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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Introduction
Welcome to Affinity Plus at the Winona State Campus, where your financial well-being is our priority. Located at 250 W Howard St, Winona, MN 55987, we have been serving our community since 1934 with a commitment to member satisfaction and financial empowerment. With over 273,000 members, we take pride in being a trusted partner in their financial journeys. At Affinity Plus, we understand that financial decisions can be daunting. That's why our dedicated team, led by CEO Dave Larson and Board President Robyn Cousin, is here to provide personalized services tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we offer a range of solutions designed to help you thrive financially. As of now, our total assets stand at an impressive $4,228,683,848, reflecting our solid foundation and stability. We also manage around $305,507,608 in deposits and have granted a total of 208,512 loans and leases, showing our active role in supporting our members' dreams. Our net worth is currently $373,830,407, which underscores our commitment to sound financial practices. While members can visit us at the branch for services like online banking and ATMs, official correspondence should be sent to 250 W Howard St Ste 118, Winona, MN 55987-3214. You can reach us easily at 800-322-7228 during our lobby hours on Wednesdays and Thursdays from 10 AM to 1 PM. Join us at Affinity Plus as we continue to grow together with our community. Visit us online at affinityplus.org to learn more about how we can assist you on your financial journey!
Branch History & Mission
Welcome to the heart of Winona, where Affinity Plus has been serving our community since 1934. With a rich legacy that spans over eight decades, we have grown from a small credit union into a trusted financial partner for 273,913 members. Our journey began with a simple mission: to provide accessible and affordable financial services while fostering a spirit of community. Located at 250 W Howard St, Winona, MN 55987, our branch is easily accessible and conveniently situated near local landmarks that make it familiar and welcoming for all who visit. While members can visit us at this address, official correspondence should be sent to our mailing address: 250 W Howard St, Winona, MN 55987-3214. At Affinity Plus, we take pride in our commitment to both financial empowerment and community support. Our mission is clear: to enhance the financial well-being of our members through exceptional service and innovative products. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we strive to meet the diverse needs of our members. Moreover, we are dedicated to supporting local initiatives and partnerships that uplift our community. As we have evolved, so too have our services. We embrace technology with features like online banking, mobile payments, and e-statements, ensuring that banking with us is as convenient as possible. Our commitment to accessibility is also reflected in our ADA-compliant facilities. We understand the importance of being there for our members when they need us most. That's why we offer ATM services for quick cash access and maintain operating hours on Wednesdays and Thursdays from 10 AM to 1 PM. Although we currently do not offer drive-thru banking or shared service center availability, our team is always ready to assist you inside the branch. With total assets exceeding $4.2 billion, Affinity Plus stands strong financially, allowing us to invest back into the services we provide. We are proud of our achievements but remain focused on the future continuing to serve you with integrity and dedication. We invite you to join our family at Affinity Plus and experience firsthand the benefits of membership. Whether you're looking for personal loans, credit cards with rewards, or business banking options, we're here for you every step of the way. Visit us today or reach out at 800-322-7228 let's build a brighter financial future together!
Branch Location & Accessibility
Accessibility and Features
At Affinity Plus, we prioritize your comfort and accessibility. Our branch is designed with ADA compliance in mind, ensuring that everyone can access our services easily. Parking is available nearby for your convenience, so you won't have to worry about finding a spot when you visit us.
Operating Hours and Services
We invite you to come see us during our lobby hours on Wednesdays and Thursdays from 10 AM to 1 PM. While we may not have drive-thru banking options available, we do offer an ATM for quick cash withdrawals and balance checks right outside our door. Affinity Plus provides a range of personal banking services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team is ready to help you navigate all your financial options, whether you're looking for personal loans or business banking solutions. For any questions or to learn more about how we can assist you, feel free to give us a call at 800-322-7228. We look forward to welcoming you into our branch soon!
Member Eligibility
At Affinity Plus, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive network that cares about your financial well-being. To become a member, you'll find that eligibility is quite straightforward. If you live, work, or attend school in the areas we serve, you're likely to qualify! We also welcome family members of existing members, making it easy for loved ones to join the fold. Each member enjoys access to a range of benefits designed to help you thrive financially, from competitive loan rates to personalized service. If you're ready to take the next step, opening an account is simple! You can find all the details on how to get started at http://www.affinityplus.org/membership/become-a-member. Should you have any questions or need assistance, feel free to reach out to us at (800) 322-7228. We look forward to welcoming you to Affinity Plus, located conveniently at 250 W Howard St Winona Mn 55987!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine running your business without worrying about payment processing. Our merchant services make transactions easy, allowing you to focus on what you do best serving your customers. From card processing to online payments, we provide the tools that simplify your daily operations and enhance customer satisfaction. Visit us at 250 W Howard St Winona Mn 55987 in Winona, MN, or call us at (800) 322-7228 to learn how we can support your business goals today!
Comprehensive List Of Services
Business Banking Services
For local entrepreneurs and business owners, we provide comprehensive business banking solutions including merchant services and business loans. Our team understands the challenges of running a business and is committed to helping you succeed.
Digital Banking Convenience
In today's fast-paced world, we know that convenience is key. That's why Affinity Plus offers robust online and mobile banking features. You can manage your accounts from anywhere using our user-friendly app, whether it's checking your balance or transferring funds. We also provide access to ATMs for cash withdrawals and balance checks, ensuring that you have the resources you need at your fingertips.
Get in Touch
If you're ready to take control of your finances or if you have any questions about how we can assist you, don't hesitate to reach out! Call us at 800-322-7228 or visit us during our lobby hours on Wednesday and Thursday from 10 AM to 1 PM. At Affinity Plus, we're here to support your journey towards financial wellness. Explore all the ways we can serve you today!
Personal Banking Solutions
Whether you're just starting out or looking to manage your wealth, our personal banking options are tailored for you. We offer checking and savings accounts that fit your lifestyle, allowing you to easily manage your day-to-day finances. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates to help you get on the road without breaking the bank. If homeownership is in your future, our mortgage loans and refinancing services can guide you through the process. We also offer personal loans and debt consolidation solutions, which can help simplify your finances by combining multiple debts into one manageable payment. And don't forget about our credit cards with rewards, perfect for earning benefits while making everyday purchases.
Digital & Online Banking
Convenience at Your Fingertips
Our mobile payments feature allows you to make purchases directly from your phone, making everyday transactions simpler than ever. Whether you're out shopping or grabbing coffee, just tap and pay! Everything about our digital services is designed with you in mind easy navigation ensures that even those who aren't tech-savvy can find what they need without any hassle. With all these tools at your fingertips, managing your finances has never been easier. Experience the convenience of modern banking today with Affinity Plus!
Key Features
Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy to send cash directly from your account. Plus, with our mobile application, you can manage your finances right from your smartphone, giving you the freedom to bank on the go. Security is always a top priority at Affinity Plus. We utilize electronic signature authorization for added peace of mind when handling sensitive transactions. You can also opt for e-statements, which not only helps reduce paper clutter but also keeps your financial information secure and easily accessible.
Financial Strength
Growing Member Base
Total Share and Deposit Accounts stand at 662,042, showing a strong and growing member base that trusts us with their finances. This trust allows us to maintain net shares (funds available for lending and investments) at $1,104,453. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 250 W Howard St Winona Mn 55987 or call (800) 322-7228 to learn more about how we can help you achieve your financial goals.
Member-Focused Savings
Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Reinvestment for Growth
With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; we currently have $53,938 in used auto loans and $3,625,652,728 in total loans and leases available to support your financial goals.
Solid Foundation
With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Strong Operational Efficiency
Our $13,526,864 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We aim to make your auto financing as straightforward as possible.
Credit Lines and Business Financing
For those looking for additional flexibility, we provide credit lines with a total value of $1,572,797,791. If you're a business owner seeking capital for growth or expansion, our outstanding commercial loans totaling $66,167,419 are available to meet your business needs. Our goal is to ensure you have access to the financial resources that best serve your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at Affinity Plus today and explore how our loan offerings can help pave the way toward achieving your financial objectives!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, make buying or refinancing simple. We can guide you through the process and help you understand eligibility requirements and refinancing options.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. This product is designed to give you the purchasing power you need while keeping repayment manageable.
Loan Aggregator
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