Alabama One Credit Union Mc Intosh AL | Affordable Auto Loans & ATM Services

Introduction

Welcome to Alabama One in Mc Intosh, where we believe in building a strong financial future together! Since our establishment in 1951, we have been dedicated to serving our members with integrity and care. Located at 7895 Highway 43, Mc Intosh, AL 36553, we take pride in being a cornerstone of the community, with over 93,807 members who trust us for their financial needs. At Alabama One, we are not just about numbers; we're about people. With total assets exceeding $1.27 billion and deposits reaching $46,315,624, we offer a secure environment for your money. Our commitment is reflected in our diverse range of services including personal banking, auto loans, mortgage financing, and business banking solutions tailored to meet the unique needs of our members. Our leadership team is here to guide you on your financial journey. Under the direction of CEO William Oswalt and Board President Loo Whitfield, we strive to foster an atmosphere of trust and transparency. Our staff of 307 dedicated employees is always ready to assist you with personalized service that makes banking easier and more accessible. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. We invite you to explore the benefits of membership with us today! Whether you're looking for a new account or need assistance with a loan, don't hesitate to reach out by calling us at 205-759-1595 or visiting our website at www.alabamaone.org. Join us as we continue to make a positive impact on the lives of our members and the community!

Branch History & Mission

At Alabama One, we take pride in our rich history and unwavering commitment to the community. Established in 1951, our Mc Intosh branch has been a cornerstone for local residents, offering financial services tailored to their needs. Over the years, we have grown significantly, currently serving a membership of over 93,000 individuals. Our branch is conveniently located at 7895 Highway 43, Mc Intosh, AL 36553, making it easily accessible for all. Our mission is simple yet impactful: to provide exceptional financial services while fostering community growth and support. We believe that when our members thrive, so does the entire community. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. While members can visit us at 7895 Highway 43, official correspondence should be sent to our mailing address: 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Alabama One is not just about transactions; it's about relationships. Our dedicated staff is here to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM (with extended hours on Wednesdays starting at 9:30 AM), ensuring you receive the personalized attention you deserve. Additionally, we offer convenient ATM access and drive-thru banking services for quick deposits and withdrawals. As we look toward the future, we are committed to embracing digital advancements that enhance member experience. From online banking to mobile payment options, we ensure that our services remain accessible and user-friendly for everyone. Community outreach is at the heart of what we do. We actively partner with local organizations to support various initiatives aimed at improving the lives of those around us. Whether it's financial literacy programs or charitable events, Alabama One is here for you. Join us today and experience firsthand how Alabama One can help you achieve your financial goals while being part of a community-focused institution. Together, let's build a brighter future! For more information or to become a member, call us at 205-759-1595 or visit us online at Alabama One.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by and discover how we can help you manage your finances effectively. Our friendly staff is eager to assist you with any inquiries you may have about our offerings or how you can become a member. Visit us today at Alabama One in Mc Intosh we look forward to seeing you soon!

Nearby Landmarks and Accessibility

Situated on the bustling Highway 43, our branch is easily accessible and close to local landmarks. If you're heading towards the heart of Mc Intosh or just passing through, stopping by is a breeze. We offer ample parking space and are proud to be ADA compliant, ensuring everyone can access our services comfortably.

Operating Hours and Services

We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:00 PM, with extended hours on Wednesdays starting at 9:30 AM. Unfortunately, we're closed on weekends. Feel free to give us a call at 205-759-1595 during business hours if you have any questions or need assistance. At Alabama One, we provide a variety of services including personal banking options like checking and savings accounts, auto loans for your next vehicle purchase, and credit cards that come with rewards. Our drive-thru service allows for quick deposits and withdrawals without having to leave your car. Plus, enjoy the convenience of our ATM available on-site for easy cash access.

Member Eligibility

At Alabama One, we believe in building a welcoming community where everyone can thrive. If you're interested in becoming a member, it's easier than you might think! Generally, eligibility is open to anyone who lives, works, worships, or attends school in our local area. This means that whether you're a long-time resident or new to the community, you have the chance to join us and enjoy the many benefits that come with membership. From personalized financial services to competitive loan rates and exceptional customer support, being part of Alabama One means you're never alone on your financial journey. To get started, simply visit us at our branch located at 7895 Highway 43 Mc Intosh Al 36553, or give us a call at (205) 759-1595. We're here to help guide you through the process of opening an account and answering any questions you may have. For more detailed information about eligibility criteria, feel free to check out our website at . Join us today and experience all the advantages of being a valued member of Alabama One!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it's not just about loans. Our merchant services make everyday transactions easier for you and your customers. Picture this: a local cafe using our point-of-sale systems to process payments seamlessly while offering loyalty rewards that keep customers coming back. It's all part of how we help local businesses flourish. Visit us at 7895 Highway 43, Mc Intosh, AL 36553, or call us at 205-759-1595 to learn more about how Alabama One can support your business journey!

Comprehensive List Of Services

Accessibility and Support

At Alabama One, we prioritize accessibility. Our friendly staff is always ready to assist you with any inquiries or transactions during lobby hours from Monday to Friday (with slightly adjusted hours on Wednesdays). You can reach us directly at (205) 759-1595 if you have any questions or need assistance navigating our services. We invite you to visit us at 7895 Highway 43 Mc Intosh Al 36553 in Mc Intosh, AL, or explore more about what we offer online at our website. Let us be part of your financial success story!

Business Banking

For small business owners, we offer essential services such as merchant services and business loans. Our goal is to empower local entrepreneurs by providing the necessary tools for success. With us by your side, you can focus on growing your business while we handle the financial aspects.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can perform transactions like checking balances, transferring money between accounts, or even paying bills with just a few taps on your smartphone. Need cash? Our ATM and cash withdrawal services are available at various locations for your ease. If you prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Personal Banking

For individuals and families, our personal banking services include checking and savings accounts designed to help you manage your everyday expenses while earning interest. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. Plus, our mortgage loans and refinancing services ensure that owning your dream home is within reach. If you find yourself in need of extra funds, look no further than our personal loans and debt consolidation options. We understand that life can throw unexpected expenses your way, and we're here to help you manage them effectively. Additionally, our credit cards with rewards give you the chance to earn points on every purchase, adding value to your everyday spending.

Digital & Online Banking

Key Features

Managing your accounts has never been easier! With our electronic signature authorization feature, signing documents online is quick and hassle-free. Plus, e-statements are available, helping you keep track of your finances while reducing paper clutter. For those who love using their smartphones, our mobile application provides a user-friendly experience for banking on the go. You can even make mobile payments with just a tap, simplifying your shopping experience. Want to send money to friends or family? Our person-to-person transfer service allows you to send cash instantly without any fuss. Security is our top priority. We ensure that all transactions are protected so you can bank with peace of mind. Our services are designed to be intuitive and straightforward, ensuring everyone can navigate their finances easily. Experience the future of banking today with Alabama One. Embrace the convenience of digital banking and take control of your financial life wherever you are!

Financial Strength

Growing Member Base

Total Share Accounts: 179,567, show a strong and growing member base that trusts us with their finances. With Net Shares available for lending at $0, we are positioned to provide the best possible service to our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 7895 Highway 43 Mc Intosh Al 36553 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals.

Investment in Future Growth

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $10,714 in used auto loans and $917,112,197 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is highlighted by a net income of $2,969,461, reflecting our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans to help our members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored just for you.

Business Financing

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $184,073,098 are available to support your entrepreneurial journey. At Alabama One, we prioritize making financial products accessible and straightforward. If you're unsure about eligibility or want to explore refinancing options further, feel free to reach out to us at 205-759-1595 or visit us at 7895 Highway 43 Mc Intosh AL 36553. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that suits your unique needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, allowing you to invest in your future comfortably. Plus, if you're considering refinancing your current mortgage, we can help guide you through that process as well.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. This option provides a safety net when unexpected costs arise and helps maintain your purchasing power.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The results you see are purely based on the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, making it easier to find the best deals tailored to their needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effectively LendMesh can serve individuals seeking better financial options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh stands out by sourcing its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy means users can trust that the offers they see are based on the latest results (Source: https://www.ncua.gov). By adhering to these guidelines, LendMesh ensures fair and transparent offers for all types of loans.

Alabama One