Alabama One Credit Union Demopolis AL | Convenient Drive-Thru & ATM Services

Introduction

Welcome to Alabama One, your trusted financial partner located at 1317 Us Highway 80 W, Demopolis, AL 36732. Since our establishment in 1951, we've been dedicated to serving our community and supporting our 93,807 members with a range of financial products tailored to meet their needs. Our commitment goes beyond just banking; we aim to foster a sense of belonging and trust among our members. At Alabama One, we take pride in our robust financial standing, boasting total assets of over $1.27 billion and total deposits reaching $46,315,624. This strength allows us to offer competitive loans and services that empower you on your financial journey. With a total loan portfolio comprising 50,419 loans and leases, we are here to help you achieve your dreams whether it's purchasing a new vehicle or buying your first home. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Our dedicated team, led by CEO William Oswalt and Board President Loo Whitfield, is here to ensure you receive the best service possible. With a workforce of 307 employees, we are committed to providing personalized assistance every step of the way. Whether you're looking for ATM services or basic drive-thru banking options like deposits and withdrawals, we've got you covered with convenient access. Our friendly staff is ready to assist you during lobby hours from Monday through Friday. We invite you to explore all that Alabama One has to offer by visiting our website at www.alabamaone.org. If you have any questions or need assistance, don't hesitate to call us at 205-759-1595. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

Community Commitment

Alabama One believes that true success goes beyond numbers; it's about making a difference in people's lives. We actively engage with the local community through various outreach programs and partnerships that uplift those around us. From sponsoring local events to supporting educational initiatives, we are dedicated to giving back and helping our community thrive.

Evolution of Our Branch

Over the years, Alabama One has evolved significantly, consistently adapting to meet the changing needs of our members. Our total assets now exceed $1.2 billion, a testament to our stability and growth within the financial landscape. We have continually expanded our offerings, ensuring that we provide not only traditional banking services but also innovative solutions tailored to individual needs. Our commitment to excellence is reflected in our dedicated staff and the personal touch we bring to every interaction.

Join Us Today!

If you're looking for a financial institution that truly cares about you and your community, look no further than Alabama One in Demopolis. We invite you to join us and experience the many benefits of membership. Together, let's achieve your financial goals! For more information or assistance, feel free to reach out at (205) 759-1595 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM (Wednesday opens at 9:30 AM).

Modern Banking Solutions

We recognize the importance of modern technology in enhancing member experience. That's why we offer convenient services such as online banking, mobile payments, and ATM access for easy transactions anytime you need them. With features like ADA compliance and customer-centric initiatives, we ensure that everyone can benefit from our services.

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a strong sense of community. We strive to empower individuals and families by providing accessible financial services that support their goals and aspirations. Whether through personal loans, savings accounts, or educational resources, we are here to help you navigate your financial journey. While members can visit us at 1317 Us Highway 80 W, official correspondence should be sent to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated just a short drive from downtown Demopolis, our branch is close to local favorites like the Demopolis City Landing and the beautiful Bluff Hall. Whether you're stopping by for routine banking or need assistance with loans and accounts, you'll find us easily accessible with ample parking available right outside our doors. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

At Alabama One, we understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy life. You can visit us Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and on Wednesdays starting a bit later at 9:30 AM until 5:00 PM. Unfortunately, we're closed on Saturdays and Sundays, but we're here during the week to help you with all your financial needs.

Services Tailored for You

While you're here, take advantage of our ATM services or utilize our basic drive-thru banking for quick deposits and withdrawals. Our friendly staff is ready to assist you with simple transactions or answer any questions you might have about our offerings. If you're looking for more than just basic banking services, we encourage you to explore what else Alabama One has to offer. If you need to get in touch with us before your visit, feel free to call at 205-759-1595. We're always eager to help our members! So why wait? Come visit us at Alabama One in Demopolis today and experience the difference of community-focused banking!

Member Eligibility

At Alabama One, we believe that becoming a member is more than just opening an account; it's about joining a family that supports you in your financial journey. If you live, work, worship, or attend school in the area surrounding 1317 Us Highway 80 W Demopolis Al 36732, you're likely eligible to join us! Our community-centered approach means we value each individual and strive to provide personalized service tailored to your needs. Not only will you gain access to a variety of financial products and services, but you'll also enjoy the benefits of being part of a cooperative dedicated to helping its members succeed. Getting started is simple! You can find all the details about membership eligibility on our website at . When you're ready to take the next step, opening an account with us is just as easy just visit https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl . If you have any questions or need assistance, feel free to reach out at (205) 759-1595. We're here to welcome you into the Alabama One family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine easily accepting payments from customers, whether they're paying by card or mobile app. This convenience not only enhances customer satisfaction but also boosts your cash flow. Located at 1317 Us Highway 80 W Demopolis Al 36732 in Demopolis, AL, our dedicated team is ready to assist you. Call us at (205) 759-1595 to explore how our business banking services can support your entrepreneurial journey!

Comprehensive List Of Services

A Local Commitment

At Alabama One, we pride ourselves on being more than just a bank; we're part of the Demopolis community. Our friendly staff is ready to assist you with any questions or concerns you might have about your banking options. Whether you're opening a new account or seeking advice on managing your finances, we're here to help. We invite you to visit us during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and Wednesday from 9:30 AM to 5:00 PM. Please feel free to call us at (205) 759-1595 if you have any inquiries or need assistance before your visit.

Embracing Digital Convenience

In addition to our physical services, we understand the importance of digital banking in today's fast-paced world. While we currently focus on essential services at this branch, our commitment to enhancing member experience means we are always looking for ways to improve. Imagine being able to manage your account anytime and anywhere with just a few taps on your smartphone! Although specific online features may not be available at this location yet, you can still enjoy the reliability and support that comes with being part of the Alabama One family.

Everyday Banking Made Easy

For those times when you need quick access to cash or want to make a simple transaction, our ATM Services Only are here for you. With basic ATM access, you can withdraw funds or check your balance without any hassle. If you prefer face-to-face interactions, our Basic Drive-Thru Banking is designed to accommodate your needs. You can handle deposits, withdrawals, and simple transactions right from your vehicle, making it easier than ever to manage your finances on the go.

Join Us Today!

Ready to take control of your financial future? Visit us at Alabama One in Demopolis or check out more about our services online at https://www.alabamaone.org/ . We look forward to welcoming you into our community and helping you achieve your financial goals!

Digital & Online Banking

Key Services Available

Our online banking platform at https://www.alabamaone.org/ gives you access to all the essential features you need to stay in control of your accounts 24/7. You can check your balance, transfer funds, and pay bills all with a user-friendly interface designed for simplicity. Whether you're using a desktop or our mobile application, your banking experience is just a tap away. Need to send money to friends or family? Our person-to-person transfers make it easy to send cash quickly and securely. Plus, if you're always on the move, you'll appreciate our mobile payments feature, allowing you to make purchases directly from your phone.

Security and Convenience

Security is a top priority at Alabama One. Our electronic signature authorization ensures that your transactions are safe and authorized only by you. Additionally, e-statements are available for those who prefer a paperless option, giving you quick access to important documents without clutter. With our mobile application also available, you can bank anytime, anywhere. Whether it's checking account balances or managing transactions on the go, our app puts banking right in your pocket. At Alabama One, we're committed to providing you with the tools you need for real-time account management while keeping everything secure. Experience the convenience of modern banking today!

Financial Strength

Dedicated Team

We also take pride in having 295 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to making your experience smooth and positive.

Diverse Lending Support

Our lending capacity supports members' financial goals across various sectors with $10,714 in used auto loans and a total of $917,112,197 in loans and leases. Whether you're looking to purchase a vehicle or need support for other ventures, we're here to help.

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your membership means more than just banking; it means being part of something bigger.

Growing Member Base

With a total of 179,567 share accounts, our growing member base trusts us with their finances. This trust reinforces our community focus and enhances our ability to provide excellent service tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 1317 Us Highway 80 W Demopolis Al 36732 or call (205) 759-1595 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings with these options because your future matters to us.

Operational Efficiency

Our $2,969,461 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This performance indicates that we're not only managing well but also thriving as a credit union.

Reinvestment for Growth

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing commitment ensures that we remain responsive to your evolving needs.

Solid Capital Foundation

Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is a vital indicator of our ability to withstand financial challenges while still focusing on your needs.

Strong Net Worth

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports everything we do and reassures you that your funds are in safe hands.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $184,073,098 provide the capital needed to grow and expand your business. We understand that every business has unique needs; that's why our commercial lending options are designed with flexibility in mind.

Credit Lines and Unsecured Credit Cards

For those looking for added financial flexibility, we also offer total credit lines of $161,847,581. This gives you access to funds when you need them most. Additionally, our unsecured credit card loans amounting to $13,860,922 provide an easy way to manage everyday expenses without the worry of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. Our knowledgeable team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is ready to assist you. We want to ensure you have access to the best rates and terms available. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to apply for a loan today, feel free to give us a call at 205-759-1595 or visit our website at Alabama One. We're here to help you take the next step towards achieving your financial dreams!

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that the offers you see are fair and transparent. Each lender listed has been verified, allowing users to trust that they are considering legitimate offers.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial institutions. This ensures that users have access to reliable information without hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user can feel confident knowing they are seeing a true comparison of available loans. - Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions. This feature helps users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of using LendMesh as a comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ALABAMA ONE CREDIT UNION - Demopolis, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Evolution of Our Branch

Join Us Today!

Modern Banking Solutions

Our Mission

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

A Local Commitment

Embracing Digital Convenience

Everyday Banking Made Easy

Join Us Today!

Digital & Online Banking

Key Services Available

Security and Convenience

Financial Strength

Dedicated Team

Diverse Lending Support

Focused on You

Growing Member Base

Member-Centric Savings Options

Operational Efficiency

Reinvestment for Growth

Solid Capital Foundation

Strong Net Worth

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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