Alabama One Credit Union Northport AL | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Alabama One, your trusted partner in financial well-being located at 4750 Rose Blvd, Northport, AL 35475. Established in 1951, we take pride in serving our community with a commitment that spans over seven decades. With a membership base of 93,807 and total assets exceeding $1.27 billion, we are dedicated to providing personalized banking solutions tailored to meet the unique needs of our members. At Alabama One, we understand the importance of building strong relationships. Our CEO, William Oswalt, along with Board President Loo Whitfield, leads a team of 307 passionate employees focused on delivering exceptional service. Whether you're looking for auto loans, mortgages, or business banking services, we've got you covered. We invite you to visit us for all your banking needs. While members can find us at our branch location, official correspondence should be sent to the same address: 4750 Rose Blvd, Northport, AL 35475. With total deposits amounting to $46,315,624 and cash in hand totaling $29,100,378, you can trust that your finances are secure with us. Discover the difference of being a member at Alabama One by calling us at 205-759-1595 or visiting our website at www.alabamaone.org. We look forward to welcoming you into our community!

Branch History & Mission

A Rich Legacy of Service

Alabama One was established with the mission to provide accessible financial services to individuals and families. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. Today, our total assets stand at an impressive $1,279,832,157. This growth reflects our commitment to meeting the evolving needs of our members while staying true to our cooperative roots. Our operating hours are designed for your convenience: Monday through Friday from 8:30 AM to 5:15 PM. Whether you need assistance with a loan or simply want to ask about your account, our friendly staff is here to help. We also feature ATM services and drive-thru banking for quick transactions.

Join Us Today!

While you can visit us at our branch location on Rose Blvd for all your banking needs, official correspondence should be sent to the same address for convenience. As we continue to innovate with online and mobile banking options ensuring ADA compliance we invite you to experience the benefits of being a member of Alabama One. Join us today! Discover how we can help you reach your financial dreams while being part of a community-focused credit union that truly cares. For more information or to open an account online, please visit us at Alabama One. Feel free to call us at (205) 759-1595 if you have any questions!

Our Mission: Community First

At Alabama One, our mission is clear: we strive to empower our members through financial education and support. We believe that everyone deserves access to high-quality financial products and services that can help them achieve their goals. That's why we focus not just on transactions but on building relationships. We actively participate in community outreach initiatives and partnerships that enhance the well-being of Northport and its residents. Our commitment extends beyond banking; it includes supporting local events and organizations that uplift our community.

Branch Location & Accessibility

Convenient Access

At Alabama One, we understand the importance of convenience. Whether you're visiting us for personal banking or looking to secure a loan, our branch is equipped with everything you need. If you're coming by car, you'll find ample parking available right outside our doors, making your visit stress-free. We also ensure that our location meets accessibility standards, featuring ADA-compliant ramps and entrances for those who require them.

Get in Touch

While members can visit us at 4750 Rose Blvd, official correspondence should be sent to the same address for your convenience. If you have questions or need assistance, don't hesitate to reach out! Call us at 205-759-1595 or explore more about our services at alabamaone.org. We look forward to helping you achieve your financial goals!

Operating Hours & Services

Our lobby hours are designed to fit your busy schedule, open from 8:30 AM to 5:15 PM Monday through Friday. You can easily drop by for any banking needs or inquiries. For quick transactions, we offer drive-thru service for deposits and withdrawals. Need cash? Our ATM is available on-site for quick access to your funds. Alabama One provides a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we have options that cater to both personal and business needs. Plus, enjoy the benefits of online and mobile banking for effortless account management right from your smartphone.

Member Eligibility

Becoming a member of Alabama One is like joining a family where your financial well-being is the priority. Located at 4750 Rose Blvd Northport Al 35475, we welcome individuals who live, work, or worship in our community, making it easy for you to connect and thrive with us. Whether you're looking for personal banking services, auto loans, or business solutions, being part of our credit union opens the door to many benefits that can help you achieve your goals. The process to join is straightforward and welcoming; just reach out to us at (205) 759-1595 or visit our website for more details on eligibility criteria and account opening procedures. For more information about who can join, check out this resource: . We can't wait to have you as part of our growing community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner for all your payment processing needs. Our merchant services simplify transactions so you can focus on what you do best running your business. From credit card processing to online payment solutions, we help you serve your customers efficiently and effectively. Join us at our Northport branch located at 4750 Rose Blvd Northport Al 35475, where we are dedicated to empowering local businesses through personalized financial solutions. For more information, call us at 205-759-1595 or visit our website at Alabama One.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash? Our ATMs are available for quick withdrawals and balance checks, providing ease of access wherever you are. For those who prefer face-to-face interactions but on-the-go convenience, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. We invite you to discover how Alabama One can assist you with all your financial needs. Feel free to reach out at (205) 759-1595, or visit us during our operating hours from 8:30 AM to 5:15 PM, Monday through Friday. Explore all these services and more by visiting us online at https://www.alabamaone.org/. Your journey toward financial well-being starts here!

Business Banking Support

For our local business owners, we offer comprehensive business banking solutions including merchant services that streamline payment processing and business loans designed to fuel growth. We believe in supporting our community's economy by helping businesses thrive.

Convenient Digital Banking

With technology playing a significant role in our lives today, we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere through our secure platforms. Enjoy conveniences like mobile payments, person-to-person transfers, and e-statements all designed to make banking easier for you.

Credit Card Perks

Our credit cards not only provide purchasing power but also come with rewards that benefit you every time you spend. Whether it's cash back or points towards future purchases, we ensure our members get more out of their spending.

Home Financing Options

If you're considering buying a home or refinancing your existing mortgage, look no further. Our mortgage loans come with attractive rates and personalized service that will guide you through the often complex process of home buying. We also offer options for debt consolidation through personal loans that can simplify your finances and help you save on interest.

Personal Banking Solutions

Whether you're opening your first checking account or looking to grow your savings, our personal banking services cater to all your needs. We offer checking and savings accounts that come with competitive interest rates and low fees, making it easy for you to manage your money effectively. For those who need a little extra help financing their dream car, we provide auto loans and vehicle financing with flexible terms designed to fit any budget.

Digital & Online Banking

Easy Account Management

Keeping track of your financial activity is simpler than ever with our e-statements feature. Say goodbye to piles of paper; you can view and manage your statements right from your device. Plus, if you're always on the go, our mobile application allows you to access your account directly from your smartphone. From checking balances to making person-to-person transfers, it's all just a tap away.

Pay Your Way

For those who love the convenience of technology, our mobile payments feature lets you pay for purchases quickly and securely using your phone. This means no more fumbling for cash or cards just quick, hassle-free transactions whenever you need them. We're committed to making banking accessible for everyone. At Alabama One, our user-friendly tools put real-time account management in the palm of your hand. Whether you're at home or out and about, managing your finances has never been easier or more secure! Join us today and experience the benefits of modern banking at Alabama One!

Financial Strength

At Alabama One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a strong foundation of financial health and reliability, ensuring that your money is safe and growing. With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition, with $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,714 in used auto loans and a total of $917,112,197 in loans and leases available. Our commitment to operational efficiency is reflected in our $2,969,461, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 12 part-time employees ready to assist you with a knowledgeable team dedicated to your financial needs. Total Share Accounts stand at 179,567, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 4750 Rose Blvd Northport Al 35475 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can make owning a vehicle more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and expand your business operations. We understand the challenges entrepreneurs face and offer tailored solutions that support growth. If you're interested in any of these products or have questions about refinancing options, feel free to contact us at (205) 759-1595. Our dedicated team is here to assist you with eligibility requirements and guide you through the application process. At Alabama One, we're committed to serving our community with reliable financial solutions. For more information about our loan products or services, visit us at 4750 Rose Blvd Northport Al 35475, Northport, AL 35475, or explore our website at https://www.alabamaone.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. We aim to guide you through the process and help you find the best solution for your housing needs.

Personal Loans and Credit Lines

For those looking to consolidate debt or cover personal expenses, our unsecured credit card loans total $13,860,922. This product provides flexible terms to help you manage your finances effectively. If you're considering additional funding options, our total credit lines amount to $161,847,581, giving you access to necessary funds when you need them most.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that users receive fair and transparent offers tailored to their financial needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this tool in navigating the often complex landscape of loan options. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Alabama One