Alabama One Credit Union Millbrook AL | Affordable Auto Loans & Checking

Introduction

Welcome to Alabama One in Millbrook, where we prioritize your financial well-being and community growth. Established in 1951, our branch at 3390 Highway 14, Millbrook, AL 36054 has been a steadfast partner for nearly 73 years, committed to serving over 93,800 members and ensuring their financial success. At Alabama One, we understand that life can be unpredictable. That's why we offer a range of services tailored to meet the diverse needs of our community. Whether you're looking for personal banking options like checking and savings accounts, seeking competitive auto loans, or considering a mortgage, we've got you covered. With total assets of $1,279,832,157 and total deposits reaching $46,315,624, our solid financial standing reflects our dedication to supporting our members' goals. Our leadership team is led by CEO William Oswalt and Board President Loo Whitfield, who are passionate about fostering a welcoming environment where every member feels valued. With a total of 307 employees, we're here to assist you with friendly service and expert guidance. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. At Alabama One, we believe in making banking accessible and straightforward. Our services include not only traditional banking but also innovative solutions such as online and mobile banking options to fit your lifestyle. With $29,100,378 in cash on hand and a robust net worth of $123,169,315, you can trust that your finances are in capable hands. Ready to take the next step? Call us today at 205-759-1595 or visit our website at www.alabamaone.org to learn more about how we can help you thrive financially!

Branch History & Mission

Alabama One has a proud history that began in 1951, when it first opened its doors to the community of Millbrook, AL. Over the decades, we have grown and evolved, becoming a trusted financial partner for our members. From humble beginnings, Alabama One now serves over 93,000 members with total assets exceeding $1.27 billion. Our branch is conveniently located at 3390 Highway 14, Millbrook, AL 36054, easily accessible to everyone in the area. At Alabama One, our mission is clear: to provide exceptional financial services while positively impacting our community. We believe that banking should be more than just transactions; it should foster relationships and support local initiatives. This commitment drives us to offer personalized banking solutions that meet the unique needs of each member. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Our friendly staff is dedicated to helping you navigate your financial journey with services ranging from checking and savings accounts to auto loans and mortgage financing. Our operating hours are designed to accommodate your busy lifestyle. We are open Monday through Friday, with lobby hours starting at 8:30 AM on most days and opening at 9:30 AM on Wednesdays. We also offer drive-thru banking for quick and easy transactions. Plus, we provide ATM access for your convenience. As we continue to embrace digital advancements, we ensure that our services remain accessible and user-friendly. From online banking to mobile payments and electronic statements, we prioritize your comfort and security in every transaction. Community outreach is at the heart of what we do at Alabama One. We actively engage in partnerships and programs that uplift those around us, believing strongly in giving back to the communities we serve. If you're looking for a credit union that values its members and strives for excellence in service, look no further than Alabama One. Join us today and experience the difference that comes from being part of a community-focused financial institution! For inquiries or assistance, feel free to reach out at 205-759-1595 or visit our website here.

Branch Location & Accessibility

Accessibility Features

We believe that banking should be accessible to everyone. Our branch complies with ADA standards, ensuring that all members can navigate our facilities comfortably. From ramps to designated parking spaces, we've made it a priority to create an environment that's welcoming for all.

Convenient Location

Nestled right along Highway 14, our Millbrook branch is just a short drive from local landmarks like the Millbrook Library and the popular Millbrook Town Hall. This makes it easy for you to pop in while running errands or visiting nearby attractions. With ample parking available, you'll find it simple to get in and out without any hassle.

Get In Touch

Have questions or want to learn more? Feel free to give us a call at 205-759-1595. We look forward to welcoming you at Alabama One in Millbrook where your financial goals are our priority!

Operating Hours

At Alabama One, we value your time. That's why we offer flexible operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and Wednesday from 9:30 AM to 5:00 PM. Unfortunately, we're closed on Saturdays and Sundays, but rest assured that our online and mobile banking services are available anytime you need them.

Services Offered

Our Millbrook branch provides a variety of services tailored to meet your banking needs. Whether you're interested in opening a checking or savings account, exploring auto loans and mortgage options, or taking advantage of our business banking solutions our knowledgeable staff is ready to assist you every step of the way. Plus, with both ATM availability and drive-thru service for deposits and withdrawals, you have multiple convenient ways to bank with us. While you can visit us at our Millbrook branch for all your banking needs, if you need to send official correspondence, please use our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842.

Member Eligibility

Joining the Alabama One community means stepping into a world of support and financial empowerment. At our branch located at 3390 Highway 14, Millbrook, AL 36054, we welcome anyone who lives, works, worships, or attends school in the areas we serve. Becoming a member is not just about opening an account; it's about being part of a caring network that prioritizes your financial well-being. If you're looking for personalized services like checking and savings accounts, auto loans, or even mortgage options, you'll find it all here at Alabama One. Getting started is easy! Simply visit our website for detailed eligibility criteria at , and when you're ready to open your account, you can do so online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (205) 759-1595. We're excited to welcome you as a member and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a busy café or retail shop. You need efficient payment solutions that keep your customers happy and streamline your operations. Our merchant services offer everything from credit card processing to mobile payment options, ensuring you never miss a sale. With secure transactions and easy-to-use systems, managing your finances becomes one less thing to worry about. Visit us at 3390 Highway 14 Millbrook Al 36054 in Millbrook, AL, or call us at (205) 759-1595 to learn more about how we can support your business journey!

Comprehensive List Of Services

Additional Services

For those quick transactions, our branch provides basic drive-thru banking where you can make deposits or withdrawals without leaving your car. Need to check your balance or withdraw cash? Our ATMs are readily available for all basic transactions. At Alabama One, we believe in making banking simple and accessible for everyone in the community. We invite you to visit us at 3390 Highway 14 Millbrook Al 36054, call us at (205) 759-1595, or explore more online at Millbrook. Let us be part of your financial journey today!

Business Banking Solutions

If you're a business owner, you'll appreciate our comprehensive business banking services. From merchant services that simplify payment processing to business loans that help you grow your operations, we are committed to supporting local entrepreneurs in achieving their goals.

Credit Card Options

Don't forget about our credit cards with rewards, designed to give you benefits for your everyday purchases. Whether it's cashback on groceries or points for travel, we ensure that using your card is both rewarding and convenient.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. Access your accounts anytime, anywhere whether it's checking your balance, making transfers, or paying bills. Plus, with our ATM and cash withdrawal services, getting cash is just as easy as tapping an app.

Personal Banking Services

For everyday banking needs, Alabama One offers various personal banking options. You can easily manage your finances with our checking and savings accounts that fit different lifestyles. If you're planning to purchase a vehicle, our auto loans and vehicle financing services make it easy for you to hit the road without breaking the bank. Thinking about buying a home? Our mortgage loans and refinancing options provide competitive rates and flexible terms. We understand that life can be unpredictable, which is why our personal loans and debt consolidation services can help you take control of your finances when unexpected expenses arise.

Digital & Online Banking

Convenient Features for You

Our online banking platform allows you to check balances, pay bills, and transfer funds with just a few clicks. Plus, with electronic signature authorization, signing documents has never been easier or more secure. No need to print and fax; simply sign online and get back to what matters most. Want to keep track of your spending? Sign up for e-statements, which are not only eco-friendly but also help you stay organized. You can view your account statements securely from anywhere, eliminating the hassle of paper clutter.

Mobile Banking at Your Fingertips

With our mobile application, you can take all these features on the go! Whether you're out shopping or relaxing at home, managing your finances is simple. Our mobile payments feature lets you make quick transactions directly from your smartphone. No cash? No problem! Need to send money to a friend? Our person-to-person transfers make it easy to send funds instantly without any hassle. Just enter their information, and you're all set!

Security You Can Trust

We know security is important when it comes to banking online. That's why we employ advanced security measures to protect your information. Feel confident knowing that your financial data is safe with us as you navigate through our user-friendly digital platforms. At Alabama One, we're committed to providing accessible and convenient banking solutions that make life easier for our members. Embrace the future of banking today!

Financial Strength

A Growing Community

With a total of 179,567, our member base continues to grow as more individuals trust us with their finances. This shows the strength of community support behind Alabama One, reinforcing our commitment to being your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is here for you. Visit us at 3390 Highway 14 Millbrook Al 36054 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Continuous Growth and Innovation

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $10,714 in used auto loans and $917,112,197 in total loans and leases supporting various financial goals across sectors.

Member-Centric Approach

Your savings are our priority. Members' funds are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on you our members with non-member deposits standing at $997,597. This means our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Proven Operational Efficiency

Our operational efficiency shines through with a net income of $2,969,461. This allows us to continue offering competitive loan rates and solid financial products tailored for you. We are proud to have 295 full-time employees and 12 part-time employees dedicated to serving you with expertise and care.

Solid Financial Health

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $960, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and expand. Whether you're starting a new venture or managing an existing one, we're here to support your business aspirations. If you're interested in any of these loan products or want more details about eligibility and application processes, please reach out to us at 205-759-1595 or visit our branch located at 3390 Highway 14 Millbrook Al 36054. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you take control of your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or access cash from your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. Our credit cards come with rewards programs to enhance your spending power while keeping your finances in check.

Loan Aggregator

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Alabama One