Alabama One Credit Union Carrollton AL | Affordable Auto Loans & ATM Services

Introduction

Welcome to Alabama One, your trusted financial partner in Carrollton, Alabama! Since our establishment in 1951, we have been dedicated to providing exceptional banking services tailored to meet the unique needs of our community. Located at 194 Reform St, Carrollton, AL 35447, our branch serves over 93,800 members who rely on us for their personal and business banking needs. At Alabama One, we understand that every member's financial journey is important. With total assets exceeding $1.27 billion, our strong financial foundation allows us to offer a wide array of services, including auto loans, mortgage financing, and credit cards with rewards. Whether you're looking to open a checking account or secure a loan for your dream car, we're here to support you every step of the way. Our commitment extends beyond just numbers; we take pride in fostering meaningful relationships within the community. Under the leadership of our CEO, William Oswalt, and Board President, Loo Whitfield, we strive to create a welcoming environment where members feel valued and empowered. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 194 Reform St, Carrollton, AL 35447-2372. With a solid net worth of $123,169,315 and total deposits amounting to $46,315,624, you can trust that your finances are safe with us. Our team of 307 employees is always ready to assist you in making informed financial decisions. Feel free to reach out by calling us at 205-759-1595 or visiting our website at alabamaone.org. We invite you to experience the difference with Alabama One where member satisfaction is our top priority!

Branch History & Mission

At Alabama One, we take great pride in our rich history and unwavering commitment to our community. Established in 1951, our Carrollton Branch has been a cornerstone of financial support for residents in Carrollton, AL, and the surrounding areas. Located at 194 Reform St, Carrollton, AL 35447, we stand ready to serve you with personalized banking solutions that fit your lifestyle. Over the years, Alabama One has grown significantly, now boasting a total membership of over 93,000 and total assets exceeding $1.27 billion. This growth reflects not just our dedication to financial excellence but also our deep-rooted connection with the people we serve. We believe that banking is more than just transactions; it's about building relationships and fostering community well-being. Our mission is clear: we aim to empower individuals and families through accessible financial services while actively supporting community initiatives. At Alabama One, we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking options. We are here to provide assistance whether you need help managing your finances or looking to invest in your future. While members can visit us at 194 Reform St for all their banking needs, official correspondence should be sent to our mailing address: 194 Reform St, Carrollton, AL 35447-2372. Our branch operates on Mondays and Tuesdays from 7:30 AM to 4:00 PM and is closed on Wednesdays through Fridays. Additionally, our drive-thru service allows for quick transactions without leaving your vehicle. As technology advances, so do we. Our digital banking options include online banking and mobile payments to ensure that you can manage your finances anytime and anywhere. We also have an ATM available for convenient cash withdrawals and balance checks. Alabama One is committed to making a positive impact within the Carrollton community. We partner with local organizations for outreach programs that support education, health care access, and economic development. Together with our members, we work towards creating opportunities for everyone. Join us at Alabama One today! Experience the difference of a credit union that truly cares about its members and community. Visit us at our Carrollton Branch or explore more about our offerings at alabamaone.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Contact Us Today!

If you have questions or need assistance, feel free to give us a call at 205-759-1595. Our dedicated team is ready to help you with any inquiries. We invite you to visit the Alabama One Carrollton Branch today and experience how we can support your financial journey! While members can visit us at 194 Reform St, official correspondence should be sent to our mailing address: 194 Reform St, Carrollton, AL 35447-2372. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it easy to find while you're out and about. With ample parking available, you can park with ease and come inside without any hassle. We take pride in ensuring that our facilities are ADA compliant, so everyone can access our services comfortably.

Operating Hours and Services

We understand that your time is valuable. That's why we offer convenient lobby hours on Mondays and Tuesdays from 7:30 AM to 4:00 PM, although we're closed on Wednesdays through Fridays. If you're looking for quick banking options outside of these hours, don't forget that we also provide ATM services and drive-thru banking for simple transactions like deposits and withdrawals. In addition to everyday banking services like checking and savings accounts, we offer a range of loans including auto financing and mortgages. Our friendly staff is here to help you navigate through personal loans or business banking solutions tailored to your needs.

Member Eligibility

Becoming a member of Alabama One feels like stepping into a warm, welcoming community where your financial goals are supported every step of the way. To join us at our Carrollton location on 194 Reform St Carrollton Al 35447, you'll want to check out our eligibility requirements. Generally, we invite individuals who live, work, worship, or attend school in certain areas or have family connections to existing members to become part of our family. This means that if you're looking for a friendly place to manage your finances while enjoying great benefits like competitive loan rates and personalized service, you might just be a perfect fit! For more detailed information about eligibility criteria. Opening an account is simple and quick. You can start the process by visiting our website through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_ebfwzqmvyszlylt62ut9n8jwtvluadf-kyl0ppqgivgh5jcbsbtcs8jmbuzpitgi5mmhlje0wthnlyms1y68uailazkekie_gxyrmzighnn1di4_horgj8qiwg8acwvnfghrymsnqzwrjkvhrhxjptee6sw-z8y4jw4l6tufucd_vg9g4vu5mytjwuk_la3p-rxb1oa82iic2k25-wxcepgrc9lz9khjnj4mtzysudx-li5eihwtopzq_6a5yurrluypq-vsb6th_auypnhv40kcujxlxp9pzrvhi92mxthvckmyp6fvgrikrppv6fbiamfejjxaxcrhttvsn8zx9flqbve-g-p2mtfinncoj-fx2fcc8lufsj68mqaok6rwxmoobsdhccvklt0ftgxxqndnyo_eu8-zng-rxrifa9xuwqusdb39qnvag_ur59wucltv7ofbuack3mnsdop-ywxs6tbpvigaadgp_2rf3uehh6q6icuwf1w1x_64o440fvr1xuflsgdwkrffqpu0sqfromaoowjojc2mtpjje5v1its61eos-vbegtodvkwy5ifzf_-x4f6ucecsrykbjpx0ekbwygcb5fcmitmm6_l71lgilxf9rpippddnwicnt2jjsxbjdnnzh8jalugax3rdaxonniljfpiclpnizjbccucldbvbsazntlfemsgqgq-gcfnbcsln1duaf0-jp5ztgttaf9xslrslnmgfqcapiz1jkfeg8y-be0fcoyap_efsbehohtizgnssgeiyfcuk6mqcwnl3cdrudene_osjfzx2cud9o7ygfqvl2ugx78yvushnn8qujlj35fj8ow3e5_c1ffli-aatro5v7-dtopj7z-gvcvxucvh211qozqo8surw72u47ykmcyoakiiqu-ohwrzulvtdda_-9yip-qav5hmk2bwiw249sha77-rd_luyb6ezqiqa061nqjb_af--9872eo0gzmbgdou7f-ueaio-sygr8kbqbsxgfzs1vomr64vp_-uab5lvhq4g89n5ohnte0xpdi5vu1rqms1uxhwcjlhbxjyqmbxcsddgpkp6d8vm8wwmqpdpfpntmx4cgup1qhvxajf7vmsp6ssvkgxzcq7cg4uncar7vgifwovu7gm-sn0cslrwtgjtbhhxbovks90_mjhw4cyi-vg3hcg8u6ketqfwe3axzika2j2ubcp-6f4scrvjyc8kxenm4exdmdvi_jyf0tsiz2pvs-rzluidzgbdgo7_vt7eh_djjbornd3jcbpbpmdencbpjgwensatdwdsvrwxpayf51q6cpdyh8bpxwm2bkzejnfurjissewzo00z79iupkshteavftrlpn_w85bixrd054vhhpavpvjqzifuewih-hjjlmksg94lskkgi-hkgzvdnvqrfoll9aoxmvjgta1iyubxq1juq_diphv2b5y5c85ygb9d0hejjkamfhb8ih1deeh2p5ddz7g1soyhtjlc4q0ci6igvcrslvfvl5xoir0vzw3ebet2kgt1hq2bjlchmgo2jb9xikafnnjuyyifnehanm4vdehh4wmmamtqthin85fyuco8hxpr_ae5gr58afoyblpvlc3uuksh_gw9btatucrolnjce-tkad3_nkgtn1qphubkblgsphu0gev63thz24gicmadm_c3ydlret4cw7haucsjb65tdp8dnlojbrhyocajhbyor5be1rpzzftbbhvrrriwkl. If you have any questions or need assistance along the way, don't hesitate to give us a call at (205) 759-1595. We're here to help you get started on your journey with us!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your shop and having a reliable partner for payment processing. Our merchant services make it easy for you to accept payments seamlessly, whether in-person or online. By streamlining transactions, you can focus on what you do best serving your customers and growing your business. Located at 194 Reform St, Carrollton, AL 35447, our branch is ready to assist you with personalized support tailored to your business goals. Contact us at 205-759-1595 or visit us online at Alabama One to learn more about how we can help take your business to the next level!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $103 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $184,073,098, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for deposits and withdrawals along with ATM access for balance checks and cash withdrawals. This means that even if you're short on time, banking with us remains hassle-free. Whether you're visiting us in person or managing your finances online, we're committed to making your experience smooth and enjoyable. For any inquiries or assistance, feel free to reach out at (205) 759-1595. Ready to get started? Visit us today at Carrollton Branch or explore our services further through our website at www.alabamaone.org. Your financial journey begins here!

Business Banking

For our business members, we provide comprehensive Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tailored financial products to support your growth.

Credit Options

At Alabama One, we believe in rewarding our members. That's why we offer Credit Cards with Rewards that allow you to earn points on everyday purchases. Enjoy travel benefits, cashback rewards, and more while building your credit.

Digital Banking Convenience

Understanding the need for convenience in today's busy world, we prioritize digital banking features that make managing your finances easier than ever. With our Online & Mobile Banking, you can access your accounts anytime, anywhere whether it's transferring funds or checking balances. Plus, our ATM and cash withdrawal services ensure that accessing your money is quick and straightforward.

Personal Banking

For individuals seeking reliable banking solutions, we offer Personal Banking options that include both checking and savings accounts. Our accounts are designed with your lifestyle in mind, providing easy access to your funds and competitive interest rates to help you grow your savings. Need a little extra cash? Our Auto Loans & Vehicle Financing can get you on the road quickly with affordable rates and flexible terms. If homeownership is on your radar, look no further than our Mortgage Loans & Refinancing services. We understand that buying a home is one of the biggest decisions you'll make, so we provide expert guidance throughout the process. Additionally, our Personal Loans & Debt Consolidation options are ideal for those wanting to simplify their finances or cover unexpected expenses.

Digital & Online Banking

Key Services

Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, view transactions, and transfer funds from anywhere. Whether you're at home or on the go, our user-friendly interface ensures that your banking experience is smooth and efficient. If you're looking for quick and easy transactions, our person-to-person transfers feature lets you send money to friends or family without any hassle. Plus, with mobile payments, you can make secure purchases directly from your smartphone no cash or cards needed!

Security & Accessibility

We take your security seriously. With electronic signature authorization, signing documents online is not only safe but also straightforward. You can also opt for e-statements, which provide a secure way to receive your account statements digitally helping you reduce paper clutter while keeping your information private. To enhance your banking experience even further, our dedicated mobile application allows you to manage your accounts right from your device. It's perfect for checking balances or making payments while you're on the move. In today's fast-paced world, having reliable digital banking options is essential. At Alabama One, we're proud to offer these services so that you can manage your money whenever and wherever you need it. Join us in embracing the convenience of modern banking!

Financial Strength

Commitment to Growth

With $84,497,171 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors; we currently have $9,171,121,97 in total loans and leases and $10,714 in used auto loans available.

Growing Membership Base

We have cultivated a strong community of trust with 179,567 total share accounts. This number shows a growing member base that believes in our commitment to their financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama One is your trusted partner. Visit us at 194 Reform St Carrollton AL 35447 or call 205-759-1595 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Your savings are secure with us. Members' funds are protected through $379,957,087 in share certificates and $113,676,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $997,597, we ensure our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our net income of $2,969,461 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 295 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Solid Financial Health

With a net worth of $123,169,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're considering refinancing or exploring eligibility options for any of our products, our dedicated team is ready to assist you every step of the way. We strive to make the borrowing experience as straightforward as possible. To learn more about our loan offerings or to apply today, please call us at 205-759-1595 or visit us online at Alabama One. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're here to help you secure your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $159,238,205 in used vehicle loans and $45,551,802 in new vehicle loans. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms and competitive rates to make it happen.

Business Financing

For business owners looking for capital to grow and expand, our outstanding commercial loans total $184,073,098. We provide tailored solutions to meet the specific needs of your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $57,223,672. We simplify the process of buying or refinancing your home so that you can focus on what really matters making it yours.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $13,860,922 in these loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to credit when you need it most.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the rates displayed are current and reflect genuine lending opportunities.

ALABAMA ONE CREDIT UNION - Carrollton, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

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Loan rates in Carrollton, AL (35447)

Introduction

Branch History & Mission

Branch Location & Accessibility

Contact Us Today!

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options for Growth

Comprehensive List Of Services

Additional Services

Business Banking

Credit Options

Digital Banking Convenience

Personal Banking

Digital & Online Banking

Key Services

Security & Accessibility

Financial Strength

Commitment to Growth

Growing Membership Base

Member-Focused Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Additional Services

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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