AFL-CIO Employees Credit Union Washington DC | Best Auto Loans & Business Banking

Introduction

Welcome to Afl Cio Employees, proudly serving our community since 1952 from our Capitol Hill Branch located at 555 New Jersey Ave NW, Washington, DC 20001. As a trusted partner in your financial journey, we are dedicated to providing you with personalized services and solutions tailored to meet your needs. With over 5,200 members, we understand the importance of building strong relationships and fostering a sense of belonging. At Afl Cio Employees, we pride ourselves on our solid financial foundation, boasting total assets of $51,741,490 and total deposits reaching $2,535,008. Our commitment to responsible lending is reflected in our portfolio of 1,421 loans and leases, ensuring that we can help you achieve your goals whether it's buying a new car or securing a mortgage for your dream home. Under the leadership of our CEO, Robert James, and Board President, Richard Womack, we strive to create a welcoming environment where every member feels valued. Our team of 12 dedicated employees is here to assist you with services ranging from personal banking to business loans and online banking solutions. While members can visit us at our branch for in-person assistance, official correspondence should be sent to the same address: 555 New Jersey Ave NW, Washington, DC 20001. We encourage you to explore all that we have to offer by visiting our website at aflcioefcu.org or giving us a call at 301-683-2800. Join us today as we work together toward achieving your financial aspirations!

Branch History & Mission

The Afl Cio Employees Credit Union has been a pillar of the Washington, DC community since its inception in 1952. Located at 555 New Jersey Ave NW, this branch has a proud legacy of supporting its members through various financial services and community initiatives. Over the years, we have grown from humble beginnings into a robust institution, currently serving over 5,200 members with total assets amounting to $51,741,490. Our mission is simple yet powerful: to provide our members with exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to quality banking options, which is why we offer personal banking accounts, auto loans, mortgages, credit cards with rewards, and much more. Our commitment goes beyond just numbers; it's about building lasting relationships and fostering financial literacy among our members. While you can visit us at our main branch address of 555 New Jersey Ave NW, Washington, DC 20001 for all your banking needs, official correspondence should be directed to our mailing address: 555 New Jersey Ave NW, Ste 100, Washington, DC 20001. As part of our dedication to innovation and convenience, we have embraced digital advancements like online and mobile banking services. Our ATM availability ensures that you can access your funds when you need them most. Although we do not currently offer drive-thru service or a shared service center, our team is always ready to assist you during our operating hours: Monday and Friday from 8:00 AM to 3:00 PM; Tuesday through Thursday from 9:00 AM to 3:00 PM. Through partnerships with local organizations and outreach efforts within the community, we strive to uplift those around us. We know that by investing in our community's growth and development, we create a brighter future for all. We invite you to join the Afl Cio Employees Credit Union family today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For more information on membership eligibility or to open an account, visit us at Afl Cio Employees or call us at (301) 683-2800. Together, let's build a better tomorrow!

Branch Location & Accessibility

Welcome to the Afl Cio Employees Capitol Hill Branch, your friendly neighborhood credit union located at 555 New Jersey Ave NW, Washington, DC. Nestled in the heart of the city, our branch is easily accessible and conveniently situated near notable landmarks like the U.S. Capitol and Union Station, making it a perfect stop for both local residents and visitors alike. At our Capitol Hill Branch, we prioritize your convenience. While members can visit us at 555 New Jersey Ave NW for all their banking needs, official correspondence should be sent to the same address. We are proud to offer a welcoming environment that is ADA compliant, with features like ramps for easy access. Ample parking is available nearby, allowing you to visit us without any hassle. Our operating hours are designed to fit your busy schedule: we welcome you on Mondays and Fridays from 8:00 AM to 3:00 PM and on Tuesdays, Wednesdays, and Thursdays from 9:00 AM to 3:00 PM. Whether you're stopping by for a quick transaction or need assistance with more complex financial services, our friendly staff is here to help. In addition to traditional banking services such as checking and savings accounts, auto loans, and mortgages, we also provide ATM access for your convenience. While we do not have drive-thru banking at this location, our ATM is available for cash withdrawals and balance checks whenever you need it. If you're considering becoming a member or have any questions about our offerings, don't hesitate to reach out! You can call us at 301-683-2800 for more information or simply drop by during our operating hours. We look forward to serving you!

Member Eligibility

At Afl Cio Employees, we're excited to welcome you into our community of members who support each other in achieving financial wellness. Becoming a member is a simple and straightforward process! If you're part of the labor movement, a family member of an existing member, or work for certain affiliated organizations, you are likely eligible to join us. We believe everyone deserves access to friendly and personalized financial services, and that's exactly what we offer here. You can find detailed eligibility criteria by visiting this link. Once you confirm your eligibility, opening an account with us is just as easy! Simply follow the steps outlined at this page, and you'll be on your way to enjoying all the benefits of being part of Afl Cio Employees. Whether it's competitive loan rates or our dedicated customer service, we're here to help you every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (301) 683-2800. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Make Sense

Picture this: You've just opened a new café in downtown Washington, DC, and you need reliable payment solutions. Our merchant services ensure that you can accept payments seamlessly, allowing you to focus on what you do best serving delicious coffee and pastries to your customers. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in our community. Ready to take your business to the next level? Visit us at 555 New Jersey Ave Nw Washington Dc 20001 or call us at (301) 683-2800. Let's turn your vision into reality!

Tailored Loan Options

Imagine having the financial backing to seize new opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services make it easy for you to withdraw cash or check your balance whenever needed. With basic ATM access available at numerous locations, getting cash has never been more accessible. At Afl Cio Employees, we strive not only to meet but exceed your expectations by providing comprehensive financial solutions tailored just for you. If you'd like more information about any of our services or wish to speak with one of our friendly representatives, please don't hesitate to reach out at (301) 683-2800. Join us today and discover how we can assist you on your financial journey!

Auto Loans & Vehicle Financing

When it comes time to purchase a new vehicle, our auto loans make the process straightforward and stress-free. We offer competitive rates that help you get behind the wheel without breaking the bank. Whether you're buying new or used, financing your dream car is just a phone call away at (301) 683-2800.

Business Banking Services

For business owners, we offer merchant services and business loans designed to help you grow. We know how important it is to have reliable financial support as you navigate the challenges of running a business.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards! They come with attractive perks that can benefit you every time you use them. Whether for everyday purchases or special occasions, having a credit card from Afl Cio Employees means you're always rewarded for your spending.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why our online and mobile banking features allow you to manage transactions seamlessly from your smartphone or computer. You can check balances, transfer funds, and even pay bills all at your fingertips.

Home Financing Options

Looking to buy a home? Our mortgage loans and refinancing options are tailored to fit various budgets and preferences. We understand that purchasing a home is one of the most significant investments you'll make, which is why we are committed to offering personalized support throughout the process.

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed with you in mind. Imagine having a secure place to keep your hard-earned money while also earning interest on your savings. You can easily manage your accounts through our online and mobile banking platforms, giving you the flexibility to handle your finances anytime, anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need help managing debt, our personal loans can provide immediate relief. With flexible terms and competitive rates, consolidating debt into one manageable payment is easier than ever.

Digital & Online Banking

Key Features

For members who prefer electronic documentation, we offer e-statements Yes. This feature allows you to receive your bank statements directly to your email saving paper and giving you instant access to your financial information. Plus, with electronic signature authorization Yes, signing documents is simple and secure. Need to send money quickly? Our person-to-person transfer feature Yes makes it easy to send funds to friends or family in seconds no need for checks or cash. And if you're on the move, be sure to download our mobile application Yes. It's user-friendly and packed with features that allow you to manage your accounts right from your smartphone.

Security and Accessibility

At Afl Cio Employees, we prioritize the safety of your information. Our online banking services are secured with advanced encryption technology, so you can rest easy knowing that your personal details are protected. We know how important flexibility is in today's world; that's why our digital banking tools are designed for ease of use. You can check balances, make transfers, and even set up alerts all in real-time! Experience the convenience of modern banking at Afl Cio Employees where managing your finances is as simple as clicking a button. Join us today and take control of your financial future!

Financial Strength

Commitment to Growth

With $6,063,127 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $41,197,116 in total loans and leases reflect our commitment to supporting your financial goals across various sectors. Additionally, we have $303 in used auto loans available to help you secure the vehicle you need.

Growing Member Base

Total Share Accounts stand at 7,049, showing a strong and growing member base that trusts us with their finances. This trust empowers us to keep enhancing our services for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Afl Cio Employees is your trusted partner. Visit us at 555 New Jersey Ave Nw Washington Dc 20001 or call (301) 683-2800 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,055,586 in share certificates and $7,944,031 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $6,262,861, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,208 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,632,986 in used vehicle loans and $3,578,708 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have flexible terms that fit your budget.

Credit Lines and Unsecured Credit Cards

Need extra cash for unexpected expenses or big purchases? Our total credit lines amount to $4,000,000, offering you the flexibility you need. Additionally, we also provide unsecured credit card loans to help our members manage their finances effectively; however, currently, we do not have any outstanding unsecured credit card loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,441,792, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process of securing your dream home.

Refinancing Options

If you're looking to lower your current interest rates or change your loan terms, we offer refinancing options across various loan types. This could help you save money over time and improve your overall financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Afl Cio Employees, we are committed to providing our members with a variety of loan options designed to support their individual needs. Whether it's for purchasing a vehicle, buying a home, or managing expenses, we're here to assist you every step of the way. Visit us today to learn more about how we can help you achieve your financial aspirations!

Loan Aggregator

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