 members. With total assets now exceeding $1.27 billion, we are proud of our journey and the milestones we've achieved along the way. Our mission is simple yet profound: to empower our members to achieve their financial goals while fostering a spirit of community and support. We believe that everyone deserves access to quality financial services, whether it's through checking and savings accounts, auto loans, mortgages, or business banking solutions. Our commitment to making banking accessible is evident in our operating hours from 8:30 AM to 5:15 PM, Monday through Friday, as well as our ATM and drive-thru services which allow for convenient transactions. While members can visit us at 6822 Highway 69 S Tuscaloosa Al 35405, official correspondence should be sent to 6822 Highway 69 S, Tuscaloosa, AL 35405 if it differs. Our location is easily accessible for all residents and visitors in Tuscaloosa, right off Highway 69 S, close to familiar landmarks that make finding us a breeze. In addition to providing essential financial services, Alabama One takes pride in giving back to the community. We partner with local organizations and participate in outreach efforts that align with our mission of supporting those around us. Whether it's hosting financial literacy workshops or sponsoring community events, we strive to create lasting relationships that extend beyond banking. As technology evolves, so do we. Our digital advancements ensure that members can manage their finances anytime and anywhere through online banking and mobile applications. We are also committed to accessibility with ADA-compliant facilities that cater to all members of the community. Join us today at Alabama One! Experience firsthand how we can help you navigate your financial journey while being an active part of a caring community. Together, let's build a brighter future for Tuscaloosa and beyond! For more information or assistance, feel free to reach out at (205) 759-1595.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near popular spots like the local shopping centers and restaurants, our branch is well-placed within the community. We offer ample parking for our visitors, and our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps. While members can visit us at 6822 Highway 69 S, official correspondence should be sent to the same address as our mailing address.

Operating Hours and Services

Our lobby hours are from 8:30 AM to 5:15 PM, Monday through Friday, providing you with plenty of time during the week to take care of your banking needs. Whether you need to open a checking account, apply for an auto loan, or discuss mortgage options, our friendly team is here to assist you. For those on the go, we also have a drive-thru service that allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, enjoy the convenience of ATM services for cash withdrawals and balance checks whenever you need them.

Your Financial Partner Awaits

At Alabama One's Taylorville branch, we pride ourselves on creating a welcoming atmosphere where members feel supported in their financial journeys. If you have any questions or need assistance, don't hesitate to call us at 205-759-1595. We look forward to serving you!

Member Eligibility

At Alabama One, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easy and welcoming. If you live, work, worship, or attend school in the Tuscaloosa area or if you're an immediate family member of an existing member, you're eligible to join us! This means that no matter your background, you can access all the great services we offer. As a member, you'll enjoy benefits like personalized banking solutions, competitive loan rates, and community support that truly makes a difference in your life. To learn more about the specific eligibility requirements and how to become part of our family, visit us at . When you're ready to take the next step, opening an account is straightforward simply follow the instructions at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl. Should you have any questions, feel free to give us a call at (205) 759-1595. We can't wait for you to join us at Alabama One, located at 6822 Highway 69 S Tuscaloosa Al 35405!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that make transactions smoother. Imagine running your café and effortlessly processing payments from customers whether they're using cards or mobile payments. Our services not only simplify everyday transactions but also enhance customer satisfaction, allowing you to focus on what matters most growing your business. Visit us at 6822 Highway 69 S Tuscaloosa Al 35405 in Tuscaloosa, AL or call us at (205) 759-1595 to discover how our business banking solutions can empower your entrepreneurial journey!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, Alabama One offers robust business banking services. From merchant services that help facilitate transactions smoothly to business loans tailored for growth, we're committed to supporting local businesses in our community.

Convenient Services

Our branch also features essential services like ATM access for quick cash withdrawals and balance checks. If you prefer face-to-face interactions for deposits or simple transactions, our drive-thru service is available during regular hours. At Alabama One, we prioritize convenience with digital banking solutions that let you manage your finances whenever it suits you best. With our commitment to exceptional service and community support, we invite you to explore all that we have to offer. Ready to take the next step? Visit us at 6822 Highway 69 S or give us a call at 205-759-1595 for more information on how we can assist you today!

Personal Banking

We offer various personal banking options, including checking and savings accounts that make managing your money straightforward and convenient. Our accounts come with features that cater to your everyday banking needs, such as online and mobile banking. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms. Imagine driving off in your dream car without breaking the bank our team is ready to assist you every step of the way. For those looking to invest in a home or refinance an existing mortgage, our mortgage loans and refinancing options are tailored to fit various budgets and circumstances. We understand that buying a home is one of the biggest decisions you'll ever make; that's why we strive to make the process as smooth as possible.

Personal Loans & Credit Cards

Need extra cash for unexpected expenses? Our personal loans can help you consolidate debt or cover urgent costs without stress. Additionally, our credit cards with rewards allow you to earn points while making everyday purchases, turning your spending into savings.

Digital & Online Banking

Key Services Available

Visit us online at https://www.alabamaone.org/ to discover the full suite of services we provide. Our 24/7 Online Banking Services ensure that you can check balances, transfer funds, and pay bills whenever it suits you. Plus, with our Mobile Application, banking on-the-go has never been more accessible. You can easily manage your accounts right from your smartphone, making everyday transactions a breeze. We also offer E-Statements, giving you the option to receive your financial documents electronically rather than through traditional mail. This not only helps reduce clutter but also adds an extra layer of security to your sensitive information. For those who prefer a quick way to send money, our Person-to-Person Transfers feature lets you send funds directly to friends or family with just a few taps. Security is a top priority for us at Alabama One. We utilize Electronic Signature Authorization, ensuring that your transactions are safe and legally binding without needing to be physically present at a branch. Additionally, our Mobile Payments Feature allows you to make purchases directly from your mobile device, adding another layer of convenience to your shopping experience. Whether you're at home or out and about, managing your finances is simple with our innovative tools. Join us today and experience how easy banking can be with Alabama One!

Financial Strength

Growing Membership Base

With a total of 179,567 share accounts, we have a strong and growing member base that trusts us with their finances. This trust is vital as we navigate the ever-changing financial landscape together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Alabama One is your trusted partner. Visit us at 6822 Highway 69 S Tuscaloosa Al 35405 or call 205-759-1595 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $2,969,461 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 295 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,171,121,97 in total loans and leases and $10,714 in used auto loans.

Strong Financial Health

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan products, we offer refinancing options and eligibility assessments to help you find the best solutions for your financial situation. Feel free to contact us at 205-759-1595 during our lobby hours from 8:30 AM to 5:15 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or explore more about our offerings online at Alabama One!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to ensure you can drive away in your new vehicle sooner than you think.

Business Loans

For business owners, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and expand your business. Whether you need funds for equipment purchases or operational expenses, our business loan options are designed to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. We offer various mortgage products tailored to fit different budgets and needs. Our knowledgeable staff is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your everyday purchases while keeping your budget intact.

Loan Aggregator

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Alabama One