Alabama One Credit Union Fayette AL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Alabama One, your trusted financial partner located at 1678 Temple Ave N, Fayette, AL 35555. Established in 1951, our credit union has proudly served over 93,807 members, providing tailored financial solutions that meet the unique needs of our community. With total assets exceeding $1.27 billion and a robust net worth of $123,169,315, we are committed to ensuring that your hard-earned money is managed wisely and securely. At Alabama One, we understand that financial services can be overwhelming. That's why our dedicated team of 307 employees, led by CEO William Oswalt and Board President Loo Whitfield, is here to guide you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or exploring vehicle financing and mortgage loans, we offer a variety of services designed to support your financial journey. While members can visit us at our Fayette branch, official correspondence should be sent to the same address: 1678 Temple Ave N, Fayette, AL 35555-1319. We invite you to explore our online resources at www.alabamaone.org for additional information about our offerings or to apply for loans directly through our user-friendly portal. Join us as we continue to strengthen our community ties and provide exceptional service to all our members. If you have any questions or would like personalized assistance, don't hesitate to reach out at 205-759-1595. We look forward to serving you!

Branch History & Mission

Join Us

As we continue to grow and adapt to meet your needs, we invite you to become part of our story. Experience firsthand the benefits of membership with Alabama One. Connect with us today at 205-759-1595 or explore more about us at our website. Together, let's build a brighter financial future!

Our Journey

Located at 1678 Temple Ave N, we've grown alongside our community, evolving from a small local institution into a trusted financial partner for over 93,800 members. Our journey reflects not only our expansion but also our dedication to member service. With total assets now exceeding $1.27 billion, we've become a cornerstone of financial support in the region. Through the years, we have embraced innovations in banking while ensuring that personal connections remain at the heart of what we do. From the introduction of online and mobile banking services to providing accessible ATMs and drive-thru banking options, we continually seek ways to enhance your banking experience. Our efforts are complemented by robust partnerships with local organizations, further enriching our outreach and support within the Fayette community.

Our Mission

At Alabama One, our mission is simple yet profound: to offer comprehensive financial services that help our members achieve their goals while fostering a spirit of community support. We strive to create an environment where everyone feels valued and empowered. Whether you're looking for personal banking solutions like checking accounts, auto loans, or mortgage refinancing, or business banking options such as merchant services and business loans, we are here for you. Our commitment extends beyond just providing financial products; it's about building relationships. We believe that when our members thrive, so does the entire community. That's why we actively engage in outreach initiatives that support local development and well-being. While members can visit us at 1678 Temple Ave N, official correspondence should be sent to 1678 Temple Ave N, Fayette, AL 35555-1319 if needed.

Branch Location & Accessibility

Accessibility and Features

At Alabama One, we prioritize making banking easy for everyone. Our branch is equipped with ADA-compliant features to ensure accessibility for all members. We offer ample parking right outside the entrance, so you won't have to worry about finding a spot when you visit us. We understand that convenience matters. That's why we provide drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. Plus, our ATM is available for those who prefer to manage their transactions on-the-go.

Call-to-Action

We invite you to come by Alabama One in Fayette today! If you have any questions or need assistance before your visit, feel free to call us at 205-759-1595. We're excited to serve you and help meet your financial needs!

Operating Hours

Our friendly staff is here to help during convenient hours: from 8:30 AM to 5:00 PM on Monday, Tuesday, Thursday, and Friday. On Wednesdays, we open at 9:30 AM and close at the same time. No matter when you choose to stop by, we're ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and much more.

Member Eligibility

At Alabama One, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Fayette County, you're already eligible to join us. We also extend membership to your immediate family members, making it even easier for your loved ones to benefit from our services. Our dedicated team at the branch located at 1678 Temple Ave N Fayette, AL 35555 is here to help you navigate the process smoothly. You can check out more detailed eligibility criteria on our website. Joining Alabama One means gaining access to a range of financial products designed with your needs in mind from personal banking and loans to online services that make managing your finances effortless. Ready to take the next step? Opening an account is straightforward; just visit us or apply online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl. If you have any questions, don't hesitate to call us at (205) 759-1595. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having a seamless way to accept payments from customers while keeping track of sales easily. Our services ensure you can focus on what you do best running your business while we handle the financial transactions. Visit us at 1678 Temple Ave N Fayette Al 35555 in Fayette, AL, or contact us at (205) 759-1595 to learn how we can support your business journey today!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also provide basic drive-thru banking for simple transactions like deposits and withdrawals. If you're in a rush or prefer not to enter the branch, our drive-thru service ensures you can complete transactions quickly. Plus, with ATM access available for withdrawals and balance checks, managing your cash flow has never been easier. At Alabama One, we are committed to offering personalized service designed around your needs. We invite you to explore all that we have to offer by visiting us at 1678 Temple Ave N Fayette Al 35555 or giving us a call at (205) 759-1595. Experience the difference with us today!

Business Banking

For local entrepreneurs, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business journey.

Credit Cards

At Alabama One, we understand that having a reliable credit card is essential for everyday purchases. Our credit cards with rewards give you the chance to earn points on purchases, making it easier to save while you spend.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms make it easy for you to manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and even access cash through our ATMs all at the touch of a button.

Loans and Financing

For those looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture driving off in your dream car without breaking the bank! If homeownership is on your mind, our mortgage loans and refinancing solutions can help you secure the perfect home loan tailored to your budget. Additionally, we offer personal loans for debt consolidation, allowing you to manage multiple debts more effectively.

Personal Banking

Whether you're looking to open a new checking or savings account, Alabama One has you covered. We offer various personal banking options that cater to different lifestyles and financial situations. Imagine managing your day-to-day expenses effortlessly with a checking account that suits your spending habits or saving for future dreams with a high-interest savings account.

Digital & Online Banking

Accessibility and Ease of Use

Managing your finances should never be a hassle. That's why our online banking services are designed for ease of use. You can quickly set up notifications to stay informed about account activity or make deposits right from your smartphone. And if you have any questions along the way, our dedicated team is here to help. With Alabama One's digital banking options, staying on top of your finances has never been more accessible or secure. Join us today and take control of your financial future with confidence!

Key Features

Security is a top priority at Alabama One. We use advanced encryption technology to protect your personal information while allowing you to enjoy the convenience of e-statements and electronic signature authorization for quick document signing. No more waiting for papers in the mail; everything you need is just a click away! Our mobile application enhances this experience further. With features like mobile payments, you can make purchases directly from your phone, simplifying your shopping experience. Plus, our person-to-person transfer option allows you to send money to friends and family instantly perfect for splitting bills or sending gifts.

Financial Strength

Growing Trust Among Members

Total Share Accounts stand at 179,567, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to improve continuously and provide top-notch services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 1678 Temple Ave N Fayette Al 35555 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,714 in used auto loans and $917,112,197 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,055,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $123,169,315, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.60% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable pre-owned vehicle, our flexible terms will help you find the right fit for your budget.

Business Financing

For business owners looking to expand or improve operations, our outstanding commercial loans totaling $184,073,098 provide the capital needed for growth. We understand the unique challenges businesses face and are here to support your vision with tailored loan solutions. At Alabama One Credit Union, we pride ourselves on our commitment to member service and community support. If you're considering refinancing or exploring eligibility options for any of our products, don't hesitate to contact us for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672. Our knowledgeable staff is here to guide you through the process from application to closing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,860,922 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the tool can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to integrity means users can trust that the information provided is both current and accurate.

ALABAMA ONE CREDIT UNION - Fayette, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Fayette, AL (35555)

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility and Features

Call-to-Action

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Credit Cards

Digital Banking Features

Loans and Financing

Personal Banking

Digital & Online Banking

Accessibility and Ease of Use

Key Features

Financial Strength

Growing Trust Among Members

Investing in Your Future

Member-Centric Savings Options

Operational Efficiency

Strong Financial Position

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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