Air Academy Credit Union Steamboat Springs CO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Air Academy in beautiful Steamboat Springs, CO! Located at 440 S Lincoln Ave Ste B3, we are not just a credit union; we are a community partner dedicated to empowering our members and enhancing their financial well-being. Established in 1955, we've proudly served over 45,000 members with a commitment to providing personalized banking solutions that meet your unique needs. At Air Academy, we understand the importance of trust and reliability in your financial journey. With total assets amounting to an impressive $850,521,054, we ensure that your deposits totaling $24,570,059 are safeguarded while also offering competitive loans and services. Our total loans and leases stand at 24,892, reflecting our dedication to helping you achieve your dreams, whether it's buying a new car or financing your home. Our leadership team is here for you. Under the guidance of CEO Glenn Strebe and Board President Donald Bird, we strive to create a welcoming environment where you can feel secure and valued. With a strong net worth of $69,823,167 and cash in hand totaling $5,569,825, you can be confident that your financial institution is solidly positioned for the future. While you can visit us at our branch in Steamboat Springs, any official correspondence should be sent to our mailing address: 9810 N Union Blvd, Colorado Springs, CO 80924-5002. Join us today! Whether you're looking for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, we have something for everyone. Call us at 719-593-8600 or visit our website at aafcu.com to learn more about how Air Academy can support your financial goals. Your journey towards financial success starts here!

Branch History & Mission

Welcome to the vibrant community of Air Academy, where our branch has proudly served Steamboat Springs, Colorado, since 1955. From humble beginnings, we have grown into a trusted financial partner for over 45,000 members. Our journey began with a mission to provide accessible and affordable financial services tailored to the needs of our local community. Today, we continue that legacy with an unwavering commitment to our members. Located at 440 S Lincoln Ave Ste B3, Steamboat Springs, CO 80487, our branch is nestled in a picturesque area surrounded by the stunning Rocky Mountains. This prime location allows us to engage directly with our members and foster strong relationships within the community. While members can visit us at this address, official correspondence should be sent to 9810 N Union Blvd, Colorado Springs, CO 80924-5002. At Air Academy, our mission is clear: we aim to empower individuals and families by providing comprehensive financial solutions that promote growth and stability. We offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each product is designed with the member's best interests in mind. Over the years, we've made significant strides in enhancing our offerings through digital advancements. We provide online and mobile banking options for ease of access and flexibility. Our commitment to inclusivity is reflected in our ADA-compliant facilities and services. We believe everyone deserves equal access to financial resources. Community outreach remains at the heart of what we do. Our partnerships with local organizations allow us to support various initiatives that strengthen the fabric of Steamboat Springs. Whether it's sponsoring local events or supporting educational programs, we take pride in giving back to the community that has supported us throughout our history. As we look toward the future, we invite you to join us at Air Academy. Experience firsthand how we're dedicated to your financial well-being while actively contributing to the growth and prosperity of Steamboat Springs. Together, let's build a brighter future for our community. If you're ready to become a part of something special or if you have any questions about our services, don't hesitate to reach out! Call us at 719-593-8600 during our operating hours from 9 AM - 4 PM, Monday through Friday. Join Air Academy today and discover the difference that a member-focused credit union can make in your life!

Branch Location & Accessibility

Welcome to Air Academy's branch in beautiful Steamboat Springs! Located at 440 S Lincoln Ave Ste B3, our friendly team is here to serve you with a range of banking solutions. This convenient spot is easily accessible and situated near local favorites, making it a perfect stop for your banking needs while enjoying everything our vibrant community has to offer. While members can visit us at our branch address, official correspondence should be sent to 9810 N Union Blvd, Colorado Springs, CO 80924-5002. Our branch is nestled in Routt County and offers ample parking for your convenience. We take pride in ensuring accessibility for all our members, featuring ADA-compliant entrances and ramps that make visiting us a breeze. Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9 AM to 4 PM, ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Plus, if you're a member of one of our partner credit unions, you can enjoy basic shared branch transactions right here! Although we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is just a phone call away at 719-593-8600 if you have any questions or need assistance. We invite you to come by and experience the difference at Air Academy! Whether you're looking to open an account or need help with existing services, we're excited to welcome you into our community. Your financial journey starts here!

Member Eligibility

Becoming a member of Air Academy means joining a welcoming community that prioritizes your financial well-being. If you're wondering how to get started, it's simple! You can become a member if you live, work, worship, or attend school in the area around 440 S Lincoln Ave Ste B3 Steamboat Springs Co 80487. This inclusive approach ensures that our services are available to those who need them most. Membership comes with numerous benefits, including access to competitive rates on loans and savings accounts, personalized financial advice, and community-focused programs designed to help you thrive. Ready to join? The account opening process is straightforward and can be completed online at this link. If you have any questions or need assistance, don't hesitate to reach out at (719) 593-8600. For more detailed eligibility information, feel free to check out our resources here. We look forward to welcoming you into the Air Academy family!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $65,268,784, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business with hassle-free payment solutions. Our merchant services allow you to accept payments seamlessly, whether it's in-store or online. This means more convenience for your customers and quicker transactions for you. When you partner with us, you're not just getting a service; you're gaining a team dedicated to your success. Located at 440 S Lincoln Ave Ste B3 Steamboat Springs Co 80487 in Steamboat Springs, CO, we're here to help you thrive in today's competitive landscape. Give us a call at (719) 593-8600 to learn how we can support your business goals!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive banking solutions including merchant services and business loans. Whether you're just starting out or looking to grow your existing business, we have the tools necessary for success.

Call to Action

Ready to take the next step? Contact us at (719) 593-8600 or visit our website at Steamboat Springs for more information on how we can support your financial journey. Join us at Air Academy today where your financial future is our priority!

Convenient Access

Our branch at 440 S Lincoln Ave Ste B3 Steamboat Springs Co 80487 in Steamboat Springs, CO is open Monday through Friday from 9 AM to 4 PM. While we don't have ATMs or drive-thru services available, we're part of a shared service center network that allows you basic transactions like deposits and withdrawals through partner credit unions. With the ability to manage your account anytime via mobile payments and person-to-person transfers, convenience is always at your fingertips.

Credit Cards and Rewards

Don't forget about our credit card offerings! With rewards programs that allow you to earn points on everyday purchases, using your credit card can be both rewarding and practical.

Mortgage Solutions

For those dreaming of homeownership or looking to refinance their current mortgage, we offer competitive mortgage loans tailored to your needs. Our team will work closely with you to find the right solution that fits your budget and lifestyle.

Personal Banking

When it comes to personal banking, we offer a variety of checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances with our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and pay bills from anywhere at any time, all while enjoying peace of mind with secure electronic signature authentication. If you're considering a new vehicle or need financing for an existing one, our auto loans and vehicle financing options are here to help you hit the road in style. We understand that life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are designed to assist you in managing those costs effectively.

Digital & Online Banking

Enhanced Features

Need to send money to a friend? With our person-to-person transfer feature, you can do just that in seconds! It's a fast and straightforward way to share expenses or pay someone back without needing cash or checks. And remember, our online banking services are available 24/7. This means you can access your accounts day or night with peace of mind knowing that your information is protected by top-notch security measures. At Air Academy, we strive to make banking convenient and accessible for all our members. Join us today and experience how our digital banking services can simplify your life!

Key Services

With our online banking platform available at https://www.aacu.com , you can check balances, transfer funds, and pay bills anytime, anywhere. Enjoy the convenience of real-time account management that keeps you in control of your finances. Our electronic signature authorization makes signing documents a breeze, so you can complete transactions without any hassle. For those who prefer going paperless, we offer e-statements. This service not only helps reduce clutter but also provides a secure way to view your account statements online whenever you need them. Plus, if you're always on the move, you'll love our mobile application. It allows you to manage your accounts easily and access features like mobile payments, which let you make quick purchases directly from your smartphone.

Financial Strength

Commitment to Growth

With $71,166,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,604 in used auto loans and $663,483,081 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 82,123, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $23,538,882, emphasizing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Air Academy is your trusted partner. Visit us at 440 S Lincoln Ave Ste B3 Steamboat Springs Co 80487 or call (719) 593-8600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $-2,347,921, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 143 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $148,848,107 in share certificates and $144,088,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $69,823,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $820 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Are you thinking about buying a new car? Our auto loans provide some of the lowest rates in the industry, with over $177,332,164 in used vehicle loans and $27,401,887 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our financing options make it easy to drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $65,268,784 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support your entrepreneurial journey. At Air Academy, we also have refinancing options available for most loan products, ensuring that you can find the best fit for your financial situation. If you're interested in learning more about eligibility or want to start your application process, please don't hesitate to reach out to us at (719) 593-8600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $46,784,448, make buying or refinancing simple. We guide you through the process so that your dream of owning a home can become a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $306,438 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust the information presented, helping you make informed choices. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This unique approach allows users to compare loans without worrying about hidden agendas or inflated recommendations. Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you are looking for a mortgage, auto loan, or personal loan, LendMesh keeps its database current so you can access the latest offers. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AIR ACADEMY FEDERAL CREDIT UNION - Steamboat Springs, CO