Alabama One Credit Union Centre AL | Best Auto Loans & ATM Access

Introduction

Welcome to Alabama One at our Centre Branch, located at 500 Cedar Bluff Rd, Centre, AL 35960. Since opening our doors in 1951, we've been dedicated to serving our community with trust and reliability. With a membership of over 93,807 individuals, we pride ourselves on being a financial partner that truly cares about your needs. At Alabama One, we understand the importance of having a solid financial foundation. Our total assets have grown to an impressive $1,279,832,157, demonstrating our commitment to helping you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we offer a variety of services tailored just for you. While members can visit us at 500 Cedar Bluff Rd, official correspondence should be sent to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842. Our team is here to assist you with any inquiries or services you may need. Feel free to give us a call at 205-759-1595 during our convenient operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and Wednesday from 9:30 AM to 5:00 PM. Led by our CEO William Oswalt and Board President Loo Whitfield, our experienced team of over 307 employees is dedicated to providing exceptional service. We also hold a strong net worth of $123,169,315, ensuring that your deposits are safe with us. Join us today as we continue to build a brighter financial future together! Visit our website at alabamaone.org or stop by the Centre Branch we look forward to meeting you!

Branch History & Mission

Join Us Today!

As we continue to grow and adapt to meet our members' needs, we invite you to become part of the Alabama One family. Experience firsthand how we can support your financial journey while contributing positively to our community. Visit us today or learn more about becoming a member by calling us at 205-759-1595 or exploring our website at Alabama One. Together, let's build a brighter financial future!

Modern Banking Solutions

Recognizing the importance of digital accessibility, Alabama One offers online and mobile banking options that make managing your finances easier than ever. Members can enjoy features such as mobile payments, e-statements, and person-to-person transfers right from their devices. Additionally, our commitment to ADA compliance ensures that all members have equal access to our services. For those who prefer face-to-face interactions, our drive-thru service provides quick access for deposits and withdrawals without leaving your vehicle. We also offer ATM availability for added convenience.

Our Commitment to Community

At the heart of Alabama One's mission is the belief that financial success should be within reach for everyone. The branch actively supports various community outreach initiatives aimed at uplifting local residents and businesses. By partnering with local organizations and participating in events, Alabama One strengthens its ties with the Centre community. While members can visit us at 500 Cedar Bluff Rd, official correspondence should be sent to our mailing address at 1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842 if necessary. Our operating hours are designed for your convenience: we are open from 8:30 AM to 5 PM on Monday, Tuesday, Thursday, and Friday, and from 9:30 AM to 5 PM on Wednesday.

Branch Location & Accessibility

Accessibility Features

At Alabama One, we prioritize accessibility for all our members. Our branch is ADA compliant with features like ramps and designated parking spaces to ensure everyone can access our services comfortably. Ample parking is available right outside the entrance, so you can easily hop in and out for your banking needs.

Call to Action

Ready to experience exceptional service? Stop by Alabama One at our Centre Branch today or give us a call at 205-759-1595 if you have any questions! We can't wait to assist you in achieving your financial goals. Visit our website at alabamaone.org for more information!

Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours to accommodate your schedule. Our lobby is open from 8:30 AM to 5 PM on Mondays, Tuesdays, Thursdays, and Fridays. On Wednesdays, we open a bit later at 9:30 AM but still close at 5 PM. We're here when you need us!

Services Offered

At Alabama One's Centre Branch, we offer a wide range of services designed to fit your lifestyle. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need help managing business finances? Our team provides tailored solutions including merchant services and business loans. Plus, enjoy the convenience of online and mobile banking from anywhere! For those who prefer quick transactions on the go, we have an ATM available along with drive-thru banking for basic transactions like deposits and withdrawals.

Member Eligibility

At Alabama One, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to be part of our community, the good news is that joining us is quite simple! Anyone who lives, works, worships, or attends school in our local area can apply for membership. Whether you're new to the area or have been here for years, we welcome you with open arms. Plus, as a member of Alabama One, you'll enjoy benefits like personalized service and competitive rates on loans and savings accounts. To get started, simply visit us at 500 Cedar Bluff Rd Centre Al 35960 or give us a call at (205) 759-1595. You can find more detailed information about eligibility by visiting our website at . Ready to take the next step? Opening an account is just a click away at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments anytime, anywhere whether it's through a mobile app or at your physical location. This flexibility helps improve customer satisfaction and boosts your sales potential. Visit us at 500 Cedar Bluff Rd Centre Al 35960 in Centre, AL, or call us at (205) 759-1595 to learn more about how our business banking solutions can help you achieve your goals. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks without any hassle. Additionally, our basic drive-thru banking lets you handle deposits and simple transactions efficiently perfect for those busy days when you're on the move. At Alabama One, we believe in providing accessible financial services for everyone. If you have questions or need assistance with any of our offerings, don't hesitate to reach out at (205) 759-1595. We invite you to visit us or explore more about our services at our website. Let us help you achieve your financial goals today!

Business Banking Solutions

For our business members, we provide comprehensive banking solutions including merchant services and business loans that empower you to grow and thrive in today's marketplace. Our team is ready to assist you in navigating your financial journey as a business owner.

Convenient Digital Banking

In this fast-paced world, convenience is key. That's why Alabama One offers robust online and mobile banking features. You can manage your accounts, pay bills, transfer funds, and even deposit checks right from your smartphone or computer. Enjoy the ease of accessing your finances anytime and anywhere.

Personal Banking Services

Our personal banking options are tailored for your everyday financial activities. You can choose from various checking and savings accounts that suit your lifestyle. For those planning to buy a car, our auto loans and vehicle financing make it easy to get behind the wheel of your dream vehicle without breaking the bank. If you're considering purchasing a home, our mortgage loans and refinancing options offer competitive rates and flexible terms to help you secure the best deal. We understand that life can bring unexpected expenses, which is why our personal loans and debt consolidation services are here to help you regain control over your finances. Plus, with our credit cards featuring rewards, you can earn points while making everyday purchases.

Digital & Online Banking

Convenient Online Access

With our online banking platform, accessible at https://www.alabamaone.org/, you can check your account balance, pay bills, and transfer money anytime you need. Our 24/7 online banking services ensure that you're always in control of your financial situation. You won't have to wait for business hours to take care of important transactions.

Real-Time Management

Stay updated on your financial status with real-time alerts and notifications. Our digital services empower you to take charge of your money by allowing you to view transactions instantly and manage accounts efficiently. Whether it's setting up budget alerts or making quick transfers, we're here to support your financial journey. In summary, our digital and online banking options provide you with flexibility, security, and ease of use. Experience the future of banking today at Alabama One!

Secure Transactions

Security is a top priority at Alabama One. We use advanced encryption technology to protect your personal information during online transactions. You can rest easy knowing that your data is safe while using features like mobile payments and electronic signatures.

User-Friendly Features

Our mobile application makes banking even more convenient. Whether you need to deposit a check, make person-to-person transfers, or set up electronic signature authorization for loan documents, everything is just a tap away. Plus, with e-statements available, you can easily track your spending and keep records without cluttering your inbox with paper statements.

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $997,597, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $2,969,461 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 295 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $21,428 in total auto loans reflects our commitment to helping you achieve your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust from Our Members

Total Share Accounts: 179,567, showing a strong and growing member base that trusts us with their finances. This trust is vital to our mission of serving the community while maintaining robust operations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 500 Cedar Bluff Rd Centre Al 35960 or call 205-759-1595 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you get the financing that fits your budget.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $184,073,098 offer the capital needed to expand operations or invest in new ventures. We aim to support local businesses and help them thrive in today's competitive market. At Alabama One, we also have options for refinancing existing loans. If you're interested in exploring eligibility options or want to learn more about our loan products, feel free to reach out at 205-759-1595 or visit us at 500 Cedar Bluff Rd Centre Al 35960. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let's make it a successful one together!

Credit Lines and Unsecured Loans

For those who need extra flexibility, we offer a variety of credit lines totaling $161,847,581. Additionally, our unsecured credit card loans amounting to $13,860,922 provide members with an easy way to manage their finances effectively without requiring collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672, make buying or refinancing simple. We are here to guide you through the process every step of the way.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Alabama One