Alabama One Credit Union Linden AL | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Alabama One in Linden, where we believe in building strong financial futures for our members and the community. Located at 116 E Coats Ave, Linden, AL 36748, our branch has been serving the local community since 1951, making us a trusted partner in your financial journey for over seven decades. With a total membership of 94,589, we're proud to be a cornerstone in the lives of many families and businesses. Our commitment to you is reflected not only in our personal touch but also in our robust financial health, boasting total assets of $1,393,666,675 and total deposits reaching $39,440,127. Whether you're looking for an auto loan or opening a savings account, we have the right products tailored for your needs. Our leadership team, guided by CEO William Oswalt and Board President Loo Whitfield, works tirelessly to ensure that every member feels valued and supported. With a dedicated staff of 316 employees, we're here to provide personalized service whether you're visiting our branch or reaching out via phone at 800-225-0110. While members can visit us at our Linden location, official correspondence should be sent to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Our branch offers essential services like checking and savings accounts, personal loans, business banking solutions, and online banking for your convenience. Experience the difference with Alabama One where your financial goals become our mission. We invite you to visit us today or call for any questions about how we can help you achieve your dreams! For more information about our services and offerings, check out our website at alabamaone.org.

Branch History & Mission

At Alabama One, our story began in 1951, rooted in the heart of Linden, Alabama. Since opening our doors at 116 E Coats Ave, we've dedicated ourselves to serving our community and providing financial solutions tailored to the needs of our members. Over the years, we have grown significantly, now boasting a membership of nearly 95,000 and total assets amounting to an impressive $1,393,666,675. This growth reflects not just our commitment to financial excellence but also the trust that our members place in us. Our mission is simple yet powerful: to empower our members through accessible financial services while fostering a supportive community environment. We believe that banking should be about more than just transactions; it should be about building relationships and helping individuals achieve their financial goals. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we strive to offer comprehensive services that cater to every stage of life. In addition to traditional banking services, we are proud to embrace technology. Our digital banking options allow members to manage their finances conveniently from anywhere. Whether it's through online banking or mobile payments, we ensure that your banking experience is as smooth as possible. We also maintain ADA compliance so that all members can access our services without barriers. While you can reach us at our Linden branch during our operating hours Monday through Friday from 9 AM to 5 PM (with Wednesday opening at 9:30 AM) official correspondence should be sent to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Community support is at the core of what we do. Through partnerships with local organizations and outreach programs, we actively contribute to initiatives that uplift and enrich the lives of those around us. We recognize that when our community thrives, we all benefit. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of Alabama One where your needs come first and where together we can achieve more. For any inquiries or assistance, don't hesitate to reach out at 800-225-0110. Welcome to a brighter financial future with Alabama One!

Branch Location & Accessibility

Accessibility Features

At Alabama One, we understand the importance of accessibility. Our branch complies with ADA standards, featuring ramps and designated parking spaces to ensure that all members can access our services without hassle. Whether you're visiting us for personal banking or exploring our loan options, we aim to make your experience smooth and enjoyable.

Banking Services Available

Alabama One offers a variety of services tailored to fit your lifestyle. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our drive-thru service provides easy access for deposits, withdrawals, and simple transactions without leaving your vehicle. Don't forget about our ATM availability for quick cash withdrawals or balance checks! While members can visit us at 116 E Coats Ave for all their banking needs, official correspondence should be sent to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842 if different. We invite you to stop by Alabama One today our team is eager to assist you with whatever financial needs you may have! Whether you're looking for loans or simply want to ask questions about your accounts, we're here for you every step of the way. Come see how we can help make your financial journey a little easier!

Operating Hours

We're here to help during convenient hours! Our lobby is open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM, and on Wednesday from 9:30 AM to 5:00 PM. Please note that we're closed on Saturdays. If you need assistance outside these hours, feel free to give us a call at 800-225-0110.

Member Eligibility

At Alabama One, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple! If you're a resident of Marengo County or work in the area, you're already on the right path to becoming a member. We're excited to offer our services to individuals and their families who share our values of trust and support. By becoming a member, you not only gain access to a wide range of financial products tailored just for you, but you also join a family dedicated to helping each other succeed. To get started with your membership, simply visit us at 116 E Coats Ave Linden Al 36748 or give us a call at (800) 225-0110 for assistance. You can find all the detailed eligibility criteria on our website. When you're ready, opening an account is easy; just follow this link for more information: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl. We can't wait to welcome you into the Alabama One family!

Business Banking & Commercial Services

Lending Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $104 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $215,067,041, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, efficient payment processing is crucial. Our merchant services help you accept various payment methods seamlessly, allowing you to focus on what matters most growing your business. Imagine serving customers who can pay easily with their cards or mobile devices while you streamline operations without worrying about the logistics. Visit us at 116 E Coats Ave Linden Al 36748 in Linden, AL, or call us at (800) 225-0110 to learn more about how our business banking solutions can benefit you today!

Comprehensive List Of Services

Accessible In-Person Services

While digital banking offers flexibility, we also value personal interactions. Visit us at our branch located at 116 E Coats Ave Linden Al 36748, where you can take advantage of basic drive-thru banking for quick transactions such as deposits and withdrawals. Our friendly staff is always ready to assist you during regular hours: Monday through Friday from 9 AM to 5 PM (with a slight adjustment on Wednesday starting at 9:30 AM). Whether you're opening an account or applying for a loan, we're here to support every step of your financial journey. For more information about our services or to start banking with us today, call us at (800) 225-0110, or visit us online at Linden. Join the Alabama One family where your financial goals become our priority!

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. Access your accounts anytime, anywhere with features like person-to-person payments and mobile deposits. Need cash? Our ATM services allow for easy withdrawals and balance checks without hassle.

Empowering Local Businesses

For our business members, we offer tailored Business Banking solutions that include everything from Merchant Services to specialized Business Loans. We believe in supporting local enterprises and helping them thrive in our community.

Financing Your Dreams

If you're thinking about purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing can make those dreams a reality. With competitive rates and flexible terms, we strive to make the loan process as smooth as possible. For those considering home ownership or looking to refinance their mortgage, our Mortgage Loans & Refinancing solutions provide the support and guidance needed during this significant financial decision.

Personal Banking Made Easy

Our Personal Banking options include various Checking & Savings Accounts designed to help you manage your money effectively. Imagine having a checking account that not only keeps your funds secure but also offers rewards for everyday purchases through our Credit Cards with Rewards program. We also understand that life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation services are here to help you get back on track.

Digital & Online Banking

Key Features

We provide various features to enhance your banking experience. Need to send money to a friend? Our person-to-person transfer option makes it quick and hassle-free. Plus, if you're on the go, our mobile application allows you to bank anytime, anywhere. You can also make payments using your mobile device with our mobile payments feature perfect for shopping without the need for cash or cards. Security is a top priority at Alabama One. We offer electronic signature authorization, making it easy and safe to sign documents digitally. And for those who prefer paperless options, e-statements are readily available so you can keep track of your finances while being eco-friendly. You'll find that our digital banking services are not just about accessibility; they're about empowering you to take control of your financial journey. From real-time account management to secure transactions, everything is designed with you in mind. Explore all these features and more by visiting us online at https://www.alabamaone.org/ today!

Financial Strength

A Growing Community

Total Share Accounts: 181,289, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 116 E Coats Ave Linden Al 36748 or call (800) 225-0110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth and Innovation

With $88,102,922 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,588 in used auto loans and $959,205,542 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $454,045,639 in share certificates and $116,375,982 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,246,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,055,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 308 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $127,182,547, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.12% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

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ALABAMA ONE CREDIT UNION - Linden, AL

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