Alabama One Credit Union Tuscaloosa AL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Alabama One at our Alberta branch, where we prioritize your financial well-being and community connection. Located at 2735 University Blvd E, Tuscaloosa, AL 35404, our doors have been open since 1951, welcoming members into a world of personalized banking solutions. With a strong commitment to serving our 93,807 members, we are proud to manage total assets of $1,279,832,157 and offer loans totaling 50,419. At Alabama One, we understand that every member has unique needs. Whether you're looking for auto loans, mortgage refinancing, or personal banking options, our dedicated team is here to support you. Our current total deposits stand at $46,315,624, showcasing the trust our community places in us. Additionally, with a net worth of $123,169,315 and cash in hand amounting to $29,100,378, we are financially sound and ready to assist you. While members can visit us at our Tuscaloosa branch for all their banking needs, official correspondence should be directed to our mailing address: 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Led by CEO William Oswalt and Board President Loo Whitfield, our knowledgeable staff of 307 employees is dedicated to providing exceptional service. We invite you to call us at 205-759-1595 or visit our website at alabamaone.org for more information about our services. Join us today and discover how Alabama One can help you achieve your financial goals!

Branch History & Mission

A Commitment to Innovation

As we move forward into an increasingly digital world, Alabama One is committed to embracing technology while ensuring accessibility for everyone. With online banking options available alongside mobile payments and electronic statements, we make it easy for members to manage their finances anytime and anywhere. Furthermore, we prioritize ADA compliance so that all individuals can access our services without barriers.

Join Us Today!

We invite you to become part of the Alabama One family! Experience personalized banking tailored to your needs and join us on this journey toward financial success. Whether you're looking for a new checking account or exploring loan options, we're here for you every step of the way. Visit us today or call us at (205) 759-1595 for more information about how we can assist you. Together, let's build a brighter tomorrow!

Our Journey

Located at 2735 University Blvd E, Tuscaloosa, AL 35404, our branch has witnessed significant milestones that reflect our dedication to excellence and community support. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our evolution mirrors the needs of our members while staying true to our mission. While members can visit us at our main location for all banking needs, official correspondence should be directed to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. We are proud to offer both drive-thru banking and ATM access for convenience.

Our Mission

At Alabama One, our mission is simple: to provide exceptional financial services while fostering strong community ties. We believe that by empowering individuals with the right tools and resources, we can help them build brighter futures. Our core values center around integrity, commitment, and service principles that guide every interaction we have with members. In addition to delivering outstanding financial products, we actively engage in community outreach initiatives that support local organizations and events. We understand the importance of giving back and strive to make a positive impact in Tuscaloosa and beyond.

Branch Location & Accessibility

Get in Touch

Have questions or want more information? Don't hesitate to call us at 205-759-1595. We're here to help you navigate your financial journey! Whether you're looking to open an account or simply want to learn more about what we offer, stop by or give us a ring today. We look forward to seeing you soon at Alabama One!

Operating Hours

At Alabama One, we value your time. Our lobby hours are designed to fit your busy schedule: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 5:00 PM; Wednesday from 9:30 AM to 5:00 PM; and we are closed on Saturdays and Sundays. We invite you to come in during these hours to explore our range of services or just chat with one of our friendly staff members.

Parking and Accessibility

We understand how important accessibility is for our members. Our branch features ample parking spaces and complies with ADA standards, ensuring that everyone can visit us without any hassle. Whether you're walking in or using a wheelchair, we've made sure that accessing our services is straightforward.

Services Offered

We're proud to offer a wide array of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have you covered. Need a quick cash withdrawal? Our ATM is available for your convenience. Prefer the ease of drive-thru banking? You can handle deposits and simple transactions without ever leaving your car!

Member Eligibility

At Alabama One, we believe that everyone deserves a chance to belong to a supportive financial community. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. If you're looking to become part of our community, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This means if you're in or around Tuscaloosa, you likely qualify! For detailed eligibility requirements, feel free to visit our website at . Joining us is straightforward and welcoming. You can start the process by visiting us at our branch located at 2735 University Blvd E, Tuscaloosa, AL 35404. Our friendly staff will guide you through the steps to open your account easily. Plus, you'll enjoy access to a variety of services tailored to meet your needs whether it's personal banking, loans, or online banking options. If you have any questions or need assistance, don't hesitate to call us at (205) 759-1595. We can't wait to welcome you into the Alabama One family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make day-to-day transactions easier for you. Imagine seamlessly processing payments from customers while keeping track of sales all with the help of our user-friendly tools. Whether you're at your storefront or on the go, our services can adapt to your needs. Ready to take your business to the next level? Visit us at 2735 University Blvd E Tuscaloosa, AL 35404, or call us at 205-759-1595. Let's write the next chapter of your business story together!

Comprehensive List Of Services

Accessibility and Support

Our branch is open during convenient hours, making it easy for you to visit us at times that fit your schedule. You can reach us at (205) 759-1595 if you have any questions or need assistance. We're here to ensure that managing your finances is as straightforward as possible. At Alabama One, we prioritize the financial well-being of our members above all else. Explore our comprehensive list of services today by visiting us online at Alberta or stop by our branch in person. We look forward to helping you achieve your financial goals!

Business Banking

For our business members, we provide essential services such as merchant services and business loans to help your enterprise thrive. Our understanding of local business needs ensures that you receive personalized service and support.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. With just a few clicks or taps, you can check balances, transfer funds, and pay bills from anywhere. Our ATM availability means you can easily access cash when needed, while our drive-thru service allows for quick deposits and withdrawals without leaving your car.

Loans and Credit Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can navigate those challenges with ease. We also offer credit cards with rewards that not only help you manage your purchases but also earn you benefits along the way.

Personal Banking

We understand that everyone has unique financial goals. That's why our personal banking services include checking and savings accounts tailored for your lifestyle. If you're planning to buy a new car, consider our auto loans and vehicle financing options, which are designed to get you on the road with minimal hassle. For those dreaming of homeownership, our mortgage loans and refinancing solutions can help make that dream a reality.

Digital & Online Banking

Accessible Banking Anytime

With features like mobile payments and real-time account management, we're here to support your financial journey in every way possible. Whether you're making purchases with just a tap or accessing your statements online, you'll find that banking with us is simple and efficient. Join us today at Alabama One and discover how our digital and online banking services can make managing your money easier than ever!

Key Features of Our Online Banking Services

With our robust online banking platform available at https://www.alabamaone.org/, you can access your accounts 24/7. This means you can check your balance, transfer funds, and pay bills whenever it suits you. Plus, our mobile application brings these capabilities straight to your smartphone, allowing you to bank on the move. One of the standout features is our person-to-person transfer service. Need to split a bill with a friend? Just send them money instantly! And if you're concerned about paperwork, worry not our electronic signature authorization lets you sign documents digitally for a hassle-free experience.

Security You Can Trust

Security is our top priority. We utilize advanced encryption technology to keep your financial information safe and sound. You can rest easy knowing that your data is protected while you enjoy the flexibility of e-statements instead of paper ones good for the environment and great for keeping track of your finances!

Financial Strength

Community Trust

Total Share Accounts stand at 179,567, showing a strong and growing member base that trusts us with their finances. This community commitment is what drives our success and ensures that we remain a reliable partner for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 2735 University Blvd E Tuscaloosa Al 35404 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,969,461 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 12 part-time employees who are committed to serving you with a knowledgeable team.

Reinvestment for Growth

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $10,714 in used auto loans and $917,112,197 in total loans and leases, we're here to support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and expand. Additionally, our total credit lines amount to $161,847,581, ensuring you have access to funds when needed. If you have any questions or want to learn more about our loan offerings, don't hesitate to reach out! You can contact us at (205) 759-1595 or visit us during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM - 5:00 PM; Wednesday from 9:30 AM - 5:00 PM; and we're closed on weekends. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make the process as easy as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team will guide you through every step.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. Enjoy rewards and benefits that suit your spending habits.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender's information is regularly updated to reflect current market conditions, allowing users to make informed decisions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users find the best options available. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of our platform in helping individuals secure better financing options.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Alabama One