Alabama Law Enforcement Credit Union Birmingham AL

Introduction

Welcome to Alabama Law Enforcement Credit Union, your trusted financial partner since 1939! Located at 3712 4th Ave S, Birmingham, AL 35222, we are committed to providing our members with exceptional service and a wide range of financial products tailored to meet their needs. With a strong membership base of 1,758 and total assets reaching an impressive $10,816,267, we pride ourselves on being a cornerstone of financial stability in our community. At Alabama Law Enforcement Credit Union, we understand the importance of personalized service. Our dedicated team of 6 employees, led by CEO Kayla Southerland and Board President Kenneth Prevo, is here to help you navigate your financial journey with ease. We offer a variety of loans, including auto loans with a total count of 916, ensuring that you have access to the resources needed for your goals. While members can visit us at our branch address, official correspondence should be sent to 3712 4th Ave S, Birmingham, AL 35222-2420. Whether you're looking to open a new account or seeking advice on loans and savings options, we're just a phone call away at 205-583-4632. Join us as we continue to support our members and the community with integrity and dedication. Explore our services online at allecu.org today! Your financial future starts here!

Branch History & Mission

At Alabama Law Enforcement Credit Union, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1939, our branch has grown from humble beginnings into a trusted financial institution in Birmingham, AL. Located at 3712 4th Ave S, we have become a cornerstone for local law enforcement officers and their families, offering them not just financial services but also a sense of belonging and support. Over the decades, we have witnessed significant milestones that reflect our dedication to excellence. Today, with a membership of 1,758 and total assets amounting to $10,816,267, we continue to provide personalized services that cater specifically to the needs of our members. Our mission is simple yet profound: to empower our members through reliable financial products while supporting the communities we serve. While members can visit us at 3712 4th Ave S, official correspondence should be sent to 3712 4th Ave S, Birmingham, AL 35222-2420. We are dedicated to ensuring accessibility and convenience for everyone. Although our branch does not currently offer ATM or drive-thru services, we embrace modern technology by providing online banking options, mobile payments, and electronic statements to enhance your banking experience. Our commitment extends beyond financial services; we actively engage in community outreach initiatives designed to make a real impact. By partnering with local organizations and participating in events aimed at improving the quality of life in Birmingham, we strive to give back to those who support us. In summary, Alabama Law Enforcement Credit Union is more than just a place to bank; it's a community hub where members can thrive together. We invite you to join us on this journey. Experience the difference of being part of an organization that truly cares about you and your financial well-being. For more information or to become a member today, please call us at 205-583-4632 or visit our website at allecu.org.

Branch Location & Accessibility

Welcome to the Alabama Law Enforcement Credit Union, your friendly neighborhood financial partner located at 3712 4th Ave S in Birmingham, AL. Situated in the heart of Jefferson County, our branch is easily accessible and close to local landmarks, making it a convenient stop for all your banking needs. Whether you're just around the corner or coming from a nearby area, you'll find us ready to assist you with open arms. At this location, we understand the importance of accessibility. Our branch is designed with everyone in mind, featuring ADA-compliant ramps and spacious parking options to ensure that every member can visit us comfortably. Although we currently do not offer ATM services or drive-thru banking, our dedicated team is always available inside to help you with a wide range of financial services tailored just for you. Our operating hours are flexible, designed to fit into your busy schedule. While specific hours may vary, we invite you to reach out to us at 205-583-4632 for the latest information on when you can visit. We're here to serve you! For official correspondence, please note that while members can visit us at our branch address, any mail should be sent to our mailing address: 3712 4th Ave S, Birmingham, AL 35222-2420. We encourage you to come by and experience our welcoming environment firsthand! Whether you're looking to open an account or simply have questions about our services, we're excited to meet you and help you achieve your financial goals. Come see us soon!

Member Eligibility

Becoming a member of Alabama Law Enforcement Credit Unio is like joining a close-knit family dedicated to supporting one another. If you're part of the law enforcement community or have a family member who is, you can easily step into this welcoming environment. At Alabama Law Enforcement Credit Unio, we believe in making banking accessible and beneficial for everyone involved in serving our communities. To learn more about specific eligibility requirements, feel free to visit our detailed page at https://allecu.org/membership/. Joining us is simple! Once you confirm your eligibility, opening an account is just a few steps away, and you can find all the necessary information on how to get started at https://allecu.org/membership/. If you have any questions or need assistance, don't hesitate to reach out by calling us at (205) 583-4632. We're excited to welcome you into the Alabama Law Enforcement Credit Unio community!

Business Banking & Commercial Services

Loan Options to Fuel Your Success

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer essential merchant services that simplify transactions for your business. Imagine having the tools to easily process payments from customers, manage cash flow effectively, and provide a seamless shopping experience. Our services empower you to focus on what matters most growing your business. Located at 3712 4Th Ave S Birmingham Al 35222 in Birmingham, AL, we're here to partner with you on your journey toward success. Visit us today or call us at (205) 583-4632 to learn more about how our services can benefit your business!

Comprehensive List Of Services

Connect With Us

If you're interested in learning more about how we can serve your financial needs or if you have any questions about our ATM services, please reach out! Give us a call at 205-583-4632 or visit our website at allecu.org. We look forward to assisting you! At Alabama Law Enforcement Credit Union, we're not just about transactions; we're about building lasting relationships with our members and supporting their financial goals.

Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why we emphasize digital banking features that allow you to manage your finances from anywhere. Our online banking platform lets you check balances, transfer funds, and pay bills without stepping into a branch. Plus, with mobile payments and an easy-to-use mobile application, accessing your accounts has never been simpler.

Personalized Banking Solutions

Our primary service at Alabama Law Enforcement Credit Union revolves around our ATM services. While we currently offer ATM services only, we understand that having access to your funds easily is crucial. You can rely on our ATMs to manage your cash flow efficiently, whether you're withdrawing cash for daily expenses or checking your account balance on the go.

Supporting Your Financial Journey

At Alabama Law Enforcement Credit Union, we strive to support our members through every stage of their financial journey. Whether you need assistance budgeting for a major purchase or require guidance on utilizing our ATM services effectively, our friendly team is here to help. We understand the importance of personalized service and are committed to ensuring you feel confident in managing your finances.

Digital & Online Banking

Accessibility Anytime

Our 24/7 online banking services mean that whether it's early morning or late at night, you can manage your finances when it suits you best. No more rushing to the bank during business hours; everything you need is right at your fingertips. Join us at Alabama Law Enforcement Credit Unio and experience how digital banking makes managing your money simpler and more efficient than ever before!

Key Features

Our members benefit from a range of essential features. For those who prefer paperless options, we offer e-statements, making it easy to stay organized while reducing clutter. Need to sign documents quickly? Our electronic signature authorization feature allows you to handle important paperwork without the hassle of printing and scanning. If you're always on the move, you'll appreciate our mobile application. It gives you access to all the same great features as online banking right from your smartphone. With mobile payments, paying for goods and services has never been easier just tap and go! Additionally, if you want to send money to friends or family, our person-to-person transfer service is quick and convenient. You can send funds directly from your account without needing cash or checks.

Financial Strength

At Alabama Law Enforcement Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial performance insights with you, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,115,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,917,121 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $986,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,253,033 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $818,0019 in total loans and leases and $247 in used auto loans. Our operational efficiency is reflected in our net income of -$137,126, which shows that while we face challenges, we are committed to improving our services continually. We also take pride in having 6 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 3,573, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $219,817. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama Law Enforcement Credit Union is your trusted partner. Visit us at 3712 4Th Ave S Birmingham Al 35222 or call 205-583-4632 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,163,538 in used vehicle loans and $1,697,356 in new vehicle loans already helping members get on the road. Whether you're purchasing your first car or upgrading to something new, our flexible terms and competitive rates make it easier than ever.

Credit Lines

Our total credit lines amount to $349,500, providing additional flexibility for those who may need access to funds on short notice. Whether it's for an emergency expense or just extra cash flow management, our credit lines are here to support you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We provide tailored solutions to fit your budget and financial situation, ensuring that you have the support needed every step of the way.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. Our team can help assess your current situation and explore eligibility options that may save you money or improve your loan terms. At Alabama Law Enforcement Credit Unio, we're dedicated to making financing accessible and straightforward. If you have questions about our loan products or want to explore how they can work for you, don't hesitate to call us at (205) 583-4632 or visit us at our branch located at 3712 4Th Ave S Birmingham Al 35222 in Birmingham, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $134,392 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can help you build your credit history while enjoying the convenience of cashless transactions.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers displayed are fair and transparent. Users can trust that the information they receive reflects current market conditions and is not influenced by outside factors.