Aim Credit Union Keokuk IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Aim Credit Union in Keokuk, where we believe that your financial journey deserves personal attention and care. Established in 1933, our credit union has proudly served the community for over 90 years, building a trusted relationship with our 14,225 members. Located conveniently at 310 Bank St, Keokuk, IA 52632, we are here to provide you with a range of financial services tailored to meet your needs. At Aim Credit Union, our commitment goes beyond mere numbers. With total assets of $185,982,998 and total deposits reaching $8,964,780, we ensure that your money is not just safe but also working hard for you. Our dedicated team of 26 employees, led by CEO Michael Moroney and Board President John Schumacher, strives to create a welcoming environment where members can access personalized solutions from checking accounts and auto loans to mortgage financing and business services. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1200 Associates Dr Ste 102, Dubuque, IA 52002-2283. We understand that every member's financial situation is unique; that's why we're ready to assist you with over 7,683 loans and leases available. As a community-focused institution, we take pride in fostering local growth and supporting your dreams whether it's purchasing your first home or managing day-to-day expenses efficiently. Our robust services include online banking options so you can manage your accounts anytime from anywhere. Curious about how we can help you achieve your financial goals? Call us at (319) 524-8133 or visit our website at aimcreditunion.com today! Let's make your financial aspirations a reality together!

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to become part of the Aim family. Experience firsthand the benefits of membership personalized service, a range of financial products designed with your needs in mind, and a community-focused approach that sets us apart from traditional banks. Reach out today at (319) 524-8133 or visit our website at aimcreditunion.com to learn more about how we can assist you in achieving your financial dreams!

Our Evolution

Over the years, Aim has grown significantly, now serving over 14,225 members with total assets reaching an impressive $185,982,998. Our branch at 310 Bank St is easily accessible for all residents, situated near local landmarks that make it a familiar destination for banking needs. We aim to create a welcoming environment where members can feel valued and supported in their financial journeys. Our commitment to innovation is evident in our adoption of digital advancements that enhance member experiences. From mobile banking options to online account management, we strive to meet the evolving needs of our members while ensuring accessibility for everyone. In addition to our convenient drive-thru service, we are proud to maintain ADA compliance, making banking easier for all.

Our Mission

At Aim Credit Union, our mission goes beyond providing financial services; it encompasses a deep-rooted dedication to supporting our community. We believe that when our members succeed financially, our entire community thrives. This belief drives us to engage actively in local outreach efforts and partnerships that uplift those around us. While you can visit us at 310 Bank St Keokuk IA 52632 for your banking needs, official correspondence should be sent to 1200 Associates Dr Ste 102, Dubuque IA 52002-2283. Whether you're looking for personal banking options like checking accounts or loans or seeking business banking solutions, we are here for you every step of the way.

Branch Location & Accessibility

Accessibility Features

At Aim Credit Union, we believe in providing accessible banking for everyone. Our branch features ADA-compliant entrances and parking spaces, ensuring that all members can easily visit us. For your convenience, we also offer drive-thru banking services for quick transactions without leaving your vehicle.

Operating Hours

Our doors are open to serve you during convenient hours: Monday, Tuesday, Thursday, and Friday from 8 AM to 5:30 PM; Wednesday from 8:30 AM to 5:30 PM; and Saturday from 9 AM to 11:30 AM. Whether you're looking to open an account or need assistance with loans, our friendly staff is ready to help during these hours.

Services Offered

Aim Credit Union offers a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing options, we have solutions designed for both personal and business banking. Although we currently do not have ATM availability on-site, our drive-thru service allows for deposits, withdrawals, and simple transactions right from your car. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at (319) 524-8133. We invite you to visit us soon let Aim Credit Union be your trusted partner in achieving your financial goals!

Member Eligibility

Joining Aim is like stepping into a welcoming community where your financial needs are prioritized. If you live, work, worship, or attend school in Lee County, Iowa, you're likely eligible to become a member! At Aim, we believe everyone deserves access to quality banking services and support. Membership opens the door to a range of benefits such as competitive loan rates, personalized service, and community-focused initiatives that truly make a difference. To learn more about the specific eligibility criteria, feel free to visit us at . Getting started is easy! You can open your account conveniently online by visiting https://bsdc.onlinecu.com/alliantcu/#/sign-up or reach out to us directly at (319) 524-8133 if you have any questions. We're here to help you every step of the way as you embark on this rewarding journey with us at Aim, located at 310 Bank St Keokuk Ia 52632.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services are designed to make daily operations smoother for business owners. Imagine being able to accept payments quickly and securely, whether it's in-person or online. Our solutions help simplify transactions so you can focus on what truly matters growing your business. Visit us at 310 Bank St Keokuk Ia 52632 in Keokuk, IA, or call us at (319) 524-8133 to learn how we can assist you on your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing can help turn your dream vehicle into reality. We provide competitive rates and flexible terms to ensure that you can drive away in the car you love without breaking the bank.

Business Banking

For entrepreneurs and business owners, our Business Banking services provide essential tools to help your business thrive. From merchant services to business loans, we understand the unique challenges businesses face and strive to offer solutions that foster growth.

Credit Cards with Rewards

Looking for a credit card that rewards you? Check out our Credit Cards with Rewards program. Enjoy benefits like cash back and travel perks while managing your spending effectively.

Drive-Thru Services

Need quick service? Take advantage of our Drive-Thru Banking for simple transactions like deposits and withdrawals without having to leave your vehicle. At Aim, we believe banking should be simple and accessible for everyone. If you have questions about any of our services or want more information, please call us at (319) 524-8133 or visit us today! We look forward to helping you achieve your financial dreams right here at Keokuk!

Mortgage Solutions

When it comes to home ownership, our Mortgage Loans & Refinancing services are here for you. Whether you're buying your first home or looking to refinance an existing mortgage, we offer solutions that fit various budgets and lifestyles. Our experienced team will guide you through every step of the process.

Online & Mobile Banking

To make banking as convenient as possible, we offer robust Online & Mobile Banking options. You can access your accounts anytime, anywhere, whether you're making transfers or checking balances from the comfort of your home or on the go.

Personal Banking

For those looking to manage their day-to-day finances, we offer Personal Banking options that include checking and savings accounts. These accounts are designed with your convenience in mind, making it easy to save for future needs or manage daily expenses efficiently.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can tackle those challenges head-on. We understand that managing debt can be overwhelming, so we offer straightforward loan options to help simplify your financial situation.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, make transfers, and pay bills whenever it suits you. Plus, with the ability to sign documents electronically through our electronic signature authorization, managing your accounts has never been easier or more secure. You can also enjoy e-statements for quick and easy access to your account history without the clutter of paper. For those who are always on the go, our mobile application is here to help. It includes features like mobile payments, so you can pay for purchases directly from your phone. Additionally, sending money to friends or family is a breeze with our person-to-person transfer option.

Security and Accessibility

We prioritize your security with every transaction you make online. Our systems are designed to protect your personal information while making banking as user-friendly as possible. Whether you're using our website or mobile app, you'll find that accessing your account and handling transactions is straightforward. With these digital tools from Aim, you have complete control over your financial life. Say goodbye to long lines and limited hours banking on your terms is just a click away!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 27,268, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aim is your trusted partner. Visit us at 310 Bank St Keokuk Ia 52632 or call (319) 524-8133 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $42,367,184 in share certificates and $13,297,450 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $1,040,903, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Services

With $10,699,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals with $1,919 in used auto loans and $122,426,866 in total loans and leases.

Solid Financial Health

With a net worth of $23,804,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,278 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing your existing loans or want to explore eligibility options tailored to your needs, our team is here to assist you. We strive to make the lending process straightforward and beneficial for all our members. For more information or to discuss how we can help you achieve your financial goals through our various loan offerings, feel free to contact us at 319-524-8133 or visit us at 310 Bank St Keokuk IA 52632. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Aim Credit Union be your partner in reaching your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,329,006 in used vehicle loans and $7,478,385 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, ensuring you can find a loan that fits your budget.

Credit Lines

For those who prefer flexibility in their borrowing options, our total credit lines amount to $37,377,542. This allows you to access funds as needed without having to apply for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,804,347, make buying or refinancing simple. We help guide you through the process and offer competitive rates to make homeownership more accessible.

Unsecured Credit Card Loans

Managing finances can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,888,746 in loans helping members manage their finances effectively. These credit cards come with rewards and can be a great tool for budgeting and everyday purchases.

Loan Aggregator

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AIM CREDIT UNION - Keokuk, IA