Alabama One Credit Union Roanoke AL | Top Auto Loans & Business Banking

Introduction

Welcome to Alabama One, your trusted partner in financial well-being, located at 3140 Highway 431, Roanoke, AL 36274. Since our establishment in 1951, we have been dedicated to serving our community with reliable banking solutions tailored to meet your unique needs. With a robust membership of 93,807 individuals and total assets reaching an impressive $1,279,832,157, we are committed to providing the best services possible. At Alabama One, we understand that financial decisions can be overwhelming. That's why our friendly staff is here to guide you every step of the way, whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. We also offer business banking services tailored for local entrepreneurs. Our commitment goes beyond just numbers; we believe in making a positive impact in the communities we serve. With total deposits of $46,315,624 and a net worth of $123,169,315, we're not just financially stable; we're also invested in your success. Our CEO, William Oswalt, along with Board President Loo Whitfield, leads a team of 307 employees who are passionate about helping you achieve your financial goals. For those who prefer convenience, we offer online and mobile banking solutions to manage your accounts anytime, anywhere. Plus, you can visit us during our lobby hours Monday through Friday to experience exceptional customer service firsthand. While members can visit us at 3140 Highway 431, official correspondence should be sent to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Ready to take control of your finances? Call us at 205-759-1595 or visit us online at Alabama One to learn more about how we can assist you today!

Branch History & Mission

Commitment to Innovation and Accessibility

In today's world, convenience matters. That's why Alabama One embraces modern technology while ensuring ADA compliance and accessibility for all members. We offer online and mobile banking options that allow you to manage your finances anytime, anywhere. Plus, with drive-thru services available, banking can be quick and easy. Our commitment extends beyond transactions; we want every member to feel valued and heard. Our team is always ready to assist you with personalized service tailored to your unique needs.

Join Us Today!

As we look forward to the future, we invite you to become part of the Alabama One family. Experience firsthand how we combine financial expertise with genuine care for our members and community. Visit us today at 3140 Highway 431 or call us at 205-759-1595 for more information on how we can help you achieve your financial goals. Together, let's build a brighter tomorrow!

Our Mission

At Alabama One, our mission is simple yet profound: we aim to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to quality banking solutions that empower them to achieve their dreams. From personal banking services like checking and savings accounts to auto loans and mortgages, we are dedicated to meeting the diverse needs of our members. We also take pride in our community outreach efforts. Over the years, we have forged partnerships with local organizations and schools to promote financial literacy and support various initiatives that uplift our community. Our goal is not just about numbers; it's about making a meaningful impact in the lives of those around us.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our Roanoke branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring that everyone can easily access our services. Additionally, we offer convenient drive-thru banking options for those on the go, allowing you to manage simple transactions without leaving your vehicle.

Call to Action

We invite you to visit us at Alabama One's Roanoke branch! If you have any questions or need assistance before stopping by, feel free to give us a call at 205-759-1595. Our dedicated team looks forward to serving you and helping you achieve your financial goals!

Operating Hours

Our lobby hours are designed with your schedule in mind. We are open from 8:30 AM to 5:00 PM on Monday, Tuesday, Thursday, and Friday. On Wednesdays, we open a bit later at 9:30 AM and maintain the same closing time of 5:00 PM. Please note that we are closed on Saturdays and Sundays to give our staff some well-deserved rest.

Services Offered

At Alabama One in Roanoke, we provide a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need cash? We have an ATM available for quick withdrawals and balance checks right outside our branch.

Member Eligibility

At Alabama One, we believe that everyone deserves a chance to be part of a welcoming financial community. Becoming a member is easy and inclusive! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We're here to offer you personalized services and support that cater to your unique financial needs. As a member, you can enjoy a variety of benefits like competitive loan rates, savings accounts with better returns, and exceptional customer service tailored just for you. To get all the details about eligibility criteria and see if you qualify. When you're ready to take the next step, opening an account is simple visit https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl or give us a call at (205) 759-1595. Join us at our branch located at 3140 Highway 431 Roanoke Al 36274, and experience the difference of being part of Alabama One!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine processing payments swiftly and securely while keeping your customers happy. Our merchant services make this possible. Whether you're a local café or a growing retail store, we offer tailored solutions that simplify transactions and enhance customer experiences. Located at 3140 Highway 431 Roanoke, AL 36274, our branch is ready to partner with you on your journey to success. For more details about how we can help your business thrive, visit us or call us at 205-759-1595 today!

Comprehensive List Of Services

Additional Services

In addition to these offerings, we also have basic drive-thru banking available for deposits, withdrawals, and simple transactions making it easy for you to manage your finances on the go. Whether you're visiting us in person or using our online tools, Alabama One is here to support all your financial needs with personalized service and commitment. Explore how we can assist you today! For more information about our services or to open an account with us, visit our website at Roanoke. We look forward to serving you!

Business Banking

For our business members, we provide a suite of banking services tailored to meet the unique needs of entrepreneurs. Our business banking includes merchant services and business loans, helping you manage transactions efficiently and secure funding for growth.

Digital Banking Features

We know convenience is key, which is why our online and mobile banking platforms are designed for ease of use. Whether you want to check your balance, pay bills, or transfer money, our digital banking services allow you to do so anytime, anywhere. Plus, with ATM access available for cash withdrawals and balance checks, getting cash when you need it is hassle-free.

Loans and Credit Solutions

At Alabama One, we understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you manage your finances effectively. Our credit cards come with rewards that let you earn while you spend, giving you more value from your purchases.

Personal Banking

Our personal banking options include checking and savings accounts that are easy to manage and come with features that fit your lifestyle. For those looking to finance a new vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are designed to make the process smooth and straightforward.

Digital & Online Banking

Convenient Features

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? With our person-to-person transfer feature, it's as easy as a few taps on your phone. Plus, our mobile application makes managing your accounts even simpler, giving you the power to bank on the go.

Embrace Mobile Payments

In today's fast-paced world, convenience is key. That's why we offer mobile payments, making it easier than ever to shop without carrying cash or cards. Just tap and go! With all these features combined, Alabama One ensures that managing your finances is as straightforward and secure as possible. Experience banking made easy today!

Security You Can Trust

We prioritize your security with features like electronic signature authorization for added peace of mind when completing transactions. You can rest easy knowing that your sensitive information is protected every step of the way.

Stay Organized with E-Statements

Say goodbye to paper clutter! Our e-statements are available for those who prefer digital records. They not only help you stay organized but also reduce your environmental footprint.

Financial Strength

A Solid Foundation

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Dedicated Team

We also take pride in having 295 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts have reached 179,567, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 3140 Highway 431 Roanoke Al 36274 or call 205-759-1595 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment allows us to provide exceptional service while maintaining a robust financial position.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $9,171,121,197 in total loans and leases and $10,714 in used auto loans. Our net income of $2,969,461 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support your ambitions with tailored lending solutions. Our branch located at 3140 Highway 431 Roanoke Al 36274 is equipped with resources to assist you in exploring these options further. Feel free to reach out at 205-759-1595 for any inquiries or visit us during our lobby hours: Monday through Friday from 8:30 AM - 5:00 PM (Wednesday opens at 9:30 AM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Alabama One, we prioritize your needs and work diligently to provide products that can enhance your financial future. Whether you're looking for an auto loan, mortgage assistance, or business financing options our dedicated team is here to help every step of the way.

Credit Card Loans

Managing everyday expenses is crucial for your financial health. We also offer flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs while enjoying the benefits of rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. We provide guidance throughout the mortgage process to ensure you find a solution that fits your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness in matching consumers with the best possible financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ALABAMA ONE CREDIT UNION - Roanoke, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

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Loan rates in Roanoke, AL (36274)

Introduction

Branch History & Mission

Commitment to Innovation and Accessibility

Join Us Today!

Our Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Your Dreams

Merchant Services That Matter

Comprehensive List Of Services

Additional Services

Business Banking

Digital Banking Features

Loans and Credit Solutions

Personal Banking

Digital & Online Banking

Convenient Features

Embrace Mobile Payments

Security You Can Trust

Stay Organized with E-Statements

Financial Strength

A Solid Foundation

Dedicated Team

Member-Centric Savings

Reinvesting in Your Future

Supporting Your Goals

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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