Alabama One Credit Union Northport AL | Affordable Vehicle Loans & Personal Banking

Introduction

At Alabama One, we believe in building strong financial foundations for our members and the community. Located at 1501 McFarland Blvd, Northport, AL 35476, our branch has been serving the community since 1951. With a total membership of 93,807, we are dedicated to providing personalized banking solutions that cater to your unique needs. As a trusted financial partner, Alabama One boasts impressive financial strength with total assets reaching an impressive $1,279,832,157. We understand the importance of stability and security; that's why we maintain a net worth of $123,169,315 and ensure liquidity with $29,100,378 in cash on hand. Our commitment to growth is evident through our loan portfolio of 50,419 loans and leases that empower our members to achieve their dreams whether it's buying a new car or purchasing a home. Under the leadership of CEO William Oswalt and Board President Loo Whitfield, we strive to foster a welcoming environment where every member feels valued. Our dedicated team of 307 employees is here to assist you with everything from personal banking and auto loans to business services. While members can visit us at our Northport location for all their banking needs from basic drive-thru services to advanced online banking we encourage you to explore the full range of services available on our website: www.alabamaone.org. If you have questions or need assistance, don't hesitate to give us a call at 205-759-1595. We are open Monday through Friday from 8:30 AM to 5:15 PM, ready to help you on your financial journey!

Branch History & Mission

Our Mission

At Alabama One, our mission is clear: We strive to enhance the financial well-being of our members while fostering a strong sense of community. We are dedicated to offering personalized service and comprehensive financial solutions that support both individual aspirations and collective progress. Our vision extends beyond just transactions; we aim to build lasting relationships and contribute positively to the lives of those we serve. We take pride in our commitment to accessibility. Our branch operates with convenient hours from 8:30 AM to 5:15 PM Monday through Friday, ensuring that members can visit us when it suits them best. We also offer ATM services and drive-thru banking for quick and easy access to your funds. While you can visit us at 1501 McFarland Blvd, official correspondence should be sent to the same address for convenience. We ensure our services are user-friendly and compliant with ADA standards, making banking accessible for everyone. Alabama One is not just about numbers; we believe in giving back. Through various partnerships and community outreach programs, we actively engage in initiatives that support local organizations and improve the quality of life in Northport and surrounding areas. If you are looking for a credit union that values your membership and prioritizes community engagement, look no further than Alabama One. Join us today and experience the benefits of being part of a cooperative that truly cares about your financial future. For more information or to open an account online, please visit our website or call us at 205-759-1595. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ample parking available right outside our doors, including spaces for those with disabilities. You'll find that our entrance is equipped with ramps to ensure everyone can easily access our services.

Banking Services

At Alabama One, we pride ourselves on offering a variety of banking services tailored to meet your financial goals. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of our ATM services and drive-thru banking for quick deposits and withdrawals.

Call to Action

Ready to take the next step? Stop by Alabama One in Northport or give us a call at 205-759-1595. Our friendly team looks forward to helping you achieve your financial aspirations!

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed to accommodate your schedule. We're open Monday through Friday from 8:30 AM to 5:15 PM, making it convenient for you to stop by before or after work.

Member Eligibility

Joining Alabama One is like stepping into a welcoming community where your financial well-being is the top priority. If you're looking to become a member, the process is simple and inclusive. Generally, anyone who lives, works, or worships in the area around 1501 Mcfarland Blvd Northport Al 35476 can join us. This means you're not just signing up for an account; you're gaining access to a range of services designed to support your financial journey, from personal banking to loans and credit cards with rewards. To get started, you can find more detailed eligibility information by visiting our website at . If you're ready to open an account or have any questions, don't hesitate to give us a call at (205) 759-1595. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment solutions is essential. Our merchant services ensure that you can accept payments effortlessly, whether online or in-person. This means you can focus more on your business and less on payment hassles. Visit us at 1501 Mcfarland Blvd Northport Al 35476 in Northport, AL to learn how we can partner with you for success. For more information, call us at (205) 759-1595 or check out our website at https://www.alabamaone.org/.

Comprehensive List Of Services

Business Banking Made Simple

For local entrepreneurs, we provide comprehensive business banking solutions including merchant services and business loans. Whether you're just starting out or looking to expand, we're here to support your business goals with flexible financing options.

Convenient Digital Services

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our ATM services ensure that cash withdrawal is never an issue available whenever you need it.

Credit Options That Reward You

For those who love rewards, our credit cards with benefits offer cash back or points on every purchase. This means that not only do you get what you need today, but you also earn rewards for future expenses it's like getting paid for spending!

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing options are here to support you through this significant life decision. We provide personalized guidance every step of the way, ensuring that you understand all your options and can choose the best path forward. If you're dealing with multiple debts, our personal loans and debt consolidation services can simplify your financial situation. With lower monthly payments and tailored repayment plans, we aim to reduce stress and help you regain control over your finances.

Personal Banking Made Easy

We understand that banking should be straightforward and accessible. That's why we offer personal banking services that include both checking and savings accounts designed to fit your lifestyle. Imagine having the flexibility to manage your money effortlessly while earning interest on your savings. Our competitive rates make it easier for you to grow your funds over time. When it's time for a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We work with you to find the right financing plan that suits your budget and needs.

Visit Us Today!

At Alabama One in Northport, we pride ourselves on offering friendly service and community-focused solutions. If you're ready to take control of your financial future or simply want more information about our services, don't hesitate to reach out! Call us at 205-759-1595 or visit us during our lobby hours from 8:30 AM to 5:15 PM Monday through Friday. Let us help you achieve your financial dreams today! For more details about our offerings, check out our website at Alabama One.

Digital & Online Banking

Convenience Features

Need to send money to a friend? Our person-to-person transfer service makes it simple and quick. Just enter their information, and voilà! You've sent money without needing cash or checks. If you're a fan of mobile payments, you'll be happy to know that we support this feature too allowing you to make purchases directly from your phone. At Alabama One, we believe that managing your finances should never be complicated. With our user-friendly services, real-time account management becomes second nature. Experience the ease of digital banking today visit us at https://www.alabamaone.org/ or download our mobile application for an even more tailored experience. Your financial journey has never been easier!

Key Services

Our 24/7 online banking allows you to access your accounts whenever you need to. With just a few clicks, you can check balances, transfer money, and pay bills all from the comfort of your device. Plus, our mobile application offers all these features and more, making it easy to bank on the go. We also prioritize security. Our electronic signature authorization feature lets you sign documents securely online, streamlining processes without sacrificing safety. You can feel confident knowing that your information is protected while enjoying the ease of e-statements, which are available for your convenience.

Financial Strength

At Alabama One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, ensuring that you can rely on us for your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $123,169,315, we demonstrate our strong financial foundation. This robust net worth allows us to offer better rates, lower fees, and enhanced services tailored to meet your needs. Our net worth ratio of $960 further illustrates our solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $84,497,171 in undivided earnings. This capital allows us to enhance innovative banking tools, strengthen lending options, and improve security measures to serve you better. With $10,714 in used auto loans and a total of $917,112,197 in loans and leases, we have the lending capacity to support your financial goals across various sectors. Our operational efficiency is reflected in our $2,969,461, enabling us to continue offering competitive loan rates and solid financial products for all members. We're proud to have 295 full-time employees and 12 part-time employees who are dedicated to providing exceptional service every day. As of now, our net shares available for lending stand at $0, emphasizing our commitment to responsible lending practices. Additionally, we have a growing member base with a total of 179,567 share accounts, showcasing the trust members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 1501 Mcfarland Blvd Northport Al 35476 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, our business lending team is ready to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. Whether you are purchasing your first home or refinancing an existing mortgage, we have tailored solutions to fit your needs.

Refinancing Options

If you're interested in refinancing any of these loans or exploring eligibility options that best suit your situation, our knowledgeable staff can guide you through the process. We aim to make borrowing as straightforward as possible while providing personalized service tailored to your unique circumstances. At Alabama One Credit Union, we prioritize transparency and support for our members' financial journeys. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For more information or to get started with your loan application today, give us a call at 205-759-1595 during our operating hours from 8:30 AM - 5:15 PM Monday through Friday. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. These cards come with rewards that can benefit your everyday spending while offering the convenience of credit when you need it most.

Loan Aggregator

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Alabama One