Alabama One Credit Union Mc Calla AL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Alabama One, your trusted financial partner located at 22170 Al216, Mc Calla, AL 35111. Since our establishment in 1951, we have proudly served the community, fostering a spirit of collaboration and support among our 93,807 members. With total assets exceeding $1.27 billion, we are committed to providing you with reliable banking solutions that meet your needs. At Alabama One, we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our dedicated team is here to help you navigate your financial journey with ease. You can always reach us at 205-759-1595 for any inquiries or assistance. While members can visit us at our branch in Mc Calla, official correspondence should be sent to our mailing address: 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Led by our CEO William Oswalt and Board President Loo Whitfield, our staff of 307 employees is eager to assist you with personalized service. We take pride in maintaining a strong financial foundation with total deposits of $46,315,624 and a net worth of $123,169,315. Join us today and experience the difference of being part of a credit union that truly cares about its members. Visit our website at Alabama One or stop by our branch to learn more about how we can help you achieve your financial goals!

Branch History & Mission

At Alabama One, our journey began in 1951 when we opened our doors in Mc Calla, AL. From those early days, we have evolved into a trusted financial partner for the community, growing alongside our members and adapting to their needs. Today, with over 93,000 members and total assets exceeding $1.27 billion, we proudly stand as a pillar of support for individuals and families throughout the region. Located at 22170 Al216, Mc Calla, AL 35111, our branch is not just a place to handle your finances; it's a community hub. We're proud to serve our neighbors and contribute to the local economy. While members can visit us at this address for personal banking needs, official correspondence should be directed to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Our mission is simple yet powerful: to provide exceptional financial services while enhancing the quality of life for our members and the communities we serve. We believe that everyone deserves access to reliable financial products and personalized support. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our team is dedicated to helping you achieve your financial goals. Throughout the years, we've embraced technology and innovation. Our services now include online and mobile banking options that allow members to manage their finances anytime and anywhere. We also ensure accessibility for all by maintaining ADA compliance in our facilities and providing various ways for members to interact with us. Alabama One is deeply committed to community outreach. We partner with local organizations and participate in initiatives that uplift those around us. This commitment reflects not only in how we operate but also in how we give back through volunteer efforts and sponsorships. With drive-thru banking available and ATMs accessible nearby, we strive to make banking convenient for everyone. Our operating hours are designed with your schedule in mind open Monday through Friday from 8:00 AM to 5:00 PM (with Wednesday opening at 9:30 AM). We invite you to join us at Alabama One! Experience firsthand how we can help you navigate your financial journey while supporting the community you love. Visit us today or call us at 205-759-1595 to learn more about membership benefits tailored just for you!

Branch Location & Accessibility

Welcome to Alabama One at our Mc Calla branch, conveniently located at 22170 Al216. Whether you're heading to the nearby McCalla Park or simply passing through, our location is easily accessible for all your banking needs. With ample parking available right outside the entrance, you can stop by without any hassle. At Alabama One, we understand that accessibility is key. Our branch is designed to be ADA compliant, featuring ramps and wide doors to ensure everyone can visit comfortably. Plus, if you prefer a quick transaction, our drive-thru banking service is ready to assist you with deposits and withdrawals without leaving your vehicle. We invite you to visit us during our friendly operating hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 5:00 PM; on Wednesday, we're open from 9:30 AM to 5:00 PM; and we are closed on weekends. If you have any questions or need assistance before your visit, feel free to call us at 205-759-1595. While members can visit us at our Mc Calla location for personal banking services like checking accounts and auto loans, please send official correspondence to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. With ATM access available right here in Mc Calla and drive-thru services for your convenience, Alabama One is committed to making your banking experience as smooth as possible. We look forward to welcoming you soon!

Member Eligibility

Joining the family at Alabama One is more than just opening an account; it's about becoming part of a community that genuinely cares about its members. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member! The process is straightforward and welcoming just visit our website for more detailed eligibility criteria. Once you're ready to take the next step, opening an account is a breeze; simply check out the details at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl. If you have any questions along the way, feel free to give us a call at (205) 759-1595. We can't wait to welcome you into our supportive community at 22170 Al216 Mc Calla Al 35111, where your financial well-being is our top priority!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Running a business involves managing daily transactions smoothly. Our merchant services make it easy to accept payments from customers, whether in-person or online. Imagine having a system that simplifies transactions so you can focus more on what you do best growing your business! With Alabama One's support, you can streamline operations and enhance customer satisfaction. Located at 22170 Al216 Mc Calla, AL 35111, we are here to assist you with all your business banking needs. Reach out today at 205-759-1595 or visit us online at Alabama One to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessibility & Support

When you visit us at Alabama One, you'll find friendly faces ready to assist you during our operating hours: Monday through Friday from 8:00 AM - 5:00 PM (with Wednesday opening at 9:30 AM). While we're closed on weekends, our digital banking features are always available for your convenience. If you're ready to explore how our services can benefit you or if you have any questions about what we offer, feel free to reach out at (205) 759-1595. At Alabama One, we're dedicated to helping you achieve your financial goals with ease and confidence. Ready to get started? Visit us online at https://www.alabamaone.org/ or come by our branch today!

Business Banking Solutions

For entrepreneurs and small business owners, our business banking services provide essential support. From merchant services that facilitate transactions for your customers to business loans that fuel your growth, we are here to help you succeed.

Credit Cards & Rewards

To reward your loyalty, we offer credit cards with rewards that allow you to earn points or cashback on your everyday purchases. This means that while you spend, you're also earning benefits that can be used for future purchases or travel.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments with just a few taps on your smartphone. Plus, with access to an ATM for cash withdrawals and basic drive-thru banking for quick deposits or withdrawals, we make it easy for you to handle transactions without any hassle.

Personal Banking Services

We understand that your financial journey is unique. That's why our personal banking services include everything from checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing designed to get you behind the wheel of your dream car. If you're looking to purchase a home, our mortgage loans and refinancing options can guide you through the process with ease. For those times when unexpected expenses arise, consider our personal loans and debt consolidation options to help keep your finances on track.

Digital & Online Banking

Key Features

Our online banking system allows you to view your account balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. You can also enjoy the benefits of e-statements, which are available for those who prefer a paperless option. This not only keeps your information secure but also helps the environment! For added convenience, our mobile application is available for download, providing you with powerful tools right at your fingertips. Whether you're making mobile payments or using our person-to-person transfer feature, you can send money instantly to friends and family no cash needed! Plus, if you ever need to sign documents quickly, our electronic signature authorization feature makes it simple and secure.

Security and Accessibility

Your security is our top priority. We employ advanced encryption technology to protect your personal information while you bank online. And with features like multi-factor authentication, you can feel confident that your accounts are safe. Accessibility is key in today's fast-paced world. Our digital services allow you to manage your accounts anytime, anywhere. No more waiting in line; everything you need is just a click away! Experience the freedom of real-time account management with Alabama One's digital banking solutions today. Ready to get started? Visit us at https://www.alabamaone.org/ and take control of your financial future!

Financial Strength

A Growing Community

With a total of 179,567 share and deposit accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares amounting to $0 reflect the funds available for lending and investments, further enhancing our ability to meet your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 22170 Al216 Mc Calla Al 35111 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals.

A Solid Foundation

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound management is reflected in our net worth ratio of 9.60%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our financial strength also includes $84,497,171 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $10,714 in used auto loans and $917,112,197 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us! Members' funds are backed by $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $997,597, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $2,055,029, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 12 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used car, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and expand. We understand how vital it is for businesses to have access to funding when opportunities arise. If you're interested in any of these products or want more information about refinancing or eligibility options, feel free to contact us at 205-759-1595 or visit us at our branch located at 22170 Al216 Mc Calla Al 35111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Alabama One, we're here to help you every step of the way!

Credit Lines

For those needing more flexibility, our total credit lines amount to $161,847,581, allowing members access to funds when they need them most. This product can be an excellent option for emergency expenses or unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. We offer competitive rates and flexible terms designed to meet your unique situation. If you're considering refinancing your existing mortgage, our team can assist you in finding the best solution to lower your payments or tap into your home equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. These cards come with rewards and no annual fees, giving you additional benefits while you spend.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which promotes transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best available rates. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of using LendMesh as a resource for finding competitive loan rates.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers, ensuring that you receive reliable information when comparing loan options.

ALABAMA ONE CREDIT UNION - Mc Calla, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Mc Calla, AL (35111)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Merchant Services for Everyday Transactions

Comprehensive List Of Services

Accessibility & Support

Business Banking Solutions

Credit Cards & Rewards

Digital Banking Convenience

Personal Banking Services

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Growing Community

A Solid Foundation

Commitment to Growth

Member-Focused Savings

Operational Efficiency

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Get Started Today

How LendMesh Ensures Accurate Loan Comparisons

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