Agriculture Credit Union DC: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Agriculture, your trusted financial partner located at 1400 Independence Ave SW, Washington, DC 20250. Established in 1934, we have been dedicated to serving our community with commitment and care for nearly nine decades. As a proud member of the Agriculture family, you join over 24,989 members who benefit from our range of services tailored to meet your personal and business banking needs. At Agriculture, we understand that every financial journey is unique. That's why we offer a variety of products designed to support you whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options. Our total assets amount to a robust $355,762,078, reflecting our stability and dedication to the financial well-being of our members. With $41,297,999 in total deposits and a net worth of $40,455,355, you can trust that your money is safe with us. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 2225, Merrifield, VA 22116. Our experienced team is here to assist you during lobby hours from 8:30 AM to 3:30 PM, Monday through Friday. Under the leadership of our CEO, Margie Click, and Board President Elard Phillips, we strive to create an inclusive environment where every member feels valued. Our commitment extends beyond just banking; we are actively involved in making a positive impact within our community. With a focus on member satisfaction and engagement, we continuously seek ways to enhance your experience. Ready to take the next step? Visit us online at Agriculture FCU or give us a call at 202-479-2270. Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we recognize the need for digital advancements that enhance convenience and accessibility. That's why we provide online banking and mobile payment options, allowing you to manage your finances anytime, anywhere. Our commitment extends further; we ensure ADA compliance so everyone can access our services comfortably.

Join Us

With operating hours from 8:30 AM to 3:30 PM, Monday through Friday, we're here for you when you need us most. Although we currently do not offer drive-thru services or a shared service center, our friendly staff is always ready to assist you inside our branch or over the phone at (202) 479-2270. We invite you to become part of the Agriculture family! Experience firsthand how we can help you achieve your financial goals while fostering a stronger community together. Visit us today or learn more about membership options here. Let's build a brighter financial future together!

Our Mission

At Agriculture, our mission goes beyond providing financial services. We aim to empower our members by offering accessible banking solutions tailored to their unique situations. Whether you're seeking personal banking options like checking and savings accounts, auto loans, or credit cards with rewards, we strive to make your experience both fulfilling and rewarding. We understand the importance of community support, which is why we actively engage in various outreach efforts. From local partnerships that promote financial literacy to initiatives that give back directly to our neighborhoods, we believe that supporting each other is key to thriving together.

Branch Location & Accessibility

Accessibility and Features

Accessibility is important to us. Our branch is equipped with features that comply with ADA standards, including ramps for easy entry and ample parking available nearby. Even if you're in a hurry, we offer ATM services right on-site to help you manage your cash withdrawals quickly.

Call-to-Action

So why wait? If you're in the area or planning a visit soon, stop by the Agriculture Credit Union branch today! If you have any questions or need further information before your visit, feel free to call us at 202-479-2270. We look forward to helping you achieve your financial goals!

Operating Hours

We know how busy life can get! That's why we're open Monday through Friday from 8:30 AM to 3:30 PM, giving you plenty of opportunities to visit us during your day. Whether you need assistance with checking accounts, auto loans, or credit cards with rewards, our friendly staff is ready to assist you during these hours.

Member Eligibility

Becoming a member of Agriculture is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the Washington D.C. area, you're already eligible to enjoy the many benefits we offer. Our community-oriented approach means that we are dedicated to serving our members with personalized services and support tailored to your unique needs. To learn more about the specific eligibility criteria, feel free to check out this resource: https://www.agfed.org/membership/join-now/. Opening an account with us is straightforward and welcoming. Just visit us at 1400 Independence Ave Sw Washington Dc 20250, or give us a call at (202) 479-2270 for any questions you might have. We are here to guide you through every step of the process, ensuring that becoming a member is as easy as possible. Join us at Agriculture, where your financial future is our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds you need to invest in new equipment or hire additional staff. With our competitive loan options, businesses can access the capital necessary for growth and innovation.

Merchant Services

In addition to loans, we offer tailored merchant services that make transactions smoother for your customers. From point-of-sale solutions to online payment processing, we help you manage your sales effectively, so you can focus on what really matters growing your business. With our services based at 1400 Independence Ave Sw Washington Dc 20250 in Washington, DC, we are here to partner with you every step of the way. Let's turn your business goals into reality together!

Comprehensive List Of Services

Accessibility

At Agriculture, we pride ourselves on making banking accessible. Whether you're visiting us in person or using our digital platforms, we strive to ensure that all members have easy access to the services they need. If you have any questions or would like more information about our offerings, feel free to reach out at (202) 479-2270. We invite you to explore how Agriculture can help you take control of your financial journey today! Visit us online at South Building or stop by our branch we're here for you!

Business Banking Support

For our members who own businesses, we offer comprehensive business banking services, including merchant services and business loans. This support is crucial for entrepreneurs looking to grow their enterprises or manage day-to-day operations efficiently.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With access to ATMs for cash withdrawals and balance checks, along with person-to-person payment options, managing your finances has never been simpler.

Personal Banking Solutions

We offer various personal banking services designed to fit your lifestyle. Our checking and savings accounts provide convenient access to your funds while helping you save for future goals. For those considering a new vehicle, our auto loans and vehicle financing options make purchasing a car easier than ever. We also provide mortgage loans and refinancing solutions that can help you secure the home of your dreams or lower your current mortgage payments. If you're managing debt, our personal loans and debt consolidation services can simplify your finances by combining multiple debts into one manageable payment. Plus, with our credit cards with rewards, you can earn points on everyday purchases making it even easier to save while spending!

Digital & Online Banking

Key Features

Our online platform makes it simple for you to view your account balances, make transfers, and pay bills all with just a few clicks. Plus, you'll enjoy the convenience of e-statements, which allow you to keep track of your financial activities without the clutter of paper statements. If you're on the go, our mobile application lets you manage your money right from your phone, giving you instant access to everything you need. We also offer mobile payments, allowing you to make purchases quickly and securely using your smartphone. Whether you're grabbing coffee or shopping for groceries, this feature ensures that your transactions are swift and hassle-free. And if you ever need to send money to friends or family, our person-to-person transfer service makes it easy just a few taps on your device and you're set.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all our digital banking features are designed with strong security measures in place to protect your personal information. With our user-friendly interface and real-time account management tools, accessing your finances has never been easier. Whether you're checking your balance during lunch or transferring funds while waiting in line, Agriculture keeps banking at your fingertips. Experience the freedom and convenience of digital banking today! Visit us at https://www.agfed.org/ to learn more about how we can help simplify your financial life.

Financial Strength

Commitment to Growth

With $39,705,387 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,283 in used auto loans and $230,447,015 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $76,469,375 in share certificates and $39,194,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $553,759 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $40,455,355, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $183,994. Total Share and Deposit Accounts: 42,556, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Agriculture is your trusted partner. Visit us at 1400 Independence Ave Sw Washington Dc 20250 or call (202) 479-2270 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Products

In addition to auto and mortgage loans, we provide various personal loan options for debt consolidation and other needs. Our total credit lines stand at $59,166,283, offering additional flexibility for those who qualify. If you're considering refinancing any existing loans, our team is here to assist you in exploring eligibility options that could save you money over time. For inquiries or to learn more about how our loan offerings can work for you, feel free to reach out at (202) 479-2270 or visit us at 1400 Independence Ave Sw Washington Dc 20250 in Washington, DC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,133,112 in used vehicle loans and $14,465,475 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can fit your budget and lifestyle.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $6,672,902 in loans helping members manage their finances effectively. These cards come with various benefits that can suit your spending habits while providing easy access to credit when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,358,064, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your options and find a solution that works for you.

Loan Aggregator

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AGRICULTURE FEDERAL CREDIT UNION - Washington, DC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Washington, DC (20250)