AFGM ENTERPRISES FEDERAL CREDIT UNION

Welcome to Afgm Enterprises, your trusted financial partner since 1963, located conveniently at 132 Cayuga Rd, Cheektowaga, NY 14225. With a strong commitment to our community and a focus on serving our members, we have grown to support over 1,236 members with a total asset base of $12,263,097. At Afgm Enterprises, we understand that each financial decision impacts your life and strive to offer personalized solutions tailored to your unique needs. Led by our dedicated CEO Sandra Randolph and Board President Stephanie Palumbo, our small yet passionate team of 5 employees is here to provide exceptional service. We pride ourselves on offering a variety of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. As a member-owned credit union, we prioritize your financial well-being above all else. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 132 Cayuga Rd, Cheektowaga, NY 14225. Our doors are open Monday through Tuesday and Thursday through Friday from 9 AM to 4 PM, ensuring that you have access to our services when you need them most. With total deposits amounting to $1,363,085 and a net worth of $3,212,655, we are financially sound and ready to assist you in achieving your goals. Whether you're looking for competitive loan rates or effective savings options, Afgm Enterprises is here for you. Ready to take the next step? Feel free to call us at 716-634-3636 or explore our website here for more information on how we can help you thrive financially!

Welcome to Afgm Enterprises, a credit union that has proudly served the Cheektowaga community since its founding in 1963. With a rich history and a commitment to excellence, we have grown alongside our members and evolved into a trusted financial partner. Located at 132 Cayuga Rd, Cheektowaga, NY 14225, our branch is easily accessible for all your banking needs. Over the years, we have expanded our services and membership base, now proudly supporting over 1,236 members and managing total assets of $12,263,097. Our mission is simple yet powerful: to provide exceptional financial services while actively supporting and uplifting our community. At Afgm Enterprises, we believe that banking should be personal and accessible. Our operating hours are Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM. While we currently do not offer ATM or drive-thru services, we ensure that our online banking options are user-friendly and efficient. Members can access their accounts anytime through our website at AFGMENTFCU.COM, where they can also enroll in various services tailored to meet their needs. Our dedication extends beyond banking; we are committed to community outreach and partnerships that create real impact. We understand the importance of being involved in local initiatives and strive to foster relationships that benefit everyone in Cheektowaga. As part of our mission, we prioritize creating an inclusive environment where all members feel valued and supported. We aim to empower individuals with the financial tools they need to achieve their goals be it securing an auto loan or starting a business. While you can visit us at our branch address for any inquiries or assistance, please note that official correspondence should be sent to the same address as our mailing address: 132 Cayuga Rd, Cheektowaga, NY 14225. Join us at Afgm Enterprises as we continue this journey together. Experience firsthand how being a member of our credit union means more than just accessing financial services; it's about being part of a community that cares. We invite you to learn more about membership benefits by visiting our website or calling us at (716) 634-3636. Together, let's build a brighter financial future!

At Afgm Enterprises, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, worship, or go to school in our service area. If you're part of the local community, you're likely eligible to join us! We offer a range of benefits including competitive rates on loans and personalized service that prioritizes your needs. To find out more about the specific eligibility criteria, feel free to visit our website at https://www.afgmentfcu.com//about-us#fom . If you're ready to take the next step and open an account, check out the details here: https://www.realtimehomebanking.com/enroll.aspx?clientid=15618 . Should you have any questions or need assistance, don't hesitate to give us a call at (716) 634-3636. We're here to help you every step of the way!

At Afgm Enterprises, we understand that your time is precious. That's why we offer a range of digital and online banking services designed for convenience, security, and ease of use. Whether you're at home or on the go, managing your finances has never been simpler. With our 24/7 Online Banking Services available at https://www.afgmentfcu.com/ , you can access your accounts anytime, anywhere. Check balances, pay bills, and transfer funds with just a few clicks. Our user-friendly platform ensures that you can manage your money without any hassle. One feature you'll love is Person-to-Person Transfers, which allows you to send money quickly and securely to friends or family members without needing cash. It's perfect for splitting bills or sending gifts instantly! While we currently do not offer electronic signatures or e-statements, rest assured that our commitment to your security remains top-notch. We prioritize protecting your information every step of the way. For those who prefer mobile banking, although we don't have a dedicated mobile application yet, our online banking site is fully responsive. This means you can easily navigate it from your smartphone or tablet. And if you're looking to make payments on the go, our current offerings do not include mobile payment features; however, our online system makes it easy to handle transactions safely from wherever you are. With Afgm Enterprises, experience real-time account management tailored for today's busy lifestyle. Visit us at https://www.afgmentfcu.com/ to learn more about how our digital banking services can help streamline your financial journey!

At Afgm Enterprises, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your credit union is financially sound is crucial. That's why we're proud to share insights into our robust financial health. With a net worth of $3,212,655, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,615 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $954,303 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,189,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $153 in used auto loans and a total of $10,852,541 in loans and leases that support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 2,036, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Afgm Enterprises is your trusted partner. Visit us at 132 Cayuga Rd Cheektowaga Ny 14225 or call (716) 634-3636 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.