Alabama One Credit Union Tuscaloosa AL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Alabama One, your trusted partner in financial services since 1951. Located at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404, we pride ourselves on providing personalized banking solutions that cater to the unique needs of our community. With a dedicated team of 307 employees, led by our CEO William Oswalt and Board President Loo Whitfield, we are committed to fostering strong relationships with our 93,807 members. At Alabama One, we understand that financial decisions can be daunting. That's why we offer a wide range of services, from personal and auto loans to business banking and mortgage options. Our total assets stand at an impressive $1,279,832,157, reflecting our stability and commitment to serving you better every day. With over 50,419 loans and leases granted, we strive to empower individuals and businesses alike. In addition to traditional banking services, we embrace modern technology with online and mobile banking options, ensuring you have access to your finances whenever you need them. Whether you're looking to open a new checking account or explore auto financing options, our friendly staff is here to guide you every step of the way. While members can visit us at 1215 Veterans Memorial Pkwy, official correspondence should be sent to the same address. Feel free to reach out via phone at 205-759-1595 or explore our offerings on our website at www.alabamaone.org. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

At Alabama One, our story began in 1951, when we first opened our doors at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404. Over the decades, we have grown from a small local credit union into a trusted financial partner for over 93,000 members. Our evolution reflects not just an expansion of our services but a deep commitment to supporting our community's needs. As we established ourselves in Tuscaloosa, we embraced the mission of empowering individuals and families through accessible financial services. Our focus has always been on providing a variety of personal banking options, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We aim to help our members achieve their financial goals while also supporting local businesses through tailored banking solutions. Our headquarters are located in the heart of Tuscaloosa, making us easily accessible to those we serve. With operating hours from 8:00 AM to 5:00 PM Monday through Thursday and extended hours until 6:00 PM on Fridays, we ensure that our members can conveniently reach us when they need assistance. Additionally, we offer drive-thru banking for quick transactions and ATM access for easy cash withdrawals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. This clarity helps keep communication efficient as we serve each individual's unique needs. Our mission goes beyond just financial services; it is about building lasting relationships within the community. We pride ourselves on being an active participant in various outreach efforts and partnerships that uplift those around us. Whether it's hosting educational workshops or participating in local events, Alabama One is dedicated to making a positive impact. With total assets exceeding $1.27 billion, we are well-positioned to provide robust financial solutions while maintaining a customer-centric approach. We continuously invest in technology to enhance member experience through online and mobile banking options that are both user-friendly and secure. Join us at Alabama One and experience the difference that comes with being part of a community-focused credit union. Together, we can achieve more than just financial success; we can build a brighter future for everyone in Tuscaloosa and beyond! For more information or to become a member today, call us at (205) 759-1595 or visit our website at Alabama One.

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about our services, feel free to give us a call at 205-759-1595. Our team is always ready to assist you! While you can reach us at our physical address for all banking needs at 1215 Veterans Memorial Pkwy, please remember that any official correspondence should be sent to the same mailing address: 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. We invite you to stop by Alabama One today and discover how we can help you achieve your financial goals!

Convenient Access

At Alabama One, we believe that banking should be easy. You'll find ample parking available right outside our branch, making it simple to pop in and out. For those who may require assistance, we proudly feature ADA-compliant access points and ramps to ensure everyone can visit us comfortably.

Operating Hours

We understand that life can get busy, which is why our lobby hours are crafted to fit your schedule. We're open Monday through Thursday from 8:00 AM to 5:00 PM, extending our hours on Friday until 6:00 PM for your convenience. If you're unable to come inside, don't worry! Our drive-thru service is available for quick transactions like deposits and withdrawals.

Services Available

As a member of Alabama One, you'll have access to a wide array of services tailored just for you. From personal checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we've got you covered. Plus, enjoy the ease of online and mobile banking right from your smartphone!

Member Eligibility

At Alabama One, becoming a member is like joining a family where your financial well-being is our priority. If you're living, working, or attending school in the Tuscaloosa area, you may qualify for membership with us. We believe in providing access to quality financial services for everyone in our community, making it easier for you to achieve your goals. Joining is simple! You can start by checking out the eligibility details on our website at . Once you're ready, opening an account is just a few clicks away through our online application available at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl. Our friendly team is here to assist you every step of the way, so feel free to reach out at (205) 759-1595 if you have any questions. We can't wait to welcome you to Alabama One, located at 1215 Veterans Memorial Pkwy Tuscaloosa Al 35404, where you'll find not only great services but also a supportive community that cares about your financial journey!

Business Banking & Commercial Services

Lending Solutions Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to our loan options, we offer comprehensive merchant services that help streamline your daily operations. From processing payments efficiently to managing transactions seamlessly, our tools are built to save you time and enhance your customer experience. Located at 1215 Veterans Memorial Pkwy Tuscaloosa Al 35404 in Tuscaloosa, AL, we're here to help your business thrive. Visit us today or call us at (205) 759-1595 to learn more about how we can assist you!

Comprehensive List Of Services

ATM and Drive-Thru Accessibility

We also value your time. That's why we provide comprehensive ATM services for cash withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions. This ensures you can complete essential tasks quickly without needing to enter the branch. If you have any questions about how these services can work for you or if you're ready to get started, feel free to reach out at (205) 759-1595 or visit us online at https://www.alabamaone.org/. Your financial journey begins here at Alabama One, where we strive to meet all your banking needs with warmth and expertise!

Business Banking Services

For local entrepreneurs, our business banking solutions are tailored to support growth. From merchant services that streamline transactions to business loans that fuel expansion, we are committed to helping your business thrive.

Credit Cards and Loans

At Alabama One, we believe in providing choices. Our credit cards with rewards give you benefits for everyday spending, while our personal loans and debt consolidation options can help ease financial burdens. Whether it's an unexpected expense or a big purchase, we're ready to assist.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our robust online and mobile banking features, managing your finances is just a click away. Check balances, transfer funds, or pay bills anytime from anywhere all from the comfort of your phone or computer.

Personal Banking Solutions

For those looking to manage everyday expenses or save for the future, our personal banking options are crafted just for you. We offer checking and savings accounts that fit your lifestyle, allowing easy access to your funds. Need a vehicle? Our auto loans and vehicle financing options make it simple to get behind the wheel without stress. If you're considering buying a home, our mortgage loans and refinancing services are here to help you navigate the process smoothly.

Digital & Online Banking

Key Features

Our online banking system offers 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can also sign documents electronically through our electronic signature authorization feature, making transactions quick and hassle-free. For those who prefer going paperless, we provide e-statements that keep you updated on your account activity without cluttering your mailbox. You can view and download these statements whenever you need them, ensuring you're always in the loop.

Mobile Banking Made Easy

With our mobile application available for download, you can carry your bank with you wherever you go. The app supports mobile payments, enabling you to make purchases directly from your smartphone with just a tap. Whether you're splitting a dinner bill with friends or paying for groceries, person-to-person transfers are simple and instantaneous. Managing your money has never been easier or more secure. At Alabama One, we're committed to providing user-friendly services that fit your lifestyle. Experience the benefits of digital banking today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 179,567, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending amount to $0, which signifies our ability to support more loans as needed. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 1215 Veterans Memorial Pkwy Tuscaloosa Al 35404 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals.

Investment in Growth

Our commitment to our members is further reflected in our $84,497,171 in undivided earnings. This figure allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $10,714 in used auto loans and $917,112,197 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,969,461 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

We also offer personal loans for debt consolidation and other needs. Plus, if you're considering refinancing your current loans or are curious about eligibility options for any of our products, feel free to reach out to us for guidance. You can contact us at 205-759-1595 during our operating hours from 8:00 AM to 5:00 PM (open until 6:00 PM on Fridays) to discuss how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Alabama One, we're dedicated to providing tailored solutions that meet your unique financial needs.

Auto Loans

Are you looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have the financing options to fit your needs.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $184,073,098 provide the capital needed for expansion. From equipment purchases to operational costs, we're committed to supporting local businesses in achieving their dreams.

Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $13,860,922 in unsecured credit card loans available, we provide options that help members manage their finances effectively without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, making buying or refinancing simple and straightforward. We know that securing a mortgage can be daunting; our team is here to guide you through every step of the process.

Loan Aggregator

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every loan offer you see is fair and transparent, giving you peace of mind as you explore your options. LendMesh offers several key benefits designed to build trust with its users: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what is being presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can choose what's best for you. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping consumers navigate their financing needs.

Alabama One