Alabama One Credit Union Tuscaloosa AL | Top Business Banking & Auto Loans

Introduction

Welcome to Alabama One, your trusted financial partner located at 1000 Jack Warner Pkwy NE, Tuscaloosa, AL 35404. Established in 1951, our credit union has been committed to serving the community for over seven decades. With a total membership of 93,807 and assets exceeding $1.27 billion, we pride ourselves on being a reliable source of financial services tailored to meet your needs. At Alabama One, we understand that each member's journey is unique. That's why we offer a wide range of products from personal banking options like checking and savings accounts to auto loans and mortgages. Our team of 307 dedicated employees is here to provide you with personalized service that makes your financial goals achievable. Under the leadership of our CEO, William Oswalt, and Board President, Loo Whitfield, we continuously strive to create an environment where our members feel valued and supported. While you can visit us at our Tuscaloosa branch for all your banking needs, please note that official correspondence should be sent to the same address: 1000 Jack Warner Pkwy NE, Tuscaloosa, AL 35404. With total deposits reaching $46,315,624 and loans amounting to 50,419, Alabama One is not just a bank; it's a community hub dedicated to enhancing financial wellness. We also hold a net worth of $123,169,315, ensuring stability and trustworthiness in every interaction. Explore our services today by calling us at 205-759-1595 or visiting our website at www.alabamaone.org. Join us as we continue to build a brighter financial future together!

Branch History & Mission

Accessibility and Services

As part of our dedication to accessibility, Alabama One offers various services designed for convenience. Members can take advantage of ATM availability and drive-thru banking, ensuring that essential transactions can be completed swiftly without sacrificing service quality. Our operating hours are Monday through Friday from 8:30 AM to 5:15 PM, allowing ample time for members to visit us for any inquiries or assistance they may need. For those who prefer digital solutions, we provide online and mobile banking options that make managing finances easier than ever. With features like person-to-person payments and electronic statements, staying on top of your finances is straightforward.

Join Us Today

We invite you to experience the difference at Alabama One. Whether you're looking for a new account or need help with financing options, our dedicated team is here to assist you every step of the way. Together, let's build a brighter financial future for you and your family right here in Tuscaloosa. For more information or to get started today, feel free to reach out at 205-759-1595 or visit us online at Alabama One. Your journey towards financial empowerment begins here!

Our Mission

Our mission at Alabama One is simple yet profound: to enhance the financial well-being of our members while fostering a spirit of community support. We believe that everyone deserves access to quality financial services that meet their needs. Whether it's personal banking through checking and savings accounts or specialized loans for vehicles and homes, we are dedicated to providing tailored solutions that help our members achieve their goals. In addition to offering competitive financial products like mortgages and credit cards with rewards, we prioritize community outreach and partnerships. We actively participate in local events and initiatives aimed at supporting those in need. Our commitment extends beyond banking; it's about building relationships and making a positive impact in Tuscaloosa.

Branch Location & Accessibility

Welcome to Alabama One's branch located at 1000 Jack Warner Pkwy NE in Tuscaloosa, AL! This convenient location is easy to find, nestled near popular local spots like the beautiful Tuscaloosa Riverwalk and just a stone's throw away from the University of Alabama. Whether you're heading out for a stroll by the river or visiting campus, stopping by our branch is a breeze. At Alabama One, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and accessible parking to ensure everyone can visit us comfortably. We also have a drive-thru banking option available for those who prefer quick service without leaving their cars. If you need to reach us, feel free to call at 205-759-1595. Our friendly staff is ready to assist you with a wide range of services from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. You can also take advantage of our ATM services right here at the branch for quick cash withdrawals or balance checks. We are open Monday through Friday from 8:30 AM to 5:15 PM, making it easy for you to stop in during your day. While members can visit us at our Tuscaloosa branch for all their banking needs, any official correspondence should be sent to the same address. So why wait? Come on down to Alabama One at 1000 Jack Warner Pkwy NE! We look forward to welcoming you and helping you with your financial journey.

Member Eligibility

At Alabama One, we believe that everyone deserves access to financial services in a welcoming and supportive environment. Becoming a member is simple! If you live, work, or worship in the area around 1000 Jack Warner Pkwy Ne Tuscaloosa Al 35404, you're likely eligible to join our credit union family. We also welcome family members of existing members, making it easier for your loved ones to enjoy the benefits of membership. Joining means access to a range of financial products designed with your needs in mind, from checking and savings accounts to loans with competitive rates. For more details on eligibility, feel free to check out our website at . Ready to take the next step? Opening an account with us is straightforward and can be done online or by visiting us at our location. If you have any questions or need assistance during the process, don't hesitate to reach out at (205) 759-1595. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a streamlined payment process that allows you to focus more on serving your customers rather than worrying about transactions. Our merchant services provide just that. From credit card processing to online payments, we help you manage transactions effortlessly. This means quicker sales cycles and happier customers, enhancing your overall business performance. At Alabama One, located at 1000 Jack Warner Pkwy Ne Tuscaloosa Al 35404 in Tuscaloosa, AL, we are dedicated to empowering local businesses. For more information about how our services can benefit your company, give us a call at (205) 759-1595 or visit us online at https://www.alabamaone.org/. Let's build your future together!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Business owners will find valuable resources at Alabama One as well. Our business banking services include merchant services that make transactions easier for both you and your customers. Plus, if you're looking for business loans to expand or start your venture, we're here to provide personalized support.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services, giving you access to your accounts anytime, anywhere. Whether it's paying bills on the go or transferring funds between accounts, our platforms make managing your finances simple and efficient. Need cash? Our ATM services allow easy withdrawals and balance checks without hassle. For those who prefer face-to-face interactions while conducting basic transactions like deposits or withdrawals, our drive-thru service offers a quick solution during business hours.

Join Us Today!

At Alabama One, we believe in building lasting relationships with our members by offering exceptional financial products that fit their lives. We invite you to visit us at 1000 Jack Warner Pkwy Ne Tuscaloosa Al 35404 in Tuscaloosa, AL or explore more about our services online at our website. Discover how we can help you today!

Personal Banking Solutions

Our personal banking offerings cater to individuals looking for reliable and flexible options. If you're seeking a new checking or savings account, we provide various accounts tailored to different lifestyles and needs. Whether it's saving for a dream vacation or managing daily expenses, our accounts come with competitive rates and no hidden fees. When it comes to financing your next vehicle, our auto loans and vehicle financing options make the process easy and accessible. Imagine driving off in your new car with a loan that fits your budget! Plus, we offer mortgage loans and refinancing solutions, ensuring you have the right support when purchasing your home or adjusting your existing mortgage. For those unexpected expenses, our personal loans and debt consolidation options can help ease financial burdens by combining multiple debts into one manageable payment. And if you're looking to earn rewards on purchases, check out our credit cards that offer great benefits tailored just for you.

Digital & Online Banking

Convenient Online Banking Services

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills right from the comfort of your home or on the go. Whether you need to manage your checking and savings accounts or keep an eye on loan payments, our online banking makes it simple. Plus, with electronic signature authorization available, signing documents is quick and hassle-free.

E-Statements & Mobile Features

Say goodbye to paper clutter with our e-statements! You can easily view and download your monthly statements whenever you need them. Our mobile application enhances your banking experience even further. Enjoy features like mobile payments for seamless transactions at stores or online, all from your smartphone.

Person-to-Person Transfers Made Easy

Need to send money to a friend? With our person-to-person transfer feature, it's never been easier. Just enter their details and send money directly without any fuss. At Alabama One, we're committed to providing secure and accessible banking solutions tailored for you. Whether you're using our website or mobile app, you'll find that managing your finances has never been more straightforward. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth and Innovation

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $9,171,121,97 in total loans and leases and $10,714 in used auto loans, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $2,969,461, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Community Trust

The trust placed in us by our members is evident as we have achieved a total of 179,567 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Alabama One is your trusted partner. Visit us at 1000 Jack Warner Pkwy Ne Tuscaloosa Al 35404 or call 205-759-1595 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. We make the process easy and straightforward, ensuring you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and expand. We are committed to supporting local businesses and fostering economic growth within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. We understand that purchasing a home is a significant commitment, and our team is here to guide you through every step of the process.

Personal and Credit Card Loans

Managing day-to-day expenses or planning for unexpected costs? We also offer flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. Additionally, if you're interested in consolidating debt or funding personal projects, our personal loan options might be just what you need.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we invite you to explore your options with us. Our team can help you determine eligibility and find the best solution tailored to your financial situation. At Alabama One, we prioritize making banking accessible for everyone. If you have questions about any of our loan products or need assistance with applications, please reach out at (205) 759-1595 during our operating hours from 8:30 AM to 5:15 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey today!

Loan Aggregator

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Alabama One